This is how I look at it, and I might be considered an "old fogey" or "too old fashioned." Whatever.
The engagement ring is not a piece of jewelry. It's a promise. A symbol of his love for her. It shouldn't matter how big it is, and I think it's materialistic for a woman to demand such a large ring that it automatically puts them in a financial bind, just to have bling. He should be able to buy her what he can afford, and if she doesn't like it, he should rethink the whole engagement. That type of behavior by her is setting a path for this relationship that says that nothing he ever does will be good enough. The house will be too small, the car will be too old, etc.
As far as her paying for half, that, too, tells me that she sees the ring as more of a flashy piece of jewelry that she can show off to her friends, than the promise of a life together.
Just my two cents.
When my husband and I first got together, we didn't have a lot of money, but he bought me the best he could afford. He can afford a bigger ring now, and even said the other day that he wanted to buy me a bigger ring for Christmas. I told him if he wanted to buy me a ruby, or an emerald ring for my right hand, I'd be OK with it, but he'll take my smaller wedding ring when he pulls it from my cold, dead hand. He bought that for me as a sign of how much he loved me, and there's no way it's coming off.
I don't follow.
Demanding a big ring is materialistic, even though appearance shouldn't matter.
If she pays or part of it - that means she sees the rings as a blingy tidbit.
If she doesn't like it - then it means the marriage might not be all that great or he's not good enough. (Did he stop to think about her likes and dislikes? If she doesn't LIKE it then obviously there's a communication issue. She has to wear it - she SHOULD like it.)
So - what does it mean if he believes the ring should be costly and she doesn't?
What does it mean if she offers to pay for part of it because he feels it should be worth a small fortune and she doesn't want him to go into debt?
If he believes in buying a big, expensive ring, then isn't he being materialistic? (this is my experience, btw. I am not materialistic and my husband is.)
Perhaps it's more often that the man feels this ring is a symbol of his ability to care for her - a show of masculinity or pride, perhaps? (I don't know, I don't grasp the costly ring appeal at all.)
I remember my ex picking me up from work and trying to take me ring shopping - that in itself was odd and at first I was peeved that he did it. Then, after seeing the rings he wanted to get, I was glad he did because they were atrocious. Like - huge stones and some weird carved/highly polished bezel thing that looked like it was from the 80's.
It represented "we're married" and "we have very different opinions on what looks nice." - I picked one I liked.
It would be nice if this trend reflects women's increased autonomy and better wages, but probably it is more due to the trend towards turning marriage ceremonies into opportunities for women to play queen-for-a-day so they can show off their ability to spend large sums of money (often other people's) on useless luxuries to impress others. In other words, it is probably just another triumph for consumerism. (the new religion; to buy is to pray)
Why doesn't it reflect that?
Do you think that such ceremonies have always been like that? These traditions are old (invite as many people as you can, have a huge wedding, have a huge reception, pay for liquor and food for everyone, the bride's family pays or it all). . . All of this is old.
Costly rings = old tradition.
Costly weddings = old tradition.
Perhaps, in our modern era of shared expenses and such, this represents our new values which err toward equality.
Being a jeweler in my free-time - I know that you can buy a beautiful ring to meet anyone's tastes without spending a small fortune. You don't need to spend tens of thousands. You don't need diamonds (if you think you do, ignore the commercials - aside that - diamonds aren't as valuable or rare as people claim) My husband had some notion that he needed to spend a year's worth of income on a ring. Do you have any idea how deplorable that was to me? It made me sick to think of wearing that much money on my finger when I was happy with the simpler ring he did get me. My aunt had a 1/2 million dollar ring and she LOST IT on a trip. . . good thing it was insured.
Insurance for a ring - yeesh - that's ridiculous.
You know what, their marriage is ****.