RiF, I backed off from this thread, a week ago. You and I ended our exchanges then, on this thread, on good terms. That was a surprise to both of us, I'd expect you would agree.
What does, "They buy private insurance but are not penalized.",
mean? This is what the ACA has accomplished, vs what Trump and his party have said and done, so far.:
en.wikipedia.org
"....Several
Congressional Budget Office reports said that overall these provisions reduced the
budget deficit,
that repealing ACA would increase the deficit,[8][9] and that the law
reduced income inequality by taxing primarily the top 1% to fund roughly $600 in benefits on average to families in the bottom 40% of the income distribution.
[10] .."
RiF, in order for me to discuss this further with you, I need to know what your understanding of the "Silver Plan", offered as the middle option of "individual insurance markets" three tiers, "bronze", "silver", and "gold" health insurance plans.
Trump's Five Big Changes To Obamacare : Shots - Health ...
https://www.npr.org/sections/health...ying-hard-to-thwart-obamacare-hows-that-going
"
Oct 14, 2019 According to the Kaiser Family Foundation, premiums went up about 32%, on average, for
ACA "
silver plans" that went into effect in early 2018, although most people received subsidies to offset ..."
If you do not understand the protections
that "kick in" for silver plan buyers if they lose income or have high medical expenses in any given year, or how deductibles and premiums in silver plans are determined, and then adjusted after end of year income is actually submitted on silver plan enrollees tax returns,
you will reveal you have as little understanding of why Trump or his party cannot come up with a better plan.... than President Trump does!
In the last debate, this confirms Trump has no understanding of what the mandate did, or how it made coverage of pre-existing fiscally practicle, by penalizing free-riding, before he signed legislation axing the mandate fines. After eliminating the mandate fines, Trump party will plead to the SCOTUS on November 10 that, without the fine, considered a tax Justice Roberts used to declare the ACA legislation constitutional, the entire legislation must be nullified by SCOTUS.
Here is the full transcript of the final presidential debate between President Donald Trump and former Vice President Joe Biden, moderated by Kristen Welker in Nashville on Oct. 22, 2020.
www.usatoday.com
"
Trump: First of all, I've already done something that nobody thought was possible. Through the legislature, I terminated the individual mandate. That is the worst part of Obamacare, as we call it. The individual mandate -- we have to pay a fortune for the privilege of not having to pay for bad health insurance. I terminate it; it's gone. Now it's in court, because Obamacare is no good. But then I made a decision, ‘Run it as well as you can’ -- to my people, great people -- ‘Run it as well as you can.’ I could have gone the other route and made everybody very unhappy. They ran it. Premiums are down, everything's down. Here's the problem. No matter how well you run it, it's no good. What we'd like to do is terminate it. We have the individual mandate done. I don't know that it's going to work. If we don't win, we will have to run it and we'll have Obamacare, but it will be better run. But it no longer is Obamacare. Because without the individual mandate, it is much different. Pre-existing conditions will always stay. What I would like to do is a much better health care, much better. We’ll always protect people with pre existing -- so I'd like to terminate Obamacare, come up with a brand new beautiful health care. ..."