Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Outpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Outpatient Surg $3k neg----- $505 -------------- $795
Inpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Outpatient Surgery
High plan Gold plan
PCP office visit $25 copay $35 copay
lab work 0 0
Outpatient Surg $3k neg $505 $795
Inpatient- $11,800 procedure $1450 $2600
Obama and democrats have ****ed the American working families.
You're looking at this the wrong way.
Now that you are paying more the 6 poor people that signed up for Obamacare can now get free insurance instead of just the free care they were getting before.
Here is another problem with it besides people not being able to keep their existing plans and keep costs low.
Another Obamacare Success Story: Turning a Future Lawyer into a Welfare Recipient.....
So, how much of a premium is strapping young Brendan Mahoney paying to help make ObamaCare work? Oops. The Courant reports that Mahoney “said that by filling out the application online, he discovered he was eligible for Medicaid. So, beginning next year, he won’t pay any premium at all.” .....snip~
Another Obamacare Success Story: Turning a Future Lawyer into a Welfare Recipient - Michael F. Cannon - Townhall Finance Conservative Columnists and Financial Commentary - Page 1
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Inpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Inpatient Surg $3k neg----- $505 -------------- $795
Outpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
I am re-evaluating as well and will be hiring someone to scope the loopholes in this ridiculous legislation
I never thought I would even consider this and thought my Dad was crazy for saying it but I am beginning to think he is right about another civil war coming as freeloaders are ruining our country.
I am re-evaluating as well and will be hiring someone to scope the loopholes in this ridiculous legislation
Here is another problem with it besides people not being able to keep their existing plans and keep costs low.
Another Obamacare Success Story: Turning a Future Lawyer into a Welfare Recipient.....
So, how much of a premium is strapping young Brendan Mahoney paying to help make ObamaCare work? Oops. The Courant reports that Mahoney “said that by filling out the application online, he discovered he was eligible for Medicaid. So, beginning next year, he won’t pay any premium at all.” .....snip~
Another Obamacare Success Story: Turning a Future Lawyer into a Welfare Recipient - Michael F. Cannon - Townhall Finance Conservative Columnists and Financial Commentary - Page 1
The young were suppose to help pay for it all. Not run and get on Medicaid.
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Inpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Inpatient Surg $3k neg----- $505 -------------- $795
Outpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
Sure.
It won't be long before people (more people) start figuring out that it's easier to just cash in you chips and apply for disability. Why bust your ass for $30-40k/yr when you can get 2/3 of that in disability and make up the difference working a home business under the table?
Sure.
It won't be long before people (more people) start figuring out that it's easier to just cash in you chips and apply for disability. Why bust your ass for $30-40k/yr when you can get 2/3 of that in disability and make up the difference working a home business under the table?
I think they've caught on already ... once unemployment runs out, ouch! I have debilitating back pain - which may or may not be the case and disability rolls in with no end in sight.
Labor Force Shrinking, Disability Claims Rising
Hey, I am still up for the idea of secession... no fighting this time, just use the liberal template of civil disobedience and peaceful nonresistance, they simply cannot arrest us all.I am re-evaluating as well and will be hiring someone to scope the loopholes in this ridiculous legislation
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Inpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Inpatient Surg $3k neg----- $505 -------------- $795
Outpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
I never thought I would even consider this and thought my Dad was crazy for saying it but I am beginning to think he is right about another civil war coming as freeloaders are ruining our country.
I never thought I would even consider this and thought my Dad was crazy for saying it but I am beginning to think he is right about another civil war coming as freeloaders are ruining our country.
I don't understand. Are you saying that your employer is chosing the Obamacare exchange over their previous insurance carrier?
Sounds to me that regardless, your employer has just decided to pass more of the cost of your healthcare onto you, so that your employer can double his already doubled profits - at your expense. Maybe it's time you look for a new job, or to start price shopping for insurance.
I have a high deductable major medical policy from Blue Cross, it's about $150 a month, and thats about all I chose to pay for health insurance since I rarely spend much at the doc. I also price shop my docs, a basic doctors visit cost me $50, and thats without the involvement of insurance.
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Inpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Inpatient Surg $3k neg----- $505 -------------- $795
Outpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
Received my open enrollment today, we no longer have the High plan that I have had for 15 years now, only Gold, Silver and Bronze. Obama has ****ed more working Americans again.
To go from the High Plan of 2013 to the Gold plan in 2014 I have to take a 20% increase in premium and will see less coverage than before thanks to the Democrats. Here are just a few examples:
Inpatient Surgery
---------------------------- High plan ---------- Gold plan
PCP office visit ------------- $25 copay ---------- $35 copay
lab work ------------------- 0 ------------------- 0
Inpatient Surg $3k neg----- $505 -------------- $795
Outpatient- $11,800 procedure---$1450 --------------$2600
Obama and democrats have ****ed the American working families.
1. Who is "we"? You and your family? You're talking about buying an individual plan on the private market, right? Not as part of a group policy?
2. What is your age?
3. What state are you enrollling in?
4. What ins. companies are your comparing (between your "high plan" and the Gold plan)?
5. What is your current premium for the "high plan"? Is that for a family?
6. What will be the premium for the Gold plan?
7. Is your current "high plan" a PPO? That is, it has an "in network" part and an "out of network" part?
8. Does the Gold plan have an "in network" and "out of network" system? Or does that plan you're citing apply to all care providers...no network. Or just to an "in network" list of care providers (an HMO)?
9. What are the deductibles on both plans?
10. What are the annual out of pocket limits of both plans? (that is, the amount that is the max you'll have to pay out of pocket for the year)
11. What is the total cap on the policy, that it will pay for the "high plan" and for the "Gold Plan"? That is, if you get cancer of MS or some catastrophic injury...at what amt does the ins. co. cut you off?
12. What do preventive care visits cost under your current "high plan"? Has Obamacare kicked in on that, so that they are free, yet? (annual checkups, mammograms, etc.) Preventive exams and such are free under Obamacare.
Someone has to pay for the rest... it might as well be you. Everyone has to pay their fair share don't you know....
I don't understand. Are you saying that your employer is chosing the Obamacare exchange over their previous insurance carrier?
Sounds to me that regardless, your employer has just decided to pass more of the cost of your healthcare onto you, so that your employer can double his already doubled profits - at your expense. Maybe it's time you look for a new job, or to start price shopping for insurance.
I have a high deductable major medical policy from Blue Cross, it's about $150 a month, and thats about all I chose to pay for health insurance since I rarely spend much at the doc. I also price shop my docs, a basic doctors visit cost me $50, and thats without the involvement of insurance.
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