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Since you are having a real world experience, can you tell me (us) a little more? I'm not familiar with the term "high plan". Were you getting insurance through your employment? If so, are your employers changing insurance companies? Do you pay the monthly fee and if so how much is it.
I'm trying to understand this, there is NO snarkiness in my questions. I'm on Medicare which is a world of its own.
I was one of those with a "Cadillac Plan" it was part of my compensation. Now thanks to Obamacare it will no longer be offered because of the penalty assoicated with it. The only positive as I have used my contacts in my field and may have found a solution.