Biden's health care plan

[Greenbeard]

He hits all the talking points, doesn't he. Having a "public option" is just short hand for government run healthcare - kinda like the post office with tongue depressors.

A public option is a health insurer, it doesn't provide health care. It cuts checks, not patients.

 

[poweRob]

Pretty much. Just more tax and spend Dem BS to make everyone poor.

Spending seems to only be a problem if its a dem. If it's republican borrow and spend... now THAT's purty okay... amirite?

 

[TomFitz]

Biden's plan is "Make middle class people pay more for marketplace insurance so deadbeats get more free stuff."


No.

What a collection of suckers!

You already pay more “so deadbeats can get more free stuff”

That was the GOP’s idea. Let the poor go to the emergency room, and get billed top rates, which the hospitals have to build into the cost (and the bills), they send to your insurance company. Which raises its premiums accordingly.

 

[poweRob]

No, the middle class pays less. They get greater access to financial assistance that lowers their contribution to premiums. And the underlying premiums themselves are lowered by a combination of 1) greater insurer competition in the marketplaces, 2) tackling underlying cost drivers like provider market dysfunction and prescription drug prices, and 3) undoing the unsubsidized premium hikes Trump triggered when he screwed up the financing of the marketplaces.

You're getting in the way of their lying talking point.

 

[Bullseye]

A public option is a health insurer, it doesn't provide health care. It cuts checks, not patients.

I know that. It also means they set reimbursement rates, coverage, etc.

 

[MTAtech]

Biden's plan is "Make middle class people pay more for marketplace insurance so deadbeats get more free stuff."


No.

Actually, the taxes for Obamacare were levied largely on the wealthy, but let’s not get facts in the way of a perfectly good attack on Obamacare.

Obamacare isn’t magic — it produces losers as well as winners. But it’s not black magic either, turning everyone into a loser. What the Act does is in effect to increase the burden on fortunate people — the healthy and wealthy — to lift some burdens on the less fortunate: people with chronic illnesses or other preexisting conditions, low-income workers.

Millions of workers, especially rural Trump voters, benefit from Obamacare.

In any case, it’s sure better than Trump’s solution, eliminate Obamacare and go back to the old system that excluded millions of people with preexisting conditions; lifetime caps, etc.

 

[VanceMack]

Were you mad when the insurance companies threw people off their plans or not?

The only law I believe congress should have passed was to prevent an insurance company from kicking people off their roles that developed illnesses. Instead the ****ing morons in the rat party forced a ****ty system on the American public that people you swooned over. They ****ed over everyone for a 13% solution, and people you you swooned.

 

[MTAtech]

Wealth redistribution, but they say they aren't communists.

You’re over a century late arguing against redistribution, which has nothing to do with communism.

The American egalitarian ideal, which went along with fear of creating a hereditary aristocracy. High taxes, especially on estates, were motivated in part by fear of coming to resemble Old Europe. Among those who called for high estate taxation on social and political grounds was the great economist Irving Fisher.

Just to reemphasize the point: during the Progressive Era, it was commonplace and widely accepted to support high taxes on the rich specifically in order to keep the rich from getting richer — a position that few Republicans today would dare espouse.

So, it’s a bit late to complain about redistribution, which is already woven into America’s fabric.

 

[CaughtInThe]

where is Trumpcare??

 

[apdst]

You’re over a century late arguing against redistribution, which has nothing to do with communism.

The American egalitarian ideal, which went along with fear of creating a hereditary aristocracy. High taxes, especially on estates, were motivated in part by fear of coming to resemble Old Europe. Among those who called for high estate taxation on social and political grounds was the great economist Irving Fisher.

Just to reemphasize the point: during the Progressive Era, it was commonplace and widely accepted to support high taxes on the rich specifically in order to keep the rich from getting richer — a position that few Republicans today would dare espouse.

So, it’s a bit late to complain about redistribution, which is already woven into America’s fabric.

Do you agree with: "from each according to his means, to each according to his needs"?

 

[MTAtech]

No he wants to give them tax credits to so they cheer when it passes and then labor under the weight of skyrocketing premiums when the bills start coming. Been there, done that. That was why Trump won the rustbelt. Several of those states got jacked up premium notices right before the election.

Your argument is about ten years out-of-date and the same as ACA detractors argued before the ACA was passed. You are arguing as if we have no experience with the ACA. But we do. Every right wing prediction about how the ACA would collapse has collapsed.

The ACA has even survived four years of Trump sabotage.

 

[MTAtech]

Do you agree with: "from each according to his means, to each according to his needs"?

the American egalitarian ideal, which went along with fear of creating a hereditary aristocracy. High taxes, especially on estates, were motivated in part by “fear of coming to resemble Old Europe.” Among those who called for high estate taxation on social and political grounds was the great economist Irving Fisher.

Just to reemphasize the point: during the Progressive Era, it was commonplace and widely accepted to support high taxes on the rich specifically in order to keep the rich from getting richer — a position that few people in politics today would dare espouse.

 

[MTAtech]

Do you agree with: "from each according to his means, to each according to his needs"?

No. I believe that Congress has a right to tax and also appropriate tax money to help Americans who need help.

 

[iguanaman]

The only law I believe congress should have passed was to prevent an insurance company from kicking people off their roles that developed illnesses. Instead the ****ing morons in the rat party forced a ****ty system on the American public that people you swooned over. They ****ed over everyone for a 13% solution, and people you you swooned.

You mean a preexisting condition waver am I right? That is how insurers kicked people off their plans when they got sick. Life is a preexisting condition didn't you know?
What exactly was forced on us? Do you mean the regulations that guaranteed that we were properly covered by our premiums and not being ripped off? Are you an insurer? They are the only ones that would not like that. They did not like the 20% cap on their profits because 80% of premiums must be spent on paying providers either and that is why Trump took that off for them. Why would you take the insurers side? Do you have stocks or something?

 

[VanceMack]

You mean a preexisting condition waver am I right? That is how insurers kicked people off their plans when they got sick. Life is a preexisting condition didn't you know?
What exactly was forced on us? You mean the regulations that guaranteed that we were properly covered by our premiums and not being ripped off? Are you an insurer? They are the only ones that would not like that. They did not like the 20% cap on their profits because 80% of premiums must be spent on paying providers either and that is why Trump took that off for them. Why would you take their side?

The ACA was forced on the American people by a bunch of corrupt rat ****wits that never knew what they were even voting for and people like you cheered and bowed and applauded. The ACA mandated stupid policy changes that has now ****ed EVERYONE and is hell and gone from the one thing they said they were going to achieve...affordability. They knew what they were passing was ****. It was designed to fail so they could usher in the next phase...UHC.

You and people like you ****ed this up. Just like you and people like you are responsible for voting for the same corrupt inept pieces of **** that have turned every major city in the country into a ****hole and destroyed the black American communities.

YOU did that ****. All the cities that are burning and suffering from decades of **** rat politics and parties....YOU did that.

 

[George50]

One thing I could never understand is why conservatives are OK with our current healthcare system.

We spend about 18% of GDP on healthcare. Other countries spend about 11% with similar outcomes. So we are wasting about 7% of GDP. Personal Federal Income Tax is about 8.1% of GDP.

So we are just THROWING AWAY with no benefit to the American people ALMOST AS MUCH AS WE PAY IN PERSONAL INCOME TAXES on a bloated healthcare system!!! That seems to me to be just totally INSANE.

Medicare has about a 2% overhead, private insurance has an overhead plus profit of close to 20%. Overhead does nothing to provide medical care. In addition, providers spend lots of effort (more cost) on their end trying to figure out from the thousands of private plans what is covered and for how much.

Private insurance is one of the major contributors to our healthcare waste. Why would we not want to lower our costs by moving to Medicare for all? I just don’t get it.


Sent from my iPad using Tapatalk

 

[iguanaman]

The ACA was forced on the American people by a bunch of corrupt rat ****wits that never knew what they were even voting for and people like you cheered and bowed and applauded. The ACA mandated stupid policy changes that has now ****ed EVERYONE and is hell and gone from the one thing they said they were going to achieve...affordability. They knew what they were passing was ****. It was designed to fail so they could usher in the next phase...UHC.

You and people like you ****ed this up. Just like you and people like you are responsible for voting for the same corrupt inept pieces of **** that have turned every major city in the country into a ****hole and destroyed the black American communities.

YOU did that ****. All the cities that are burning and suffering from decades of **** rat politics and parties....YOU did that.

21 million people gained health insurance they never had because of the ACA including 10 million uninsured who got HC insurance thru the exchanges.

What is your excuse for the Republicans who were unable to get elected in those cities even when the Dems were "corrupt inept pieces of **** "? Does that mean the Republicans were even more inept and corrupt pieces of ****? You would think they would have had some plan to fix the problems and got themselves elected. Wouldn't you?

 

[MauiMan]

Biden's plan is "Make middle class people pay more for marketplace insurance so deadbeats get more free stuff."


No.

Yer damn tootin’!

 

[PoS]

Spending seems to only be a problem if its a dem. If it's republican borrow and spend... now THAT's purty okay... amirite?

Im Libertarian, Rob.

 

[rickc]

One thing I could never understand is why conservatives are OK with our current healthcare system.

We spend about 18% of GDP on healthcare. Other countries spend about 11% with similar outcomes. So we are wasting about 7% of GDP. Personal Federal Income Tax is about 8.1% of GDP.

So we are just THROWING AWAY with no benefit to the American people ALMOST AS MUCH AS WE PAY IN PERSONAL INCOME TAXES on a bloated healthcare system!!! That seems to me to be just totally INSANE.

Medicare has about a 2% overhead, private insurance has an overhead plus profit of close to 20%. Overhead does nothing to provide medical care. In addition, providers spend lots of effort (more cost) on their end trying to figure out from the thousands of private plans what is covered and for how much.

Private insurance is one of the major contributors to our healthcare waste. Why would we not want to lower our costs by moving to Medicare for all? I just don’t get it.


Sent from my iPad using Tapatalk

You wonder why we have a for profit health care system protected by the republican party?

If you quit listening to republican campaign rhetoric and look at what they actually accomplish it will become very clear.

They are owned by wealth. They exist to protect and expand the wealth of the wealthy and corporations. The insurance companies and big pharma have spent a.lot of money to get legislation passed to protect.their cash cow. Republicans will fight tooth and nail to protect it.

Its not about the best health care for.America. its about protecting those profits.

 

[PNW Guy]

I suspect Biden intends to raise taxes on the top 1% and stop the looting in the treasury dept, reduce military funding and perhaps force colleges to raise their acceptance rates or lose their tax status. And I doubt it will cost you a dime.

But if it FEELS like someone is getting something, that PISSES conservatives off to no end. Doesn't matter if there's no actual cost, if they FEEL cheated by someone getting something, it's SOCILAISM and TYRANNY!

 

[PNW Guy]

You do realize Trump signed the spending Bills since elected. None of them are close to being balanced or starting to reduce the debt. One could say Trump is as much at fault as Congress for the spending.

Balanced budget and debt reduction was something Trump ran on in 2016. I see no progress on this the last 3+ years.

But the cool rallies, really it's enough to keep MAGA country in rapture! Hate rallies make 'em feel so warm and fuzzy! Orange daddy makes the hate OK!

 

[PNW Guy]

Where do we live, The United States of Ludin? If it doesn't improve Ludin's existence, why would Congress vote for it and the President sign the bill into law?

Try and get any conservative to give **** one about any issue that doesn't directly effect them? Useless, one must have the capacity for empathy. The lack of that capacity is what makes them conservatives. I mean sure you can get them on emotional hotbuttons like abortion, but in general, if it hasn't happened to them, it doesn't exist.

 

[RetiredUSN]

Some handy cliff notes on Biden's health care plan from HMA this week. The highlights:

More competition via a public option:


More generous premium subsidies to increase affordability:


Better functioning health care provider markets:


Checks on pharma's pricing power:


All-in-all, a pretty solid and straightforward Dem approach to protecting and building on the Affordable Care Act, doubling down on affordability and increasing coverage. Very much in line with the health care agenda the House Dems have been pushing in recent years.

And a sharp contrast with Trump's non-agenda on health care, which seems to be limited largely to throwing out the ACA and bringing back pre-existing conditions.

Where have we heard this before?

The middle class might as well grab their favorite lube and bend over right now................ just for the practice

 

[VanceMack]

21 million people gained health insurance they never had because of the ACA including 10 million uninsured who got HC insurance thru the exchanges.

What is your excuse for the Republicans who were unable to get elected in those cities even when the Dems were "corrupt inept pieces of **** "? Does that mean the Republicans were even more inept and corrupt pieces of ****? You would think they would have had some plan to fix the problems and got themselves elected. Wouldn't you?

The vast majority of people that 'gained' healthcare did so not because they couldn't afford it but because they were FORCED to prioritize their spending differently because of the new law. As soon as the mandate was dropped they stopped paying for it. The FACT is that when you look at what people...especially poor to lower income people...use their available cash for you find that they have no problem paying for cable, satellite TV, WiFi, video games, tobacco, alcohol, tattoos, junk food, and about 15 other forms of vice spending..........but they cant 'afford' to pay for healthcare.

Democrats get elected in majority poor and minority communities because they pander to the poor and minorities for their votes, and the poor and minorities collectively fall for it because they are collectively, stupid.



That was 66 years ago...and it is as true now as it was then. Collectively, rat voters are ****ing morons. They can all SEE what has happened after voting for the rat party politicians for decades....and they eagerly rush back for more. The rat party has controlled Chicago since 1937. Portland since 1957 (with the exception of ONE GOP administration for 2 years in 1979), Seattle since 1969. Detroit since 1962. Minneapolis since 1961. Atlanta since 1879. New Orleans since 1872. Baltimore since 1967. And its the same in every major city across the country. Rat party 'leaders' controlling the mayors office, the city councils, the District Attorneys office, the police forces, the housing programs, the education system, the economic development plans, the budgets....every single aspect and in every single instance they have destroyed the black American community and every other poor and poverty stricken group. The idiot leftists that vote for the rat politicians keep sending people like Biden, and Pelosi, and Schumer back into office for 3, 4 even 5 decades of political employment and get the same worthless results.

Those are just the facts. The tragedy is the same idiot leftists that put rats in power will just close their eyes tighter and keep voting for the same corrupt inept pieces of **** like they always do and then will sit back and shriek about Trump or the GOP or anyone and everything BUT the actual people creating the rat infested ****holes.