You Also Can't Keep Your Doctor

[274ina]

ah feel SORRY for all the rich people....................wa wa wa..........

My current/last Dr says **** you. And charges Medicaid $250 for telling me that.

My new Dr will do something at least.

 

[reinoe]

Anybody who is diagnosed with a terminal illness should be immediately enrolled in medicare if they choose to do so. That would solve a lot of problems

Someone diagnosed with a terminal illness should be allowed to die mercifully at their convenience and not at the burden of the taxpayers.

 

[Lutherf]

It's on her doctors, not the law. Nothing is stopping those doctors from accepting whatever insurance plan she enrolls in.

?????

They WERE accepting the plan....right up until the ACA made it illegal.

 

[jimbo]

Because she can afford to fly back and forth between LA and Houston. Besides, even if they are exempt from the ACA, their rates will still be going up with everybody else's.

Lie number 821 states that if you like your insurance you can keep your insurance, you can keep your insurance. Period.

Number 822 states that if you like your doctor you can keep your doctor. Period

Number 926 states that your rate will being going down by $2500.

I missed the part where these lies didn't apply if you had to fly to another city for your doctor visits.

 

[humbolt]

I know I am probably in the minority, but when I look at what a botched up mess the implementation of Obamacare has turned into, I'm not quite sure that what we're seeing isn't exactly what was supposed to happen. They had years to get the programming done, tested, tweaked, tested again, tweaked again, etc.

This has caused chaos and uncertainty, and we also see that people may not get to keep their doctor or policy they had before. Now we further learn that there will be more millions without insurance than there were before Obamacare was enacted into law. What is the game here?

In post #39, Lizzie is correct. This administration and the political left have attempted to disguise this through various deceptions some of which are now becoming apparent to the general public. What a fine, upstanding and ethical group they are. This same group shows up at sites like this daily and lectures the rest of us on moral and ethical behavior.

 

[Heebie Jeebie]

ah feel SORRY for all the rich people....................wa wa wa..........

Yes all those rich people who are making $50k/year, they should be forced to pay for your insurance because lords know you are incapable of doing it. It's a good thing nobody is counting on you for anything.

 

[Fisher]

Lie number 821 states that if you like your insurance you can keep your insurance, you can keep your insurance. Period.

Number 822 states that if you like your doctor you can keep your doctor. Period

Number 926 states that your rate will being going down by $2500.

I missed the part where these lies didn't apply if you had to fly to another city for your doctor visits.

Forgot your glasses again?

 

[jimbo]

Forgot your glasses again?

Nope. Enlighten me. I missed the part where the statements did not apply to doctors who practiced in another city

 

[Fisher]

Nope. Enlighten me. I missed the part where the statements did not apply to doctors who practiced in another city

This is not the case for this woman. It is the doctor where she lives that is the issue. If you want to discuss a retired factory worker who now has to travel for treatment because the lowered medicare reimbursements to create the "savings" that help fund the ACA caused him to no longer be able to get treatment in his city, then I am all ears. I know someone who travels a good distance 3 states by ground to get top-notch cancer treatment, lives in a travel camper when they are there, and whose family has to rotate traveling that distance to have someone there with her all with great burden financial and otherwise, so that the WSJ thinks I have any sympathy for a woman whose premiums will go up the cost of one of her trips from SD to Houston for treatment really illicits zero sympathy from me. Pay the damn premium or find another doctor. It isn't like there is only one quality cancer treatment center in southern California. I am no fan on the ACA, but these desperate "gotcha" stories are getting to the point of being absurd.

 

[Heebie Jeebie]

The speech Obama should have given!

"Hello, St. Paul! It is so good to be back in the great state of Minnesota. Go Gophers! [We love you!] I love you back! [Stomping, cheers.]

I don’t know if you’ve noticed, but I’ve been talking about health-care reform a little lately. [Laughter.] I want to set the record straight on a few things today.

Republicans are out there scaring folks, and saying that they’ll lose their insurance. [Boos, jeers.] No, no — hey, just because they don’t care about people doesn’t mean they are wrong about everything. [Laughter, applause.]

And they’re right about this. Some folks are going to lose their insurance. Millions of them, in fact.

Let me be clear: Just because you have insurance you like, doesn’t mean you can keep it. If it doesn’t meet the new federal standards, your plan is going to get canceled. I guarantee it.

..."


The ObamaCare speech he never gave | New York Post

 

[Rocketman]

You mean the same insurance company can't? Or do you mean the exchange can't offer it? Certainly, you can still buy them. Again AFAIK you can get anything you want outside the exchange as long as it meets that (rather lame) minimum.

Employer can't

 

[specklebang]

Employer can't

Sorry, you're being a little too brief for us aged oies to process.

Are you saying that an employer can NOT give a Cadillac Plan to their employees even if they (employer or employee) will pay/absorb the penalty (which starts in 2018). Some employers want to offer more because they want to attract the best employees.

Looks like the USG went low bidder (non-Cadillac) and look how well that worked out:roll:

Just looking for info, not challenging you.

 

[Rocketman]

Sorry, you're being a little too brief for us aged oies to process.

Are you saying that an employer can NOT give a Cadillac Plan to their employees even if they (employer or employee) will pay/absorb the penalty (which starts in 2018). Some employers want to offer more because they want to attract the best employees.

Looks like the USG went low bidder (non-Cadillac) and look how well that worked out:roll:

Just looking for info, not challenging you.

they can't offer the cadillac plan and the 3 level insurance coverage at the same time and the 3 level coverage had to be available next year.

 

[specklebang]

they can't offer the cadillac plan and the 3 level insurance coverage at the same time and the 3 level coverage had to be available next year.

Do you mean it is one or the other? I thought the 3 level was the exchange product but can't an employer just bypass the exchange and offer whatever they want as long as it meets the Bronze level minimum?

It just seems wrong that the 3 plans are the only ones available. May I ask if you have a good, neutral link?

 

[Rocketman]

Do you mean it is one or the other? I thought the 3 level was the exchange product but can't an employer just bypass the exchange and offer whatever they want as long as it meets the Bronze level minimum?

It just seems wrong that the 3 plans are the only ones available. May I ask if you have a good, neutral link?

nope, they are required to offer a higher, middle, and lower plan. We only had high and low plans so now we can't sign up for either of those in 2014. I had the High Plan, it was 30% cheaper than the GOLD, had $3000 less deductible, and 50% less out of pocket expenses.

 

[specklebang]

nope, they are required to offer a higher, middle, and lower plan. We only had high and low plans so now we can't sign up for either of those in 2014. I had the High Plan, it was 30% cheaper than the GOLD, had $3000 less deductible, and 50% less out of pocket expenses.

So where are you getting your plan? Employer or are you buying direct from the Exchange? My friends employer sent her a letter offering for her to keep her partly employer funded plan or go to the exchange. We couldn't come up with any reason to go to the exchange so she kept her plan but what "class" that plan is, I don't know.

May I ask what coverage you are now going to get and the price of it? I'm baffled about this because there are so many stories and hard facts are elusive.

 

[sangha]

Do you mean it is one or the other? I thought the 3 level was the exchange product but can't an employer just bypass the exchange and offer whatever they want as long as it meets the Bronze level minimum?

It just seems wrong that the 3 plans are the only ones available. May I ask if you have a good, neutral link?

I believe that Rocketman is once again misrepresenting the facts. I also would like to see a link to support his claim

Insurers in the exchange are required to offer Bronze, Silver and Gold plans. I do not believe that employers are required to do the same. Employers don't even have to offer one plan, as far as I know.

 

[Rocketman]

So where are you getting your plan? Employer or are you buying direct from the Exchange? My friends employer sent her a letter offering for her to keep her partly employer funded plan or go to the exchange. We couldn't come up with any reason to go to the exchange so she kept her plan but what "class" that plan is, I don't know.

May I ask what coverage you are now going to get and the price of it? I'm baffled about this because there are so many stories and hard facts are elusive.

I have an employer plan from Aetna. My premiums are still much lower than an individual on an exchange but they are much higher that what I paid this year. Obama has effectively given me a sizable pay cut.

 

[specklebang]

I believe that Rocketman is once again misrepresenting the facts. I also would like to see a link to support his claim

Well, how about a link to support YOUR claim. Heck, what is your claim? I'm thoroughly confused by now.

 

[sangha]

Well, how about a link to support YOUR claim. Heck, what is your claim? I'm thoroughly confused by now.

My claim? All I claimed was that insurers in the exchange have to offer the three levels of plans. I can give you a link for that, but do you really need that? I thought you were already aware of this

Aside from that, I stated my own understanding (which could be wrong) that employers aren't even required to offer even one plan. They can just pay a penalty. If you're not aware of this already, I suppose I could dig up a link for you. Just let me know if you need it.

IOW, I'm saying that I've never heard of Rocketman's claim that employers have to offer three levels of plans and like you, I'm asking for a link to support his claim

 

[specklebang]

My claim? All I claimed was that insurers in the exchange have to offer the three levels of plans. I can give you a link for that, but do you really need that? I thought you were already aware of this

Aside from that, I stated my own understanding (which could be wrong) that employers aren't even required to offer even one plan. They can just pay a penalty. If you're not aware of this already, I suppose I could dig up a link for you. Just let me know if you need it.

IOW, I'm saying that I've never heard of Rocketman's claim that employers have to offer three levels of plans and like you, I'm asking for a link to support his claim

I meant your claim that Rocketman didn't have a claim.

So, do you know if an employer can't still give a Cadillac plan and if the employee doesn't want it - then go to the exchange.?

 

[sangha]

I meant your claim that Rocketman didn't have a claim.

So, do you know if an employer can't still give a Cadillac plan and if the employee doesn't want it - then go to the exchange.?

Ahh, I see

To be clear, I didn't say he's wrong. I just don't believe that he is right and I'd like to see him back his claims up with a link

As far as his claim about employers not being able to offer cadillac plans, that doesn't make sense to me. If employers can't offer them, then how is the govt going to levy the 40% excise tax on employers who offer cadillac plans?

As fa as employees not wanting a cadillac plan (or any other plan the employer offers) my understanding is this: employees are not required to accept the plan an employer offers. If they want, they can instead buy a plan directly from an insurer, or they can buy one on the exchange where, depending on their circumstances, they may be eligible for subsidies. If they buy on the exchange, the employer may be penalized. I think the penalty is $2,000 per employee who buys through the exchange.

 

[specklebang]

Ahh, I see

To be clear, I didn't say he's wrong. I just don't believe that he is right and I'd like to see him back his claims up with a link

As far as his claim about employers not being able to offer cadillac plans, that doesn't make sense to me. If employers can't offer them, then how is the govt going to levy the 40% excise tax on employers who offer cadillac plans?

As fa as employees not wanting a cadillac plan (or any other plan the employer offers) my understanding is this: employees are not required to accept the plan an employer offers. If they want, they can instead buy a plan directly from an insurer, or they can buy one on the exchange where, depending on their circumstances, they may be eligible for subsidies. If they buy on the exchange, the employer may be penalized. I think the penalty is $2,000 per employee who buys through the exchange.

OK, I'm also hoping for the same link.

Since my friends employer wrote that she could stay with her plan o go to the exchange then becomes strange. Why would they even want her to go to the exchange and be penalized since they offer a qualifying plan already? See why I'm perplexed?

The fact that we still don't understand this whole situation is not a point in favor. Even the WH doesn't seem to understand WTF the way it works is.

 

[sangha]

OK, I'm also hoping for the same link.

Since my friends employer wrote that she could stay with her plan o go to the exchange then becomes strange. Why would they even want her to go to the exchange and be penalized since they offer a qualifying plan already? See why I'm perplexed?

The fact that we still don't understand this whole situation is not a point in favor. Even the WH doesn't seem to understand WTF the way it works is.

I don't think your friends employer wants her to go to the exchange. I think they were just informing her that she can go to the exchange.

 

[specklebang]

I don't think your friends employer wants her to go to the exchange. I think they were just informing her that she can go to the exchange.

Yes, that might be a legal obligation. Her company is a bunch of pricks so it's hard to tell what their motives are. She sure as hell doesn't have a Cadillac plan but I think my son does (he works for UNLV).