There was once a program called "Home Economic's", it focused on teaching women... but that should have been "generic in gender participation"... but, that was during a time when society saw women, as the home maker, and men as the go in the world and chase a craft or career. then it became more crazy when the focus went from "home economics", to "what is the status imagery of the home, and how to dress and expect the women to look and act like "arm candy that was focused on being a pleasure resource".... The kids were then groomed to be "Mall Crawlers" with name brand shopping bags as their claim to status and class divisiveness. It has gone off the rails so far until now... its about "bling", "how much skin can be shown to enhance the fantasy of being a pleasure resource, and men are led to think 'every man' must have a "title and make XXXXXX $... and have all the material trappings that create attraction.
It's so much about "how much money does one have"... with stories that tell people, how many $ millions of dollars they need to retire... until the stress cycle is ever pressing upon the individual.
People lost the regard to get a home, maintain it and sustain it... its about"' how to flip it and trade up"... never realizing they are perpetuating the cycle of "home payments, that void out the possibility of actual "payment free ownership". Result, the "stability of communities" has fast eroded, because there are not long term vested owners who build the collective of community. There is but a cycle of "transit payment makers".... often within the years when one should be looking to "maintain and sustain"... people are caught in the "let's trade up game" and chase the status of who can have the house with the most bathroom and other silly stuff.
Kids don't even know the same kids during 3 consecutive years of school... and the "Let's trade up" transit society, is further impacted by the continual "white flight'.... from communities when diversity enters.
We have a problem and issue with some minorities, single women and poor whites who don't have the 100 yrs history of maintaining and sustaining the upkeep of home and community, in part due to "lower income" than the national average of white society. So, they want the same adornments that is often had by well to do white people who earn more, but can't get the earning level to a point, where they can merge and learn the real value of property standards maintenance and upkeep. Many were and are met with a decline in industrial capacity, once they move up and try and learn and maintain and sustain, being faced with the sudden impact of industrial closure... "stagnated wages" and the vast array of monetarily insufficient long term employment.
The cycle plays out to promote more well to do white flight, and with that goes the business, and by the time the banks leaves, there is no means to get investment to come and provide means to maintain and sustain. surrounding area banks are not willing to "lend" with the same standards and accessibility that it provides to "white society"... as the forms of "redlining" become a covert process. It's a cycle that feeds a stereotype...the same stereotype that is at play driving white flight to go further and rather out into suburbia.. until the center of a city and its surrounding suburbs become even more scattered. The blame goes to "skin color" and ignore the elements that "lack of economic viability plays'. Truth of fact is, when minorities, single women and poor whites move into a community and have economic means, one can drive down the street and not know what the skin color is of the homeowner.
The basic fact is ... in the cycle of white flight, they often have access to "borrowing" and it done in high frequency of cycle, that promotes an illusion of doing well, but only a few paycheck from pure collapse, when they can no longer make the payments, and can't engage the "refinance cycles game".
When society speaks of the "borrower debt" in America.. its unspoken but the height of that debt, is within what appears to be the "well to do" sectors.
One can go to suburbia and see a frequency of "home jumping" that is often ignored in terms of acknowledging the high level of the transit frequency.
By the time people get older... all they can talk about is "what they "use to have".... !!!