clownboy
DP Veteran
- Joined
- May 22, 2012
- Messages
- 26,087
- Reaction score
- 10,860
- Location
- Oregon
- Gender
- Male
- Political Leaning
- Other
My work re-evaluates the policies every year, regardless of ACA or not. They sent us a letter recently saying that our policy exceeds the guidelines in the ACA, so they would continue offering it, and we didn't need to go to the exchanges. But we're switching providers next year; I'll hear the details on Monday at an info webinar.
But even if the ACA had never been enacted - every year, my company adjusts rates, they adjust coverage, they adjust minimums, etc. Has nothing to do with the ACA, has everything to do with insurance. At least with the ACA, I'm guaranteed no lifetime limits; no exclusion for pre-existing conditions; and i can cover the kids until they are 26 if they don't get jobs with health insurance (one is working two part-time jobs; the other did get health insurance until the place where she was working got defunded by the state...now she is also working two part-time jobs. So neither of them have insurance right now)
And unfortunately, because of Obamacare there are more part time, no benefit jobs in their future. Yeah, that's an improvement. And you didn't have to worry about pre-existing conditions in the first place since you are on a group plan through your employer.
I agree, those things you mentioned are good, so why didn't the POTUS and dem congress sack up and just pass those regulations? Would have been a small bill, and maybe they would have actually read the darn thing before passage.