Is Retirement Boring?

[UtahBill]

I wish....spouse keeps us on the road a lot, vacationing.

 

[Hawkeye10]

I wish....spouse keeps us on the road a lot, vacationing.

You are half the deal....right?

 

[Risky Thicket]

Paraphrasing Ann Landers: If sex is not a big deal in your life then you must be doing it wrong. Being able to practice sex longer is one of the major quality of life things we have that is better than the generations that have come before. I understand that we are not to talk about it, but I am assuring you that this is a big freaking deal, worthy of talking about.

Ann Landers was a slut.

 

[Northern Light]

I was fortunate in that I could turn my lifestyle into work, so the two are inseparable, which means even after retirement I'll still be doing what I love. I know not everyone is that fortunate but, I tried my best to plan my life this way and it worked out.

I notice that retired people are usually bored because they committed a big chunk of their lives to a job they hated, so life became a thing of drudgery. When they retired they had no cultivated passion to fall back on. That, or they were "yes" people who put other people first so much that when they got a bunch of free time they didn't know enough about themselves to really enjoy it.

Retirement rocks!

 

[mike2810]

I retired at 53. Have never looked back and have never been bored. It is great to get paid to do what I want to do. Retirement has allowed me to spend more time on the hobbies and activities I enjoy.

 

[Hawkeye10]

Ann Landers was a slut.

Thank you so much for that valuable contribution to this potentially awesome thread thought of by me.

 

[Infinite Chaos]

I'm hoping to "retire" at 55 - 3 years away. That means retiring from the 5 days a week and all hours of the day job of teaching and teaching preparation. I've been expanding on the things I really love - just need to find the right place and headspace to do it in.

Ideally, have a workshop making things to sell and run classes for people who want to be there and learn rather than kids who really don't want to and sometimes shouldn't be in education.

 

[Tim the plumber]

I just started having that option by getting my first SS retirement payment yesterday at the ripe old age of 62.

Thought they had gone bust back in '45......

Had to have a think about where that pension was coming from.... Social security.. Ah!!!

 

[RetiredUSN]

I am going to retire as early as possible. (62?) I have been too lazy to check on what year I can go out.

I am 58 now.

Then I will build boats as a working hobby.

 

[calamity]

I hope to work until I die. Perhaps that's just me, but I like my job and cannot imagine a life without it. I guess, I can envision a future where I work a lot less, maybe 20 hours instead of 40-50, but I do not see me working 0 hours.

 

[ttwtt78640]

Thought they had gone bust back in '45......

Had to have a think about where that pension was coming from.... Social security.. Ah!!!

That (German?) SS is a much older (and smaller) group and is more likely my father's age (93+) now.

 

[lpast]

I retired at 47, I was financially sound enough to just be retired. Instead I went to work and worked another 10 yrs. Working after retiring from a career is stress free and no pressure because its not necessary for you to live and psychologically you know you can quit whenever someone piss's you off. Its a whole other work environment.

After I retired I have NEVER been bored because I dont allow myself to get bored. If im home im either on the internet or reading if were not entertaining. I belong to several organizations and im active in 3 of them.

I love my retirement and everyday is saturday. A tip for you aspiring retirees, retiring is fantastic if you have the income to enjoy your life financially stress free and you MOST IMPORTANTLY have comprehensive medical coverage. If you go into retirement trying to live on something you couldnt live on while you worked, stay working.

 

[Threegoofs]

Lol, no. Prostate cancer doesn't eventually strike people. That is not how cancer works. Regardless, if your ED is caused by low testosterone then taking testosterone replacement will resolve the issue much better than Viagra can. It will also make it easier for you to lose weight and get back in shape, which again, Viagra doesn't do. You can also take estrogen blockers(older men have higher levels of estrogen so getting rid of it helps) that will increase your testosterone levels as it stops your produced testosterone from being destroyed. Science is fun, so use it and stop taking temporary boner pills, but instead take something that restores your body. Just know that it increases your testosterone levels by a lot.



I'm actually amazed that other men want to hear about their sex lives. :shrug:

Actually, prostate cancer IS like that.

Testosterone replacement is a scam- we are running a national experiment right now with inappropriate prescribing for 'low T', and I have little doubt that we are going to see some serious adverse consequences arise from all this supplementation- from increased heart disease to increased prostate cancer. You probably don't want to invest in this area of pharma- it's going to get sued worse than Dow Corning after asbestos studies were published.

 

[Henrin]

Actually, prostate cancer IS like that.

Testosterone replacement is a scam- we are running a national experiment right now with inappropriate prescribing for 'low T', and I have little doubt that we are going to see some serious adverse consequences arise from all this supplementation- from increased heart disease to increased prostate cancer. You probably don't want to invest in this area of pharma- it's going to get sued worse than Dow Corning after asbestos studies were published.

Hormone replacement for both men and women run the risk of higher cancer rates. I wouldn't call it a scam since it does work, but just that it is has good amount of risks. In any event, if you're an old man looking at ten years left to live no matter what, it's a huge so what situation.

 

[Infinite Chaos]

~ MOST IMPORTANTLY have comprehensive medical coverage. If you go into retirement trying to live on something you couldnt live on while you worked, stay working.

Luckily most of Europe has pretty good medical coverage for citizens so I am not worrying about this aspect of the next stage in my life.

 

[cpwill]

Money is certainly a prime mover. People who tell me that they can live just as well poor either dont know what they are doing or they are lying.

I dont need to do $2,000 PP a week vacations with the little woman though those are nice and we will be able to do that a lot after the bankruptcy, but I need to go out once in while to good restaurants, shows, sports, take overnights in Portland,,,,that sort of stuff to be enjoying at the highest level. My yard needs to be pristine as well, my pond in great shape, I need lots of interesting gardens, my patio/outdoor kitchen in proper working order.

I am a simple guy.

Wait. How do you intend to have all that after a bankruptcy?

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[Hawkeye10]

Wait. How do you intend to have all that after a bankruptcy?

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By the fact that my wife has a good income and the fact that my mom left some money in trust for me and my brother that the bankruptcy did not touch (though I cant take more than $2,500 a year from it during the bankruptcy). Once the five years are up we will have a lot of money to spend. A few years ago I put a lot of money into the house, I have an outdoor kitchen and a great koi pond for instance, the only thing coming up is that I will need a new roof at some point. Also neither my wife or I have any parents to take care of, the kids are all ready on their own and paying for everything themselves and that does not look to change....a huge chunk of change will be mad money.

 

[Grand Mal]

I just started having that option by getting my first SS retirement payment yesterday at the ripe old age of 62. Being self employed (as a handyman) I can now work as much (or as little) as I wish. As long as I can I will contimue to work (most of my pay is off the books anyway) but I wil be more selective in which jobs that I accept (bid on).

I generally worked 5 to 7 days per week and about 3 to 8 hours per day. I doubt that I will ever stop working a long as I am physically able to - everybody that I know needs something done and generally calls me to do it. I plan to let others do the crawling under hpuses/trailers but will continue to keep my regualt custmers homes, farms and businesses in good repair ottherwise.

I have no desire to remain idle or change my lifestyle but accept the fact that I cannot maintain the pace of physiical labor that I once could. A man has to know his limitations, but not surrender to age needlessly.

Damn. Your life is like a mirror image of mine, right down to the age. I'm the contractor for an organization that seeks to allow senior citizens to stay in their homes as long as possible- I do house repairs and maintenance and yardwork, maybe 20 hrs/week and it's just the right gig for me now. I used to do a fairly athletic job, structural Ironworker, and it sure took it's toll on my legs but this is working out just fine.

 

[cpwill]

By the fact that my wife has a good income and the fact that my mom left some money in trust for me and my brother that the bankruptcy did not touch (though I cant take more than $2,500 a year from it during the bankruptcy). Once the five years are up we will have a lot of money to spend. A few years ago I put a lot of money into the house, I have an outdoor kitchen and a great koi pond for instance, the only thing coming up is that I will need a new roof at some point. Also neither my wife or I have any parents to take care of, the kids are all ready on their own and paying for everything themselves and that does not look to change....a huge chunk of change will be mad money.

So, assuming you live in a state where bankruptcies can't take your house, if you are making a good income, why declare bankruptcy?

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[Hawkeye10]

So, assuming you live in a state where bankruptcies can't take your house, if you are making a good income, why declare bankruptcy?

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Because my attempt at building a regional restaurant chain failed, and we believed in it, so we took high interest loans to pay for it, so that we could keep trying. We also had a lease to get out of.

 

[Southern Dad]

I retired from the military at 38, then embarked on a career in newspaper management. I'm turning 50 now. The truth is that I'm so busy that I really haven't had time to think much about retirement. When I was younger, I had a lot of retirement dreams. I wanted to drive an RV across the country with no clock or schedule. I wanted to spend time doing all the things that I was too busy to do before. I had my only child late in life. I was 36 when she was born. Hence the leaving the military at 38 although I'd originally planned to go for the 30. Like many others in management, I get lots of vacation time that I forfeit every year. Somehow there just isn't a good time to take it. Recently, I lined up a week's vacation with no plans to go anywhere. Just a quiet week at home. I spent the week working on the house. Hauling the kid around. Working on my tractor. Repairing storm damage to the chicken house. Cleaning out the greenhouse. And of course, dealing with work issues that came up.

I don't think I will ever truly retire but I want to keep thinking that I will.

 

[ttwtt78640]

Damn. Your life is like a mirror image of mine, right down to the age. I'm the contractor for an organization that seeks to allow senior citizens to stay in their homes as long as possible- I do house repairs and maintenance and yardwork, maybe 20 hrs/week and it's just the right gig for me now. I used to do a fairly athletic job, structural Ironworker, and it sure took it's toll on my legs but this is working out just fine.

Most of my customers are older than I am - my landlady, and main customer, is 89.

 

[JANFU]

I just started having that option by getting my first SS retirement payment yesterday at the ripe old age of 62. Being self employed (as a handyman) I can now work as much (or as little) as I wish. As long as I can I will contimue to work (most of my pay is off the books anyway) but I wil be more selective in which jobs that I accept (bid on).

I generally worked 5 to 7 days per week and about 3 to 8 hours per day. I doubt that I will ever stop working a long as I am physically able to - everybody that I know needs something done and generally calls me to do it. I plan to let others do the crawling under hpuses/trailers but will continue to keep my regualt custmers homes, farms and businesses in good repair ottherwise.

I have no desire to remain idle or change my lifestyle but accept the fact that I cannot maintain the pace of physiical labor that I once could. A man has to know his limitations, but not surrender to age needlessly.

That is living a good life. And the right attitude.

 

[JANFU]

I retired from the military at 38, then embarked on a career in newspaper management. I'm turning 50 now. The truth is that I'm so busy that I really haven't had time to think much about retirement. When I was younger, I had a lot of retirement dreams. I wanted to drive an RV across the country with no clock or schedule. I wanted to spend time doing all the things that I was too busy to do before. I had my only child late in life. I was 36 when she was born. Hence the leaving the military at 38 although I'd originally planned to go for the 30. Like many others in management, I get lots of vacation time that I forfeit every year. Somehow there just isn't a good time to take it. Recently, I lined up a week's vacation with no plans to go anywhere. Just a quiet week at home. I spent the week working on the house. Hauling the kid around. Working on my tractor. Repairing storm damage to the chicken house. Cleaning out the greenhouse. And of course, dealing with work issues that came up.

I don't think I will ever truly retire but I want to keep thinking that I will.

Can you bank you vacation or do you lose it?
Reason being when the time comes, taking a few months off to find out what retirement would be like is an opportunity to use.
Staying busy in retirement is critical. Those that do not, imho may as well pick out a plot where they will plant you.

 

[JANFU]

Because my attempt at building a regional restaurant chain failed, and we believed in it, so we took high interest loans to pay for it, so that we could keep trying. We also had a lease to get out of.

It happens, I hope things do turn around for you.