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Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP Plan

Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

jonny5 said:
What about those who dont pay?
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Then if you want me to literally accurate I should have said:

Even before ACA taxpayers still had to pay extra taxes and extra costs for healthcare insurance are built in to pay for uninsured who utilized the ERs for medical care.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Then if you want me to literally accurate I should have said:

Even before ACA taxpayers still had to pay extra taxes and extra costs for healthcare insurance are built in to pay for uninsured who utilized the ERs for medical care.
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But at least the taxpayers still had accees to good private healthcare while the moochers waited in line at the emergency room

ObamaCare wants to force everyone to wait in the same line
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Socrates1 said:
So you feel those that chose to live a healthy life style should paid MORE for their insurance to make up for those that did NOT ? If you decided to screw everything that moved regardless of gender and contracted AIDS and your meds cost thousands I should pay for them for you ? PC BS !!!!!:roll: Does that PC BS also apply to ones savings ? Life insurance ? Auto insurance ?
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The ACA allows insurance companies to pay up 3 times the amount for unhealthy lifestyle/pre existing conditions or age.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
The ACA allows insurance companies to pay up 3 times the amount for unhealthy lifestyle/pre existing conditions or age.
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It lets the insurance companies pay 3 times more hospital costs?

Don't you mean the healthy policy holders pay 3 times more to provide care for the high risk pool?
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
But at least the taxpayers still had accees to good private healthcare while the moochers waited in line at the emergency room

ObamaCare wants to force everyone to wait in the same line
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Well only those who bought insurance would stay in line but if you wish to stay in a much shorter line you can get a Concierge doctor at a cost of about $1,500 to $5,000 a month. You can see your doctor as often as wish with no co-pays.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Then if you want me to literally accurate I should have said:

Even before ACA taxpayers still had to pay extra taxes and extra costs for healthcare insurance are built in to pay for uninsured who utilized the ERs for medical care.
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Yeah, but what about those who dont pay taxes? Thats what my comment was about. This isnt about insurance, its about healthcare. Liberals want healthcare for all, regardless of ability to pay for it.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Well only those who bought insurance would stay in line but if you wish to stay in a much shorter line you can get a Concierge doctor at a cost of about $1,500 to $5,000 a month. You can see your doctor as often as wish with no co-pays.
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The pre-Obama private health system was pretty good for most Americans.

And it didnt cost them $5.000 a month
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
It lets the insurance companies pay 3 times more hospital costs?

Don't you mean the healthy policy holders pay 3 times more to provide care for the high risk pool?
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Yes, up to 3 times more for the risk pool, that is what I mean.

The plan passed the house would allow up to 5 times the cost for the high risk pool and if states chose to opt out it might even be higher than that.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
The pre-Obama private health system was pretty good for most Americans.

And it didnt cost them $5.000 a month
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Are the lines longer for you under Obamacare ( ACA) ?

I don't have a Concierge doctor and I don't notice a difference in the length of the lines.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Yes, up to 3 times more for the risk pool, that is what I mean.

The plan passed the house would allow up to 5 times the cost for the high risk pool and if states chose to opt out it might even be higher than that.
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It is an unfortunate fact of life that people with a high risk condition must pay more.

Some can't help it but others could change their lifestyle so there has to be some incentive to do the right thing
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Are the lines longer for you under Obamacare ( ACA) ?

I don't have a Concierge doctor and I notice a difference in the length of the lines.
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I don't have obamacare and I don't wait in line
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
It is an unfortunate fact of life that people with a high risk condition must pay more.

Some can't help it but others could change their lifestyle so there has to be some incentive to do the right thing
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That's why many insurance companies under ACA give discounts for healthy lifestyles and charge more for those with high risk , pre existing conditions or those who are older.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
It is an unfortunate fact of life that people with a high risk condition must pay more.

Some can't help it but others could change their lifestyle so there has to be some incentive to do the right thing
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I'll be sure to tell my cousin born with three holes in her heart she should have done the right thing.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
That's why many insurance companies under ACA give discounts for healthy lifestyles and charge more for those with high risk , pre existing conditions or those who are older.
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Minnie, do you have a link that the ACA charged more for high risk? Or pre-existing conditions? EVERY insurance company charges more for older people.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Paperview said:
I'll be sure to tell my cousin born with three holes in her heart she should have done the right thing.
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Children born with health issues deserve coverage and should be treated.

But to say they should never pay more than a healthy person is not reasonable

There has to be some compromise between the two extreams and hopefully trump can find it
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
Well only those who bought insurance would stay in line but if you wish to stay in a much shorter line you can get a Concierge doctor at a cost of about $1,500 to $5,000 a month. You can see your doctor as often as wish with no co-pays.
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most of those concierge doctors are more like 1500 a year.

what pisses me off are suggestions that you should have to wait in line even if you are subsidizing the health care cost of others. That's bs. Its like saying you cannot send your kid to a private school even if you are paying tons of taxes as well for other kids' schooling
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

MaggieD said:
Minnie, do you have a link that the ACA charged more for high risk? Or pre-existing conditions? EVERY insurance company charges more for older people.
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I misspoke they were they did not charge more pre existing conditions ( health status ) but they could charge more certain high risk/unhealthy choice decisions.

From this:

ObamaCare Gives Smokers a New Incentive to Quit


Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status.
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https://obamacarefacts.com/obamacare-smokers/
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

minnie616 said:
I misspoke they were they did not charge more pre existing conditions ( health status ) but they could charge more certain high risk/unhealthy choice decisions.

From this:
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Right. Smoking I knew.

Ever stop to think about parachute jumpers? Motorcycle riders? Wrestlers? Boxers? Skiers? People who have risky lifestyles in THAT way rather than those who eat junk food? I've always wondered why my premiums have to help pay for the adrenaline junkies...
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

TurtleDude said:
most of those concierge doctors are more like 1500 a year.

what pisses me off are suggestions that you should have to wait in line even if you are subsidizing the health care cost of others. That's bs. Its like saying you cannot send your kid to a private school even if you are paying tons of taxes as well for other kids' schooling
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Trouble with those concierge docs is that the in-office doc expense is the least expensive of all in he healthcare cost arena...
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

TurtleDude said:
most of those concierge doctors are more like 1500 a year.

what pisses me off are suggestions that you should have to wait in line even if you are subsidizing the health care cost of others. That's bs. Its like saying you cannot send your kid to a private school even if you are paying tons of taxes as well for other kids' schooling
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I'm sorry, I did mean the cost was per year, not per month.

I don't understand it either.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

MaggieD said:
Trouble with those concierge docs is that the in-office doc expense is the least expensive of all in he healthcare cost arena...
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explain please. My internist is one of those doctors. My wife and I pay 2300 a year for that (total for both of us). He went from a practice where he had a couple thousand patients to one with 600. Meaning I generally can get into see him in less than a day. and I can get detailed answers through email. and his staff schedule appointments with specialists when I need tests or surgery etc. well worth it to me.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

Mac77 said:
Children born with health issues deserve coverage and should be treated.

But to say they should never pay more than a healthy person is not reasonable

There has to be some compromise between the two extreams and hopefully trump can find it
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Then why have insurance at all? Why stick it to the elderly or the young who may have a chronic health problem no fault of their own, especially when they need healthcare the most? It makes no logical sense to say good health insurance should only be provided for the healthy and those who are not should be thrown into a sick pool with substandard care and outlandish costs. That sounds like pretty bad healthcare policy to me.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

MaggieD said:
Right. Smoking I knew.

Ever stop to think about parachute jumpers? Motorcycle riders? Wrestlers? Boxers? Skiers? People who have risky lifestyles in THAT way rather than those who eat junk food? I've always wondered why my premiums have to help pay for the adrenaline junkies...
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I totally understand your point and yet often those adrenaline junkies will complain about their premiums helping to pay for a person who might have an occasional burger.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

TurtleDude said:
explain please. My internist is one of those doctors. My wife and I pay 2300 a year for that (total for both of us). He went from a practice where he had a couple thousand patients to one with 600. Meaning I generally can get into see him in less than a day. and I can get detailed answers through email. and his staff schedule appointments with specialists when I need tests or surgery etc. well worth it to me.
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Sorry. For office visit SERVICE, they're wonderful. For cost savings? I don't think having more concierge docs would save any money at all.
 
Re: Got a Pre-exsisting Condition Your Premium Could Rise Sharply Under the New GOP

rabbitcaebannog said:
Then why have insurance at all? Why stick it to the elderly or the young who may have a chronic health problem no fault of their own, especially when they need healthcare the most? It makes no logical sense to say good health insurance should only be provided for the healthy and those who are not should be thrown into a sick pool with substandard care and outlandish costs. That sounds like pretty bad healthcare policy to me.
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Why have insurance?

Who makes that decision?

Are you suggesting government ban insurance?

I thought in a free country those who want to can offer insurance and those who want insurance can buy it.

Why do we all have to walk single file behind the leader?
 
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