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Quote Originally Posted by Greenbeard
In a given year, 80% of the population accounts for 18% of the nation's health expenses. The other 20% accounts for the remaining 82% of costs.
There's no way to have a health system where the 80% isn't disproportionately paying for the 20%. The 20% isn't simply going to come up with the $3 trillion needed to pay their bills by themselves. Schemes to segment the risk pool to try and get the 80% off the hook for the 20% can't succeed without gutting the American health system while bankrupting millions of Americans in the process. And guess what? People bounce between the 80% and the 20% from year-to-year.
It would be great if those with pre-existing conditions have their own personal health insurance and those without pre-existing conditions have their own insurance.
It is unfair to mix these groups of people into the same pool, and unfair for healthy individuals to pay for those that have pre-existing conditions. My solution would be simple but fair. Allow healthy individuals to be insured privateley and the other people to be insured through a federal program where we can syphon funds from medicare, medicaid, and social security into the high risk pool. The federal program can also take in donations.
Can't tell if serious.
Do you think we should eliminate Medicare for those over 65?
My guess is that it is entirely too late to try to start fixing Medicare now.
That really doesn't answer the question... Do you supporting eliminating Medicare? What should we do with those over 65 who can not afford the inevitable high premiums that they would be forced to pay?
No, I do not support eliminating Medicare now that it is inexorably embedded in the fabric of the American economy. It started out badly but now stopping Medicare would create disastrous consequences for millions of people on both the giving and the receiving ends of healthcare in America if the program was suddenly just cut off cold-turkey.
Where do these people come from who go from one type of discrimination to another and then within such seek out one type of segregation or another.
It's just plain "evil thinking"!!! Are these people that desperate to hoard money??? Are they so void of human dignity and compassion?
We could give seniors their contributions back minus any received in benefits and they could go buy insurance on the open market. Sounds fair... Why would oppose this?
I'd like to see you get past 65 and go try what you suggest.... :roll:
I do not want to pay gastric bypass surgery for someone that eats unhealthy, or pay drug treatment for an addict. These are all self-inflicting costs. Kicking people out for their own failed life decisions seems fair.
1. We shouldn't be worried about making everyone insured, the main issue is driving down the cost. Remember that. If you cannot drive the cost, making everyone insured is not possible.
It would be great if those with pre-existing conditions have their own personal health insurance and those without pre-existing conditions have their own insurance.
It is unfair to mix these groups of people into the same pool, and unfair for healthy individuals to pay for those that have pre-existing conditions. My solution would be simple but fair. Allow healthy individuals to be insured privateley and the other people to be insured through a federal program where we can syphon funds from medicare, medicaid, and social security into the high risk pool. The federal program can also take in donations.
We could give seniors their contributions back minus any received in benefits and they could go buy insurance on the open market. Sounds fair... Why would oppose this?
Pre-existing condition protections still in the GOP's crosshairs
If the US government turns socialist then the government should feel free to give its money to whomever it likes for whatever reason it feels best, as long as the government allows most people keep enough of their government grant salaries to live on, albeit frugally.
Further reading indicates you are serious.
I truly hope you and those with the same mindset, insist Republicans push for such a plan you endorse.
Wouldn't it be great if you needed knee surgery you can easily find prices like you could find a pair of pants, like an Amazon for medical services?
The current system is wasteful and lacks transparency. The concepts of 80/20 coinsurance and the entire system is flawed. We need to have a true market place.
That can work in some instances. years ago, I needed an MRI for my shoulder. My insurance got 3 quotes., (I had a $2500 deductible).
$4500
$3000
$500
i chose the cheapest one, and when I asked the doc if it was good, he said it was just fine.
Of course, that can happen when one can schedule a simple, single procedure.
ER visits?
Complicated procedures, not so much.
Which is why Single payer is the most efficient, and cost effective system.
Listen, those with pre-existing conditions should have insurance, however it should be through high-risk pools where healthy people have to pay for it.
Not sure who in their right mind does not folks with pre-existing conditions have insurance. The true question is how to make it happen without making insurance ultra expensive for the young and/or healthy. ACA fixes one problem while making the other worse. One size fits all works for just about nothing in a country as large and diverse as ours.
So yes, the GOP needs to better communicate a solution to this complex issue. Not sure if any complicated issue can be communicated to the public at large with a media which has turned into an entertainment echo chamber.
For example my sense was that the GOP had provisions for state cataphoric plans. Perhaps I am wrong about this. So not sure the above is accurate although much of the public thought it was thanks to the echo chamber I referenced.
I think the problem with a single payer is that a poor person with no funds should not get the same service as that of someone with more means to spend for quality insurance.
WOW - quite the happy person aren't you??
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