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You probably should rethink the whole - "it won't cost anything to admit her to hospital except clean sheets" stuff. I'm sure it doesn't work in your businesses. Heck, what are the marginal costs of another MRI? Some electricity and computer storage space? Why not give them away for that - $5 or $10 each?
And I don't know the details of those cases but it seems to me you're describing the inevitable tensions of healthcare between providing the level of care the patient and his or her advocates want/expect/demand, versus the reality that we cannot afford to provide that level of care. We're living it right now with my mother in law who's living with us while she had and is now recovering from a total hip. The discharge from the hospital and from inpatient rehab has seemed rushed from our perspective, but the reality of it is the level of care she got was probably appropriate given the fact that inpatient care, in hospital or in rehab, is very costly and so she was discharged when she could be, although it wasn't fun for her or us.
I will say we've experienced with her and my father in law some pretty amazing incompetence in the healthcare system where they live. In my city, it's been outstanding. I'm not sure if that relates to incentives in the system or not, but I don't see how. From where I sit it appears that living in a regional healthcare hub has fostered a lot of competition between providers and raised the overall level of care.
You're talking to a guy who makes his money by pushing for excessive care.
Why do you think PT places are opening in every mini mall? Highly profitable to get insurance to pay for your gym.