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What spin? Who asked the Government to confiscate 15.3% of our wages so that they can pay us a tiny monthly stipend when we retire? By the way, Government calls it a “benefit” not an insurance program.
If you are working and paying into Social Security, some of the Social Security taxes you pay goes toward survivors insurance.
Social Security Survivors Planner
Retirement Insurance Program
Social Security Online - Retirement Benefits
The Social Security Administration is responsible for two major programs that provide benefits based on disability: Social Security Disability Insurance (SSDI) ...
Answer
Truth detected again.