2 things your list does not include that jumps out at meHow to Thrive on $10 per Hour: A Manual
Note, I will be applying absolutely provable laws & facts as strong as the Kinematic Equations from Physics--see below:
-One can easily find an apartment for $750 rent per month in a nice, safe area
-Electric bill between $20-$50 per month
-Internet only package for $50 a month (optional)
-Phone bill, service + unlimited data for $50
-Food for $60 per week, is $240 per month
-Miscellaneous for $100 a month
Then, taking the high end for each estimate, we arrive at a figure of $1250--note one could do with much less, say $1000 per month if necessary.
Now, 10x40x52=20,800. ==> 20,800/12=1,733.33
Before taxes, one would would be able to pay for necessities plus $500 surplus per month.
Now, factoring in taxes, 8.3x40x52=17,264. ==> 17,264/12=1,438.66
Therefore, an individual making $10/hr wage with taxes included, even in the absence of other benefits, will be able live a comfortable local lifestyle with bills payed, necessities met, and some pocket change for spending and/or saving. Further, one could up their hours to 50 or 60 per week, which still provides enough free time to read a book a week, train/exercise, engage in hobbies, etc., relax/sleep.
For 50 hrs: 8.3x50x52=21,580. Also, some money will be back awarded during tax season, say several hundred. Then, about $22,000 per year. Potential to save $7000 per year.
For 60 hrs: 8.3x60x52=25,896. Again, money will be back awarded, say several hundred again. Then, $26,300 per year. Potential to save $11,3000.
Thus, not only would one be able to survive, they can (a) attend Community college and/or 4 year College (b) save up to purchase their own home/land within a few years or so (c) spend excess money on trips, etc. as they please upon their own discretion.
Endnotes on bills:
-MetroPCS offers $30-50 a month phone bill as described ==> https://www.metropcs.com/shop/plans
-Verizon offers $50 a month internet only plan ==> Verizon Fios Internet, TV, Phone
-Dollar Tree & other dollar stores provide fruits, vegetables, fish, meat, oatmeal, bread, nuts, cleaning supplies, other household supplies, etc. for $1 each ==>https://www.dollartree.com/department/food-candy-drinks
-One could find an apartment in that price & location range immediately online. Here is an example, I simply typed in Columbus, Ohio. Note, Columbus, Ohio is home to Ohio State University, which is $10,000 per year, and could also be attended on a $10/hr wage as described here and elsewhere. ==> https://www.forrent.com/find/OH/metro-Columbus/Columbus/price-700+1000
-Miscellaneous items including clothes, washer+dryer, etc. Walmart, Macy's, Outlets, Amazon, etc. etc. have plenty of nice, low priced/discounted clothes. Washer and dryer, say $20 a month. Library is free, which provides all necessary books, audiobooks, movies, newspaper, magazines, video games, etc. etc. Also, used book stores have all such items for extremely cheap as well, say $2-3 per used book/video/game. Here is one such branch ==> https://www.betterworldbooks.com/
2 things your list does not include that jumps out at me
1. Transportation
2. Medical
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Does this manual identify the cities and towns which include these apartments for $750?
OM
How to Thrive on $10 per Hour: A Manual
Note, I will be applying absolutely provable laws & facts as strong as the Kinematic Equations from Physics--see below:
-One can easily find an apartment for $750 rent per month in a nice, safe area
-Electric bill between $20-$50 per month
-Internet only package for $50 a month (optional)
-Phone bill, service + unlimited data for $50
-Food for $60 per week, is $240 per month
-Miscellaneous for $100 a month
Then, taking the high end for each estimate, we arrive at a figure of $1250--note one could do with much less, say $1000 per month if necessary.
Now, 10x40x52=20,800. ==> 20,800/12=1,733.33
Before taxes, one would would be able to pay for necessities plus $500 surplus per month.
Now, factoring in taxes, 8.3x40x52=17,264. ==> 17,264/12=1,438.66
Therefore, an individual making $10/hr wage with taxes included, even in the absence of other benefits, will be able live a comfortable local lifestyle with bills payed, necessities met, and some pocket change for spending and/or saving. Further, one could up their hours to 50 or 60 per week, which still provides enough free time to read a book a week, train/exercise, engage in hobbies, etc., relax/sleep.
For 50 hrs: 8.3x50x52=21,580. Also, some money will be back awarded during tax season, say several hundred. Then, about $22,000 per year. Potential to save $7000 per year.
For 60 hrs: 8.3x60x52=25,896. Again, money will be back awarded, say several hundred again. Then, $26,300 per year. Potential to save $11,3000.
Thus, not only would one be able to survive, they can (a) attend Community college and/or 4 year College (b) save up to purchase their own home/land within a few years or so (c) spend excess money on trips, etc. as they please upon their own discretion.
Endnotes on bills:
-MetroPCS offers $30-50 a month phone bill as described ==> https://www.metropcs.com/shop/plans
-Verizon offers $50 a month internet only plan ==> Verizon Fios Internet, TV, Phone
-Dollar Tree & other dollar stores provide fruits, vegetables, fish, meat, oatmeal, bread, nuts, cleaning supplies, other household supplies, etc. for $1 each ==>https://www.dollartree.com/department/food-candy-drinks
-One could find an apartment in that price & location range immediately online. Here is an example, I simply typed in Columbus, Ohio. Note, Columbus, Ohio is home to Ohio State University, which is $10,000 per year, and could also be attended on a $10/hr wage as described here and elsewhere. ==> https://www.forrent.com/find/OH/metro-Columbus/Columbus/price-700+1000
-Miscellaneous items including clothes, washer+dryer, etc. Walmart, Macy's, Outlets, Amazon, etc. etc. have plenty of nice, low priced/discounted clothes. Washer and dryer, say $20 a month. Library is free, which provides all necessary books, audiobooks, movies, newspaper, magazines, video games, etc. etc. Also, used book stores have all such items for extremely cheap as well, say $2-3 per used book/video/game. Here is one such branch ==> https://www.betterworldbooks.com/
Then you get a spare room instead. The master if you can swing it.:mrgreen:
Does this manual identify the cities and towns which include these apartments for $750?
OM
:shrug: So find a roommate. You can do even better than that if you pool resources.
lol.. Can't get an apartment in NY for $750 even if it was on fire.
Fascinating seeing the hatred Conservatives have for the working man and capitalism.
Over 100 years Henry Ford knew how capitalism worked. You have to pay the people doing the service jobs, doing the menial jobs enough so capitalism can thrive. He paid his people on the assembly line very well so they could then go out and buy his cars.. That made him a very rich man, and capitalism THRIVED!!
It's too bad the modern day Conservatives are so stupid and ignorant when it comes to economics and capitalism. Everyday and every way they crap all over the working man.
:shrug: So find a roommate. You can do even better than that if you pool resources.
What? You mean the great Democratic government of NY hasn't produced sufficient affordable housing? Say it ain't so!
Does this manual identify the cities and towns which include these apartments for $750?
OM
What? You mean the great Democratic government of NY hasn't produced sufficient affordable housing? Say it ain't so!
2 things your list does not include that jumps out at me
1. Transportation
2. Medical
Sent from my SM-G965U using Tapatalk
I myself don't need this manual, but am asking on account of I suspect not too many large metropolitan areas still have $750 apartments (last I checked).
When I moved to NYC 22 years ago I found an apartment in a in kinda crappy neighborhood for $850
. . . so get a roommate, or more than one, and you (hypothetical you, not you) can find something where your share would be less than $750. Not to mention saving by splitting utilities and Internet.
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