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Do you use your phone to pay for groceries/stuff in a shop ?

I pay regularly with

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    59
Tender Branson

Tender Branson

DP Veteran
Joined
Jun 3, 2021
Messages
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Location
🇦🇹 Austria 🇦🇹
Gender
Male
Political Leaning
Progressive
Many young people and Scandinavian people already do so, wheras Austrians and Germans and Swiss are still very "cash"-money-oriented and like to have the paper bills in their wallets to pay with them (especially older ones).

70-80% of people here still pay with paper cash every time.

Many also use their debit cards.

Some use their phones (I have recently got that set up in my bank as well) and you need to switch on NFC on your phone to pay.

But it's more convenient for me to pay with cash or card.

Some I think even use their smartwatches to pay or something.

Americans, are you still using "checks" ? This is something completely unheard here in Europe.

Many young people also use Venmo or PayPal in the US, something that almost nobody uses here.

What about you ?
 
Nope.
 
I use my phone to pay for coffee with the coffee place app, because people give me gift cards and I can add them, I can also convert other rewards points into coffee place money, and you get special discounts paying with the app, and it's faster, and you don't have to wait in line. So when I have no gift coffee money or points coffee money I use my card attached to the app.
 
Cash once in a while.

Debit card the rest of the time. My card also has tap to pay.

btw, my bank told me that swiping is least secure with a card. The chip is next. And tap to pay is most secure.

I also use an RFID blocking wallet.
 
pedex said:
I used to think so too until an emergency happened. Good idea to keep some cash around.
Click to expand...
Of course cash is always a good thing. Mainly speaking of using your phone NFC and payment methods vs just a good old debit card.
 
Tender Branson said:
Many young people and Scandinavian people already do so, wheras Austrians and Germans and Swiss are still very "cash"-money-oriented and like to have the paper bills in their wallets to pay with them (especially older ones).

70-80% of people here still pay with paper cash every time.

Many also use their debit cards.

Some use their phones (I have recently got that set up in my bank as well) and you need to switch on NFC on your phone to pay.

But it's more convenient for me to pay with cash or card.

Some I think even use their smartwatches to pay or something.

Americans, are you still using "checks" ? This is something completely unheard here in Europe.

Many young people also use Venmo or PayPal in the US, something that almost nobody uses here.

What about you ?
Click to expand...

I use mostly cards and tap to pay on phone and watch.

I keep cash for tips and incidentals where I don't want to use above.
 
Always credit card, sometimes debit. I keep max $50 cash in my wallet, same $50 been sitting there forever. I do keep several loonies and toonies ( $1 and $2 coins) in my purse for charitable organizations selling tags or the odd homeless person I just can't look away from.
 
Mycroft said:
Cash once in a while.

Debit card the rest of the time. My card also has tap to pay.

btw, my bank told me that swiping is least secure with a card. The chip is next. And tap to pay is most secure.

I also use an RFID blocking wallet.
Click to expand...
My barber only accepts cash. Tax evasion I suspect. That's the only time I use cash.
 
Allan said:
I keep 1k at home for emergencies. I was caught in a 3 day power outage - cash was king.
Click to expand...
Ours went two weeks. No electricity means no gas and no electronic transactions. Local store took cash though.
 
Tender Branson said:
Many young people and Scandinavian people already do so, wheras Austrians and Germans and Swiss are still very "cash"-money-oriented and like to have the paper bills in their wallets to pay with them (especially older ones).

70-80% of people here still pay with paper cash every time.

Many also use their debit cards.

Some use their phones (I have recently got that set up in my bank as well) and you need to switch on NFC on your phone to pay.

But it's more convenient for me to pay with cash or card.

Some I think even use their smartwatches to pay or something.

Americans, are you still using "checks" ? This is something completely unheard here in Europe.

Many young people also use Venmo or PayPal in the US, something that almost nobody uses here.

What about you ?
Click to expand...

I use checks occasionally, otherwise I mostly use a debit card. I do like to have about $40.00 on me is case there's a fee for using cards.
 
Tender Branson said:
Many young people and Scandinavian people already do so, wheras Austrians and Germans and Swiss are still very "cash"-money-oriented and like to have the paper bills in their wallets to pay with them (especially older ones).

70-80% of people here still pay with paper cash every time.

Many also use their debit cards.

Some use their phones (I have recently got that set up in my bank as well) and you need to switch on NFC on your phone to pay.

But it's more convenient for me to pay with cash or card.

Some I think even use their smartwatches to pay or something.

Americans, are you still using "checks" ? This is something completely unheard here in Europe.

Many young people also use Venmo or PayPal in the US, something that almost nobody uses here.

What about you ?
Click to expand...

I was a PayPal power user for sixteen years.
I sold my Leon Russell "Out of the Deep Freeze" DVD with PayPal payment options.

DVD 2017 cover.webp

Then one day out of the blue PayPal froze my account "for security reasons" for two months and I walked away and never looked back, switching to Square instead.

I seldom use my phone to pay but have done it a couple of time, usually just a debit card.
I have not written a check in twenty years.
 
Chock Full o Nuts said:
You give your barber what they want if you know what's good for you.
Click to expand...
Absolutely! The guy is an artist. He uses scissors and 3 different shavers followed by a straight-edge on the back of my neck and a hot towel.

He finishes with a spray of Blue de Chanel. He won't accept a tip from me because he knows I'm retired. I try every time but he refuses.

He owns the attached coffee shop so he brings me a cappuccino every time.
 
I do when I order takeout food or go to Starbucks, but not at the grocery.
 
I use credit cards or cash. I do no business on my phone, home computer or in person only. I still use checks for a couple of bills that come by regular mail, like credit card bills, but don't use them for purchasing in stores. I sometimes use them for home or yard services, like tree removals, etc.
 
Tender Branson said:
Many young people and Scandinavian people already do so, wheras Austrians and Germans and Swiss are still very "cash"-money-oriented and like to have the paper bills in their wallets to pay with them (especially older ones).

70-80% of people here still pay with paper cash every time.

Many also use their debit cards.

Some use their phones (I have recently got that set up in my bank as well) and you need to switch on NFC on your phone to pay.

But it's more convenient for me to pay with cash or card.

Some I think even use their smartwatches to pay or something.

Americans, are you still using "checks" ? This is something completely unheard here in Europe.

Many young people also use Venmo or PayPal in the US, something that almost nobody uses here.

What about you ?
Click to expand...
Only in Walmart. I use the Walmart app, scan and go, because I just have to scan the products with my phone in the app, fill my bags as I go, how I want, count the number when I'm done to make sure it matches, scan the QR code, then probably get "randomly selected" to have my stuff checked, and then leave when they check 3 things.

Everywhere else I use my card normally.
 
Electronic payment for virtually everything. Can’t even remember the last time I needed cash.
 
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