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Lately I have been hearing a lot of young people whining about student debt. They say they will be on average 50k in debt after they graduate and it is just so unfair. Nobody makes you go to school and if you want to get a job at Walmart right out of HS go right ahead. If you want to learn a trade by starting at the bottom at minimum wage and working your way up, go for it. If you have an idea to start a business of your own and want to work 70 hours a week just scraping by for years until things get going or you lose everything be my guest. When you choose to go to college you choose not to take these other roads. You choose to stay in school and ostensibly have an easier life with a higher income than your counter parts who go right to work. If you don't think it is worth the investment in time and money, don't do it. Nobody owes you an education so quit your damn sniveling will you please. There, I feel better now.
There's another option as well - scholarship.
You could actually tackle the problem of high university costs.
Hopeless. Costs will come down when demand goes down -- like everything else. As long as there's artificial money being thrown at these universities, they have no incentive to worry about costs.
You forgot one important option: community college for a couple of years.
AHA! Pure wisdom.
A local community college can save tens of thousands of dollar every year from the bill. And if you live at home, the savings is doubled. Two years of that and you just cut your potential student loan bill in half for a four year degree. And for the vast majority of kids, there is most likely a university within driving distance of home that they can finish those last couple of years at and get a degree just the same.
For the helluva it, I looked up one of our local community colleges - the College of DuPage in Wheaton, Illinois. Excellent reputation. For a 19-year-old who's parents make under $60K a year, with two children only one of which is in college, the outright grant $ is about $1900. The cost per year for a full-time student is $5800, including books. That brings the net cost down to $3900. That's completely doable for anyone living at home. A part-time job and summer full-time puts this well within his reach. No, it's not the social experience; but it's an accredited Associate's degree that one may build upon. I'll take that over $12,000 in debt any day of the week.
glad to see those numbers Maggie. When I taught high school, I would often ask seniors where they wanted to go to college. The vast majority of kids wanted to go to some school where they could live there away from home. When I pushed a bit and asked if there was a more local school which offered the same degree, almost always the answer was YES. But they wanted to get away from the family and wanted to do all the things they had seen in moves and had heard about.
Sadly, that is often the motivation behind a kid picking a college.
Signing for big bucks now and hopefully paying later when you have that imagined six figure income is just too good for some to pass up.
Hopeless. Costs will come down when demand goes down -- like everything else. As long as there's artificial money being thrown at these universities, they have no incentive to worry about costs.
We bailed out banks with hundreds of billions of dollars with very little return.
If we bail out folks with large student loans they will be spending a lot more money and stimulating economic growth and more jobs.
I understand the moral dilemma of foregiving people for loans to go to provate schools and major in stupid things like Theatre, Music, Art, Religion, and Philisophy. But that doesn't change the fact that foregiving these loans could jumpstart all sorts of massive spending in this country, which is good for all of us.
If we can bail out banks for little to no return, we can bail out students for a HUGE return.
There's another option as well - scholarship.
Proof there was little or no return, please.
We spend a lot of money on a lot of stuff, if we spend money on something is not a good reason to spend on something else.
We bailed out banks with hundreds of billions of dollars with very little return.
If we bail out folks with large student loans they will be spending a lot more money and stimulating economic growth and more jobs.
I understand the moral dilemma of foregiving people for loans to go to provate schools and major in stupid things like Theatre, Music, Art, Religion, and Philisophy. But that doesn't change the fact that foregiving these loans could jumpstart all sorts of massive spending in this country, which is good for all of us.
If we can bail out banks for little to no return, we can bail out students for a HUGE return.
glad to see those numbers Maggie. When I taught high school, I would often ask seniors where they wanted to go to college. The vast majority of kids wanted to go to some school where they could live there away from home. When I pushed a bit and asked if there was a more local school which offered the same degree, almost always the answer was YES. But they wanted to get away from the family and wanted to do all the things they had seen in moves and had heard about.
Sadly, that is often the motivation behind a kid picking a college.
Signing for big bucks now and hopefully paying later when you have that imagined six figure income is just too good for some to pass up.
Lately I have been hearing a lot of young people whining about student debt. They say they will be on average 50k in debt after they graduate and it is just so unfair. Nobody makes you go to school and if you want to get a job at Walmart right out of HS go right ahead. If you want to learn a trade by starting at the bottom at minimum wage and working your way up, go for it. If you have an idea to start a business of your own and want to work 70 hours a week just scraping by for years until things get going or you lose everything be my guest. When you choose to go to college you choose not to take these other roads. You choose to stay in school and ostensibly have an easier life with a higher income than your counter parts who go right to work. If you don't think it is worth the investment in time and money, don't do it. Nobody owes you an education so quit your damn sniveling will you please. There, I feel better now.
Lately I have been hearing a lot of young people whining about student debt. They say they will be on average 50k in debt after they graduate and it is just so unfair. Nobody makes you go to school and if you want to get a job at Walmart right out of HS go right ahead. If you want to learn a trade by starting at the bottom at minimum wage and working your way up, go for it. If you have an idea to start a business of your own and want to work 70 hours a week just scraping by for years until things get going or you lose everything be my guest. When you choose to go to college you choose not to take these other roads. You choose to stay in school and ostensibly have an easier life with a higher income than your counter parts who go right to work. If you don't think it is worth the investment in time and money, don't do it. Nobody owes you an education so quit your damn sniveling will you please. There, I feel better now.
sawyer l believe education is a right and the university education should be free
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