Biden's health care plan

[Tahuyaman]

Medicare enjoys FAR higher customer satisfaction than private insurance.

That's not exactly accurate. The vast majority of people who aren't on MEDICARE are very satisfied with their private health care plan. That's why any proposed legislation to eliminate private health care insurance is opposed overwhelmingly.


MEDICARE. does have a high satisfaction rate if that's all you have. It's obviosly better than nothing.

 

[Nickyjo]

Post it, then. I bet you don't do it.

There is a place called healthsystemtracker.org. Also other sites pop up if you search under phrases like “US health indices compared to Europe.” A quick review of one of these showed US lower rated in every category except new cancer cases.

Sadly, the debate seems to be “Europe has it better” you might hear from my side (admittedly without taking into account the size of the country or income disparities in the US that affect health) vs. on the other side “I know a guy who had to wait 20 years for a knee replacement in Sweden.”

What is certain is that Obama moved the needle on the debate, as the GOP position changed from “America has the best health care” pre-ACA to “repeal and REPLACE” afterwards. I suspect there won’t be too many attacks on the ACA from republicans this week without some concrete alternatives talked about.

 

[PNW Guy]

That's not exactly accurate. The vast majority of people who aren't on MEDICARE are very satisfied with their private health care plan. That's why any proposed legislation to eliminate private health care insurance is opposed overwhelmingly.


MEDICARE. does have a high satisfaction rate if that's all you have. It's obviosly better than nothing.

No.

Insurance.com Survey Shows Medicare Preferred Over Other Health Plans

Insurance.com, the leading online resource for health, auto, home and life insurance for 20 years, released today its results on a new survey of health insurance satisfaction.



According to the Google survey of about 1,000 people, those with original Medicare coverage report the highest satisfaction versus those with Medicare Advantage (offered by private insurers), employer-based plans, Medicaid and individual insurance/Affordable Care Act plans....

At least according to that survey...

 

[NWRatCon]

Read up on it. Fairly well known.

Well, there's your problem, Nickyjo, you asked them to read.

Way too much work.

 

[Tahuyaman]

No.



At least according to that survey...

If someone spent their life working in a menial job which had no health care benefits, MEDICARE is a great deal for them. Of course they'll be satisfied if they've never been insured before they became eligible for MEDICARE. The alternative is a private plan they can't afford.

However, it's something like 85% of those with a private plan are happy with that plan. That's why efforts to eliminate private health care insurance as Bernie Sanders and others have proposed are opposed overwhelmingly.

 

[NWRatCon]

If someone spent their life working in a menial job which had no health care benefits, MEDICARE is a great deal for them. Of course they'll be satisfied if they've never been insured before they became eligible for MEDICARE. The alternative is a private plan they can't afford.

However, it's something like 85% of those with a private plan are happy with that plan. That's why efforts to eliminate private health care insurance as Bernie Sanders and others have proposed are opposed overwhelmingly.

Notice the sly effort to build a straw man... "as Bernie Sanders and others have proposed"... as opposed to the topic of the thread, "Biden's health care plan". Tricksy wabbit.

 

[NWRatCon]

What I am enjoying about this thread is that proponents of Biden's plan are coming with cites and facts to counteract a never ending barrage of false claims and fallacies. Good job, folks!

 

[NWRatCon]

5 key pillars of Biden's healthcare plan (HealthcareDive).
1. Lower Medicare age to 60
2. Install a government-run public option
3. Boost the Affordable Care Act
4. Stop surprise billing
5. Prescription drug reform

Anyone want to tackle the specifics of any of these actual proposals? [Like Greenbeard's OP]

 

[Tahuyaman]

Notice the sly effort to build a straw man... "as Bernie Sanders and others have proposed"... as opposed to the topic of the thread, "Biden's health care plan". Tricksy wabbit.

How is stating a fact relative to the topic creating a strawman? Please explain.

 

[Bullseye]

Medicare would be an appropriate comparison for the public option, for obvious reasons. Per MedPAC's March 2020 Report to Congress:



As it turns out, Medicare beneficiaries are happy with their experience (er, "government run health care"). Were a similar product sold in the marketplaces, it could be quite competitive. And if it wasn't good, well then people wouldn't buy it. The miracle of the market.

LOL, that's hardly a ringing endorsement - 87% vs 80%. :roll: Are you aware that most doctors raise their charges private plans to cover what they lose on medicare? What if there were NO private plans to do that?

 

[Port & Starboard]

If Biden's plan were to become law, millions of middle class families would get premium and deductible relief.



Employers are paying for it with your money. That's your compensation, just funneled into health benefits.



Per CMS, when the ACA passed in 2010 167.4 million people had employer-sponsored coverage. By 2018 (the most recent year for which their data is available) that number had grown to 175.2 million.

Stop spreading lies.

Medical treatment costs money, and "ole Joe" hasn't produced a single fix other than declaring corporate America as the payers by raising their tax rates, even after Obama made the middle class take it up the ass with the same promise.

Save $2400.00 a year and you can keep your doctor.

Liberals are too ****ing stupid to remember how that worked last time.

 

[NWRatCon]

A simple "no" would have sufficed....

 

[Drawdown]

This year I got two refund checks from my health insurance company and my premiums are only going up 5.95% this year which is the lowest annual increase since I have been doing my own insurance. Screw whatever plan Biden is peddling. I am tired of paying for one legged diabetic with a bad heart and high cholesterol to sit in the doctor's office/dialysis 5 days a week.

 

[George50]

Have you been to other parts of the world and see what the truth is? My aunt has to have both private and public HC in Spain, so free for all public HC isnt as cheap or efficient as you think it is. To live on public HC means high taxes to keep it running, and long waits to see specialists.



Im just keeping the balance, like what Agent Sands was doing in Once Upon a Time in Mexico...

Who cares what the taxes are? You conservatives don’t get it. What counts is how much it costs in total, not which of your pockets it comes out of. Other countries spend 11% of their GDP on healthcare, we spend 18%. The 7% difference is wasted. 7% is almost as much as the 8.5% we pay in all personal Federal Income taxes, just wasted. That’s totally ridiculous!

We have no better healthcare than other countries that is a myth. Wait times are another myth.

The chart below from the Commonwealth Fund (not your aunt who complains just like anyone else in the world if they have to wait) shows the percentage of adults who made a same-day or next day appointment when they needed care in 2016:

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[Greenbeard]

No, the premiums were cut in half, I still got full bonuses, vacation, salary, and raises, and better coverage to boot. Try again.

Doesn't change the fact that your employer's contribution is part of your compensation package, not some act of charity. If you were making decisions with that money for yourself you might choose to put it into health insurance or you might not.

LOL, that's hardly a ringing endorsement - 87% vs 80%. :roll: Are you aware that most doctors raise their charges private plans to cover what they lose on medicare? What if there were NO private plans to do that?

It's odd that you're arguing a Medicare-like option isn't more appealing than existing private commercial plans, and also it would outcompete all such private plans to the point of their extinction if it existed.

Stop spreading lies.

Medical treatment costs money, and "ole Joe" hasn't produced a single fix other than declaring corporate America as the payers by raising their tax rates, even after Obama made the middle class take it up the ass with the same promise.

Save $2400.00 a year and you can keep your doctor.

Liberals are too ****ing stupid to remember how that worked last time.

Last time it trimmed $2.7 trillion off of health care costs relative to pre-ACA trends in its first ten years. Or about $850 in savings per year for every man, woman, and child in the U.S. per year. Or ~$2,500 per year for a family of three.

The revisions this time are about plowing some of the higher-than-expected savings into premium and deductible relief for the middle class, tackling prescription drug prices, addressing provider market dysfunction, and injecting some more competition into insurer markets.

 

[George50]

If someone spent their life working in a menial job which had no health care benefits, MEDICARE is a great deal for them. Of course they'll be satisfied if they've never been insured before they became eligible for MEDICARE. The alternative is a private plan they can't afford.

However, it's something like 85% of those with a private plan are happy with that plan. That's why efforts to eliminate private health care insurance as Bernie Sanders and others have proposed are opposed overwhelmingly.

Another silly argument. The vast majority of people on Medicare have had private insurance before. They know the difference and like Medicare better. Medicare covers many more doctors in their network than any private plan and when you need something done the doctors know what is covered and what is not. With Medicare gone are they days when the doctor has to call your insurance company and play games to see whether something is covered or not. There is really no reason not to like Medicare.

The reason opposition to Medicare for all has any traction is extensive lobbying from the insurance industry and misinformation. It has nothing to do with the American public opposing the idea. Of course insurance companies oppose the idea but since 2016 when Bernie started pushing it the majority American public are in favor of it.

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[Tahuyaman]

Another silly argument. The vast majority of people on Medicare have had private insurance before. They know the difference and like Medicare better. Medicare covers many more doctors in their network than any private plan and when you need something done the doctors know what is covered and what is not. With Medicare gone are they days when the doctor has to call your insurance company and play games to see whether something is covered or not. There is really no reason not to like Medicare.

The reason opposition to Medicare for all has any traction is extensive lobbying from the insurance industry and misinformation. It has nothing to do with the American public opposing the idea. Of course insurance companies oppose the idea but since 2016 when Bernie started pushing it the majority American public are in favor of it.

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OK. I’ll file your opinion away for future reference.

 

[MTAtech]

This year I got two refund checks from my health insurance company and my premiums are only going up 5.95% this year which is the lowest annual increase since I have been doing my own insurance. Screw whatever plan Biden is peddling. I am tired of paying for one legged diabetic with a bad heart and high cholesterol to sit in the doctor's office/dialysis 5 days a week.

Until you become a one legged diabetic with a bad heart or contract some other expensive ailment. Then, you’d be praising the plan to high heaven.

The point is nobody needs insurance until they do. Then, we are happy we have insurance without lifetime caps.

 

[NWRatCon]

OK. I’ll file your opinion away for future reference.

In short: "I got nothin'."

 

[George50]

OK. I’ll file your opinion away for future reference.

I deal in facts supported by sources. You are the one who deals in opinion supported by nothing.


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[Drawdown]

Until you become a one legged diabetic with a bad heart or contract some other expensive ailment. Then, you’d be praising the plan to high heaven.

The point is nobody needs insurance until they do. Then, we are happy we have insurance without lifetime caps.

When I become a one-legged diabetic with a bad heart on dialysis, I will check out.

 

[Tahuyaman]

I deal in facts supported by sources. You are the one who deals in opinion supported by nothing.


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Ok. Whatever.

 

[Tahuyaman]

In short: "I got nothin'."

That's the usual answer from trolls.

 

[NWRatCon]

Ok. Whatever.

In short: "You're right, but I don't care."

 

[NWRatCon]

That's the usual answer from trolls.

So, you're admitting to being a troll? How refreshing. That may be the first honest thing you've ever posted.