Yes, I understand what motivates you to buy car insurance. It also motivates me to buy car insurance.
We ordinary americans, and I assume you are just an ordinary American not employed by the federal government, know only what we're told about terror and all its semantic variants including the much-ballyhooed Global War On Terror.
And what we've been indoctrinated with in that regard is based largely upon fraud and deception. To begin with, what happened on 911 was a series of staged events, a false flag, meant to inflame the passions even as reason and analysis are abandoned. We've known for years that human perception can be easily manipulated. The brain is easy to trick, as is demonstrated weekly on Nat Geo's program Brain Games.
So as you buy into the "insurance" against "terrorism", you have not a clue (it appears) that we have all been deceived and indoctrinated regarding the Global War On Terror.

eace