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That's the only choice I see: either require the taxpayers to continue to pay...or require firearm owners to have insurance (for the same reason vehicle owners are required to have insurance).
Anybody got any better ideas? Or do we just continue to stick the taxpayers with the bill?
In instances of legal owners shooting someone wrongfully, or someone committing suicide in the household of a legal gun owner, that would make sense.
But as to the vast majority of legal gun owners who do not do that, this would be no less "unfair", if you will, than the taxpayer footing the bill (or the health insurance of the victim, and by extension, everyone who pays premiums to that insurer)