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The main problem caused by preventing insurance companies from crossing state lines is that you may be stuck with terrible insurance in one state while in others, there are only a few options and it could create monopolies.
The main problem caused by preventing insurance companies from crossing state lines is that you may be stuck with terrible insurance in one state while in others, there are only a few options and it could create monopolies.
Of course. Anyone should be able to do business anywhere they want, so long as they follow local laws and regulations.
Of course. Anyone should be able to do business anywhere they want, so long as they follow local laws and regulations.
Hence the title and purpose of the thread: Should health insurance companies be allowed to cross state lines?They can't sell anywhere because the local laws prevent it.
Hence the title and purpose of the thread: Should health insurance companies be allowed to cross state lines?
Hence the title and purpose of the thread: Should health insurance companies be allowed to cross state lines?
And the problem with allowing the sale of insurance across state lines is it makes no sense.
Imagine two fictional states. The first, West Rightwingia, has low health care costs (per person) and commensurately low premiums. The second, Libtardia, has high health care costs (per person) and commensurately high premiums.
Why in the world would an insurer in W Rightwingia want to sell insurance, at W Rightwingias low price, to people in Libtardia where the costs are high?
And conversely, why would people in W Rightwing want to buy the more expensive insurance sold by insurers in Libtardia?
And the problem with allowing the sale of insurance across state lines is it makes no sense.
Imagine two fictional states. The first, West Rightwingia, has low health care costs (per person) and commensurately low premiums. The second, Libtardia, has high health care costs (per person) and commensurately high premiums.
Why in the world would an insurer in W Rightwingia want to sell insurance, at W Rightwingias low price, to people in Libtardia where the costs are high?
And conversely, why would people in W Rightwing want to buy the more expensive insurance sold by insurers in Libtardia?
A lot of states its practically a monopoly now. Without insurance through my provider I have options from one insurance company is all.
More competition will give people more options, the insurance companies with more of what the consumer wants, whether that's price, ease of use, quality etc.. will flourish and the poorer performing ones will wither.
Some states do offer insurance companies the option to sell across state lines, no has taken that offer.
More competition will drive health insurance costs down.
The main problem caused by preventing insurance companies from crossing state lines is that you may be stuck with terrible insurance in one state while in others, there are only a few options and it could create monopolies.
A lot of states its practically a monopoly now. Without insurance through my provider I have options from one insurance company is all.
More competition will give people more options, the insurance companies with more of what the consumer wants, whether that's price, ease of use, quality etc.. will flourish and the poorer performing ones will wither.
They can't sell anywhere because the local laws prevent it.
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