MaggieD
DP Veteran
- Joined
- Jul 9, 2010
- Messages
- 43,244
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- Location
- Chicago Area
- Gender
- Female
- Political Leaning
- Moderate
Re: Obamacare - What would you like changed?
Works for hangovers.
You were lucky. And you were young. Disliking the insurance industry makes you one of the majority. Want to drop a bomb at a cocktail party? Just mention you sell insurance. People scatter like flies. Ha!
What would have happened to you had you gotten a serious illness while you didn't have insurance? Or a serious accident? You could have easily been destroyed. Now, maybe you had nothing to lose. No house . . . no savings . . . In that case, you would have gone the rest of your life, perhaps, with the lousy credit that ruins people's futures -- like a $75,000 judgement against you that wouldn't go away.
As to being forced to purchase health insurance? You're not. You have a choice. The AHA says, if you decide not to purchase insurance at all, you're going to pay a penalty. An inconsequential one at that.
I can't speak to what you're saying because I don't know if you're comparing apples to oranges re your company's rates vs what you can purchase on your own. I personally think that's exactly what you're doing since group health insurance, to my knowledge, is always cheaper than what you can buy comparable coverage for as an individual.
If a business is forced to take such measures to work around an otherwise destructively-burdensome bit of excessive government interference, your solution is to inflict even more unwarranted government interference? More of the same poison that caused the sickness in the first place.
Works for hangovers.

To be honest ...I could be convinced ...but right now I'm against the aspect of Obama-care that includes an individual against their will. When I was younger ..for decades I went without insurance. I was working ...but I felt like exercising everyday, eating well, and staying away from risky behaviors was all I needed to do. And it worked just fine for me.
I think what angers many people is ...just standing here by yourself under Obama-care ...means you owe somebody money!!
You can not own a house and avoid property taxes on a house you already own...not won a car and avoid car insurance .....but you can't free yourself of some form of health insurance.
See...until I see an insurer with a scapel in hand performing surgery...I forever question the need for this middleman. And I fear that even if the rates for Obama care are reasonable today ....tomorrow that can quickly change ...and you can't opted out of it. That's a frightening prospect. Insurers have no other interest in the health care business ....but to profit.....under Obama care that hasn't change.
I blame the republicans for not being rational about this law and try to shape it rather than resist it!!
You were lucky. And you were young. Disliking the insurance industry makes you one of the majority. Want to drop a bomb at a cocktail party? Just mention you sell insurance. People scatter like flies. Ha!
What would have happened to you had you gotten a serious illness while you didn't have insurance? Or a serious accident? You could have easily been destroyed. Now, maybe you had nothing to lose. No house . . . no savings . . . In that case, you would have gone the rest of your life, perhaps, with the lousy credit that ruins people's futures -- like a $75,000 judgement against you that wouldn't go away.
As to being forced to purchase health insurance? You're not. You have a choice. The AHA says, if you decide not to purchase insurance at all, you're going to pay a penalty. An inconsequential one at that.
But they don't negotiate better rates. My rates outside the company I work for are considerably better than the ones my company offers. For that matter, the portion that I would have to pay going through my company is higher than the rates I pay on my own. Wouldn't it be better if they just put the money in a paycheck and let you get your own?
I can't speak to what you're saying because I don't know if you're comparing apples to oranges re your company's rates vs what you can purchase on your own. I personally think that's exactly what you're doing since group health insurance, to my knowledge, is always cheaper than what you can buy comparable coverage for as an individual.