It was an employee healthcare plan covered by Kroger for my supervisory position in customer service. Every supervisor got it, no matter how low the position, although expenses raised depending on what you wanted. If you had a major issue that was not covered under the plan, you would just pay a one time $500-$1000 fee, and they would've raise my rate to 25-30$ a month to cover it, which is still cheap. One employee developed leukemia and his fee was only $750, and every surgery was covered. Since I was healthy, I only needed the bare-bones, 20$ a month insurance, that covered all doctor's visits, vaccines, minor illnesses, etc. It was easy and simple, and common plans in my state that most major businesses had. Unfortunately, under the ACA, they had to offer plans in bundles and could not continue the practice of "pay as you go" with insurance, since the original plans were considered unsuitable.
Now, I've seen plans cost as much as $200-$400 a month for basic plans, and you have no choice but to use subsidies, and sometimes you don't qualify. Me, for example, don't qualify for a subsidy, because my income is EXACTLY at the right amount where I don't qualify, but if I get any money taken out, I have to make sure to go a few days without eating every month.
If it wasn't for the ACA, these good plans would still exist. This is what happens when the federal government only goes by what's on paper, and doesn't go by how things actually work in practice.
