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Not So Neighborly Associations Foreclosing On Homes

MyOwnDrum

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I heard this piece on the way home from work yesterday. There is a link to the audio also.
Not So Neighborly Associations Foreclosing On Homes : NPR

Homeowners associations (HOAs) are foreclosing on homes when people get behind on one or two association dues. Sometimes people on the HOA boards who are voting to foreclose on the homes, are then picking them up on the auction block and turning them over for a profit.

The man in the story actually had his $300,000+ house totally paid off, his wife got behind on two payments while he was serving our nation in Iraq, and before he was able to get back to try to straighten things out, they had foreclosed and sold his home at an auction. The HOA defended themselves saying they merely followed the letter of the law. NPR stated in the story that 10% of foreclosures were because of this, and that the law totally favors the HOA, and that this can all be done without going before a judge. In Texas, where the featured story took place, there is only a 29 day waiting period.

It's a travesty! I would never live anywhere where I had to be a part of a HOA!
 
I hate these things and its one of the key reasons I want OUT of Northern Virginia as it seems like you can't find any kind of house or townhouse that isn't part of an HOA in some way shape or form.
 
It is amazing how evil the foreclosures were before Obama got into office. Now they are as numerous as ever and I hear no outrage about putting these poor people out into the streets.
 
jambalaya said:
It is amazing how evil the foreclosures were before Obama got into office. Now they are as numerous as ever and I hear no outrage about putting these poor people out into the streets.
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I don't know about where you come from, but here in Houston, these types of foreclosures were also common under Bush. Want to know another connection between Bush and Obama? Neither president had anything to do with what is going on. Jeez - The things that some people will say in the name of political hackery amazes me sometimes.
 
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Umm, he wasn't suggesting that they didn't happen under Bush. Indeed, he directly references it:

"It is amazing how evil the foreclosures were before Obama got into office"

Unless he's believing somehow everyone on a debate site doesn't realize that the person "Before Obama" was Bush, its pretty clear he's SAYING that they happened under Bush.

The difference he's pointing out is that the media and politicians were making Foreclosures out to be this horrible, evil, attrocious epidemic that was destroying the economy and the country and we got a TON of news about it almost on a weekly if not daily basis, telling us how horrible the economy is and how bad it is for everyone. On top of that often we were told it was all the fault of republicans and their deregulation and their cozyness with the banks and their refusing to give people unemployment benefits and yadda yadda yadda. Yet the amount of times foreclosures have been mentioned and constantly in the news has dropped it seems since Obama has taken office, as has stories in general harping and harping on the Economy but instead trying to find any bright spot they can find, and you almost never hear anything about anything Obama or congress is doing that could even possibly be considered to be aiding the continuing bad foreclosure rates.

Which he brings these things up to suggest that the media was hyping the amount of foreclosures and the entire process during the Bush administration not because they were worried about foreclosures and it was such a huge thing, but because it destroyed consumer confidence and voter confidence in the economy which speaks poorly of the people in power and since they're essentially in ideological support with the President in power now that doing a similar non-stop drum beat of how bad it is is suddenly not as important.

This is no where close to what you're suggseting, which is that he somehow ignored that it happened under Bush and is attempting to focus on Obama. His post was about the Media, not Obama.
 

Reading is fundamental. I got that one wrong, big time. My bad. Just call it a senior moment. LOL.
 

I don't even see how that's possible, how can an HOA foreclose on a house, especially one which is paid off? That doesn't seem kosher at all. You know, back in the day we had ways of dealing with people like this and a good ol' tar and feathering happens from time to time. I think we should maybe embrace some of our roots a bit more. These sniffling, smarmy assholes are hiding everything behind the "law" so they don't face repercussion for actions and meanwhile they are destroying other people's lives and stealing their property. If the HOA president got beaten up and left in a ditch to die, well I guess he shouldn't have stolen someone's property.
 
Bah, no big deal and honestly, you owned up which makes it a no harm no foul in my book. God knows I've misread things and responded as well

Now lets get back to the important part....saying how much HOA's suck!
 

I know foreclosures were going on under Bush. That is not what I said at all. It is just that the media was make a much bigger deal about it. The evil corporation and big government vs. the poor unfortunate homeowner was being played up in a big way. Republicans were personally putting people out of their homes. Now, not so much.

Sorry, I didn't see that Zyphlin properly chastized you already.
 
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Tip for life:
Never, ever join an HOA.

They are the devil, and I don't mean that metaphorically. They are literally the physical incarnation of Satan.
 
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I had no idea HOAs had that kind of power. At least not around here. What about down there?

I am a board member of an HOA but its non binding, 35 dollars a year and we do NOT report "violations"
 
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texmaster said:
I had no idea HOAs had that kind of power. At least not around here. What about down there?
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Actually in Dallas they do have that kind of power.
 
winston53660 said:
Actually in Dallas they do have that kind of power.
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I'm in Dallas. I'm on the board of an HOA. I have contact with 7 HOAs around me. None of them wield that kind of power.
 
Maybe you've tried to make reasonable HOAs. But there are many many unreasonable ones. And for those, the board members should be brought out on the street and executed one by one. You try to steal a man's house, you may end up dead. And that's not an unreasonable reaction.
 


texas citizens need to get this law changed.
 
texmaster said:
I'm in Dallas. I'm on the board of an HOA. I have contact with 7 HOAs around me. None of them wield that kind of power.
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I live here too and pay HOA dues and yes they can have the authority to do that.
 

Oh I have no doubt there are. Especially in the suberbs there are some nasty ones. I'm just not aware of any inside Dallas city limits, at least not in North Dallas
 
This **** is why my wife and I still do the Apt. thing. We WANT a house, but right now what we can afford would be subject to HOA's. No thank you.
 
MrVicchio said:
This **** is why my wife and I still do the Apt. thing. We WANT a house, but right now what we can afford would be subject to HOA's. No thank you.
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Mine is populated with a bunch of old ladies. They can drive you up the wall.
 
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