Smeagol
DP Veteran
- Joined
- Jun 14, 2012
- Messages
- 4,147
- Reaction score
- 1,694
- Gender
- Undisclosed
- Political Leaning
- Undisclosed
I've always believed Obamacare was a less than perfect solution to the expensive and for some cost prohibitive access to healthcare in America. That said, I believed it was better than doing nothing at all with the sincere hope and belief it would be amended over time.
Good:
- Coverage of pre-exisiting conditions
- Allowing children to stay on their parents plans into their mid-20s
- Group rate healthcare marketplace for those without employer-based coverage
- Low income subsidies that might sound "socialist" on paper but is far cheaper that the subsidies we pay when the uninsured show up at the ER with no ability to pay
- Portability, that allows people to change jobs without needing to be concerned about losing healthcare, although its still complicated and possibly costly
- The individual mandate. Great idea we republicans came up with and should tout our bragging rights. Nobody is exempt from getting sick. Everybody needs healthcare.
Bad:
- Employer-based. Nothing else in life from groceries to housing to the cars we buy gives our employer the power to choose where we shop, choose to live or what car we drive. This trapping destroys the consumer-driven free-market economy of healthcare. The only reason we accept it is that's the way its always been done.
- Since it is still employer-based for now having the 49 employees or less exemption, forces employers who are trying to keep costs down to either not hire any more than 49 people or come up with creative ways to hire more than 49 while staying exempt such as making some employees independent contractors and/or setting up separate businesses that are really separate departments of the same business.
- Making non-compliance too easy. Proof of health coverage should be required to get utilities turned on, open a bank account, get your driver's license/tag renewed.
- Health insurance. IMHO its an unneeded middle man of non-medical professionals who for the benefits of getting their cut, tell you what medicals services your doctor says you need you can't have. I prefer individually mandated direct memberships with hospital groups.
Whether a democrat was elected President or a republican, Obamacare needed to be was going to be adjusted.
Good:
- Coverage of pre-exisiting conditions
- Allowing children to stay on their parents plans into their mid-20s
- Group rate healthcare marketplace for those without employer-based coverage
- Low income subsidies that might sound "socialist" on paper but is far cheaper that the subsidies we pay when the uninsured show up at the ER with no ability to pay
- Portability, that allows people to change jobs without needing to be concerned about losing healthcare, although its still complicated and possibly costly
- The individual mandate. Great idea we republicans came up with and should tout our bragging rights. Nobody is exempt from getting sick. Everybody needs healthcare.
Bad:
- Employer-based. Nothing else in life from groceries to housing to the cars we buy gives our employer the power to choose where we shop, choose to live or what car we drive. This trapping destroys the consumer-driven free-market economy of healthcare. The only reason we accept it is that's the way its always been done.
- Since it is still employer-based for now having the 49 employees or less exemption, forces employers who are trying to keep costs down to either not hire any more than 49 people or come up with creative ways to hire more than 49 while staying exempt such as making some employees independent contractors and/or setting up separate businesses that are really separate departments of the same business.
- Making non-compliance too easy. Proof of health coverage should be required to get utilities turned on, open a bank account, get your driver's license/tag renewed.
- Health insurance. IMHO its an unneeded middle man of non-medical professionals who for the benefits of getting their cut, tell you what medicals services your doctor says you need you can't have. I prefer individually mandated direct memberships with hospital groups.
Whether a democrat was elected President or a republican, Obamacare needed to be was going to be adjusted.