Then either it is typed out wrong or you aren't reading it correctly. The most logical conclusion from this is you have no idea what you are talking about. A plan that has 80% copay with no out of pocket cap is not allowed under ObamaCare. And that's not just me saying that, but every source I can find backs me up. You are mistaken, misinformed or just plain lying.
No you are. I had great insurance before Obamacare always taking the high plan even though the cost was more because the coverage is great. Now thanks to Obama and the stupid ass liberals that support him I am having to waste time and money jumping through hoops to maintain a gold plan that does not even compare to the high plan I had before. Everyone that refuses to jump through hoops gets dumped to the bronze which means you would be just as well off without insurance.
You don't even know what a bronze plan is. How do you expect anyone to believe anything else you say? You said that is only pays out 20% of the bill and has no out of pocket cap. You are wrong. Prove me wrong and tell me the policy name and the company it is through. I don't need any personal information just the company and plan name.
Feel free to re-read our conversation. At no point did I say any plan didn't have an out of pocket cap. I said they all do.no you said it had no out of pocket cap, I never said that so again you lied as most Obama supporting libs do. Why would I share my info with a proven liar such as yourself?
The bronze level means you pay 80% of all costs. My company went to this plan forcing to jump through all kinds of hoops to maintain the great insurance we had before Obamacare.
Obama literally screwed 85% of people with coverage with this legislation.
This is false. There is a cap on out of pocket expenses on all plans offered after Obama Care is full implemented. It's the law. It's also false that you pay 80% of costs up to the out of pocket limit. You pay your deductible, then 20% of costs, til you hit the limit, at which point everything is covered.
And we wonder why people are scared. They don't know a damn thing about it.
No, I have my plan right here in front of me. Gold is 80/20, Silver is 70/30, and Bronze is 20/80. So you are full of sh*t like most libs that listen to what they are told.
No, I have my plan right here in front of me. Gold is 80/20, Silver is 70/30, and Bronze is 20/80. So you are full of sh*t like most libs that listen to what they are told.
And you want to talk **** to me? Good lord you can't see anything else over all the bull**** your spewing.This second provision allows insurance companies to sell policies that have widely different levels of annual deductibles and copayments. A "platinum" plan would cover 90 percent of expected health care expenses, but on the bottom tier a bronze plan only covers 60 percent.
Read more: Could possible misunderstanding on ObamaCare cloud Supreme Court deliberations? | Fox News
Feel free to re-read our conversation. At no point did I say any plan didn't have an out of pocket cap. I said they all do.
You're plan has an out of pocket cap. So when you said you pay 80% of all costs, that was false. You also will not be paying 80% of costs. You will pay 40% if you have a bronze plan.
Again, if you want to prove me wrong then give plan name and company name. But every source I have ever seen goes against what you are saying here.
So I did not get literal with you concerning the cap, does one have to be that ****ing literal with you to have a conversation, are you seven?
Damn, it does not take a ****ing genius to see we got ****ed with Obamacare. On ignore you go as I can't communicate with people that have to have pictures drawn out for lack of common sense.
I'm just pointing out that you aren't paying 80% of "all the costs". You are only paying 40% on a bronze plan, and after a certain amount, it is fully covered. Those are drastic differences.
And yea, put me on ignore, along with all those facts that you're not paying any attention.
No, no, no, I am paying 80% of the premium instead of the gold where I pay 20%. Those are real costs, I was not talking about the coverage.
No, I have my plan right here in front of me. Gold is 80/20, Silver is 70/30, and Bronze is 20/80. So you are full of sh*t like most libs that listen to what they are told.
If that's what you were talking about then wtf did you mean by this?
If you get a gold plan your employer pays for 80% of it? Then get that!!! Why the hell are you complaining about ObamaCare? Either your employer is ****ing you over, or you don't understand your policy.
Hopefully someday we will have a true UHC system. Then yes, it will.
You didn't address my post. You just ignored it and continued with the original argument.
Because ours doesnt work.
It does in the rest of the world.
Those are all the cost of premiums, before this we had a high plan and a low plan, since Obamacare we have these three and none are as good as what we had. Basically we got penalized by this new legislation as the cost for the ****ty plans now are more than even the high plan was before that legislation.
You didnt make a point to address.
I work for a small business and we haven't changed our plans one tiny bit. Your employer, if he was giving you good insurance, wasn't required to change a thing.
And if your employer is offering you a Gold health care plan and you only pay 20% of the premiums then you are insane for complaining about that. Extremely few plans that are given to employees right now or in the past are better than the gold plans under ObamaCare.
Adding 26 year olds to our insurance alone was the largest increase I have ever received since working here, more that the last 10 years combined.
My high plan was much better than this gold ****
I doubt that. And even then, exactly what are you complaining about? Your employer had the option of leaving your plan alone. The exchange is not mandatory if you already had a plan in place that met the specifications which you claim yours was even better.
Quite frankly I don't believe what you're saying. You are saying that your employer is willing to cover 80% of your premiums if you get the most expensive plan but only 20% if you get the cheapest one? Why on earth would they do that? It makes no sense. They would be rewarding you for making them pay for more of your insurance costs.
Quite frankly, your either lying or incredibly ignorant of everything regarding your health insurance plans.
It is/was part of my compensation package, damn are your really that slow?
Doesn't matter if it's part of your compensation package. Everything you are saying doesn't make sense. You're lying about it or you just don't understand it. If you wish, feel free to list old the old cost of your health care plan and the benefits of it and list out the cost of the gold plan offered to you now. Til you do that, I don't believe you. You have displayed an ignorance of even basic concepts of healthcare reform, and health insurance through out this entire argument. Feel free to prove me wrong.
I work for a small business and we haven't changed our plans one tiny bit. Your employer, if he was giving you good insurance, wasn't required to change a thing.
And if your employer is offering you a Gold health care plan and you only pay 20% of the premiums then you are insane for complaining about that. Extremely few plans that are given to employees right now or in the past are better than the gold plans under ObamaCare.
I'm sure you think that.
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