- Joined
- Aug 30, 2011
- Messages
- 5,411
- Reaction score
- 2,228
- Location
- In a Blue State
- Gender
- Male
- Political Leaning
- Very Liberal
You shouldn't be using insurance for check ups and preventative services at all in the first place. You should be paying cash out of pocket for that.
"Obama says his plan will "lower premiums by up to $2,500 for a typical family per year," partly through the use of electronic records. But experts say large savings from health IT are unlikely to flow to consumers."
Obama’s Inflated Health “Savings”
He only repeated it over, and over, and over, and over, and over, and over.....
But you don't recall....yeah right.:roll:
Read more @: Insurance for the young could be less than $50 a month
Lets get this website up and running to make it a lot easier to apply for these plans. [/FONT][/COLOR]
Right!
The concept is that the health insurance that had been sold to many people was terrible. Mini med plans, plans with carved out coverages, very low caps, etc.
Now there are ACA standards, people will be migrated to better, and often cheaper, insurance plans, and we should see MUCH LESS financial ruin from bad insurance.
You don't go bankrupt because you have to pay your dedectible. You go bankrupt because you get care you're not covered for.
Right. And they need 2.7 million out of those 2.9 million to sign up. So they have 1.9 million of those covered, but how about the other 800,000 people? How are you going to convince them to sign up for bare bones healthcare that they probably will never need and expect them to pay $200-500 a month?
I know! How about advertising and publicizing the plans!
Oh wait. The House GOP killed that.
Hey - How about having the entire HHS organization work together on making this rollout successful?
Oh wait. The GOP has been filibustering nominations for top posts for years, and between fighting it in court and forcing the HHS department to do much more work than was initially planned (note that ideally they wanted 50 state exchanges), its been unecessarily difficult.
Hey! Lets get organizations like the NFL to directly publicize the ACA to their fan base!
Oh, wait. The GOP threatened the NFL to not get involved in 'divisiveness'. And they back down.
Gee. I wonder why the success of this program seems to be hitting such a rocky road??
GOP’s Obamacare conspiracy: Sabotage from the inside - Salon.com
I know! How about getting most of the states to run their own state ACA websites which turn out to be much better run than the federal one!
Oh wait. The GOP legislatures/governors in 30 states rejected that idea.
All the advertising in the world won't get nearly a million people to pay $200-500 a month for bare bones health care. Do you really think people are so gullible?
I know! How about advertising and publicizing the plans!
Oh wait. The House GOP killed that.
Hey - How about having the entire HHS organization work together on making this rollout successful?
Oh wait. The GOP has been filibustering nominations for top posts for years, and between fighting it in court and forcing the HHS department to do much more work than was initially planned (note that ideally they wanted 50 state exchanges), its been unecessarily difficult.
Hey! Lets get organizations like the NFL to directly publicize the ACA to their fan base!
Oh, wait. The GOP threatened the NFL to not get involved in 'divisiveness'. And they back down.
Gee. I wonder why the success of this program seems to be hitting such a rocky road??
GOP’s Obamacare conspiracy: Sabotage from the inside - Salon.com
I know! How about getting most of the states to run their own state ACA websites which turn out to be much better run than the federal one!
Oh wait. The GOP legislatures/governors in 30 states rejected that idea.
So the ACA sucks because they couldn't advertise it? That's rich. And how is that individual state exchanges working out? That's right, 85-90% of signups are going to Medicaid. Those states will be thanking their elected officials come 2015 when the bill is due.
Make sure you put your tin foil hat on tonight or the eevil GOP will invade your brain and convince you your premiums are going up. Just make sure not to check your mailbox.
I used my AARP Supplental Medical Ins. today - paid $50 towards my visit.
I got a physical, refills on my thyroid med, EKG, blood test, and will do stool samples for colon cancer.
I don't know what the lab cost, for the stool sample will be , but the whole thing costs me around $200.
I go back in 6 months for the same proceedure (except the EKG ).
Now tell me why this isn't an effective cheap insurance that matches my needs??
I am going to make some assumptions here.
You are over 65.
You could participate in Medicare.
Your AARP membership is then rewarded by the government who pays a premium for each individual off Medicare and on the AARP card. Your AARP insurance is known as a Medicare Advantage Plan. AARP gets your PART A premium that you paid for with Social Security and Medicare taxes from your paycheck.
Am I close?
I do have hospitalization -catastropic coverage.What happens when the stool sample for colon cancer comes back positive?
I do have hospitalization -catastropic coverage.
It's like asking me what happens when I get hit by a bus, or have a heart attack. Being in sales I have been pitched (attempted sales) by insurance agents.
The "what if" assumes I am going to get cancer/heart disease, etc.
I'll take my chances, so far every screening proceedure comes back negative - i do my very best to stay in shape - healthly lifestyle.
At some point I have to roll the dice, because better insurance is unaffordable.
(and thank you for the Kaiser site you listed - I do have some tax credits, but not to offset high premiums).
What we need to focus on is getting the young signed up, the risk pool is to small with just us older Boomers.
And if you're the kind of person who needs that in your plan in order to get yourself checked out, then go buy that kind of plan. As an adult I don't need the trivial things covered, and so I shouldn't have to pay insurance on them.Insurance companies found that by providing check ups and preventative services at a reduced price or for free, they encourage the people on the policy to use those services. Those services promote better health which costs less for the insurance companies then the not having those benefits. Without those benefits in the plan, people wait until it is too late and the care is more expensive then the preventative measures that would have provided early detection or avoidance of the disease all together.
Yet it's not bare bones health care, and it looks to be substantially less than that price.
Apparently, you would benefit from the advertising, since you are so clearly misinformed!
I do love hearing the contradictions:
Conservative 1) the coverage is terrible and expensive!
Conservative 2) yes! And it pays for so many things I don't need!
You're not typical
Wanna bet? I am right in the median of this country.
And if you're the kind of person who needs that in your plan in order to get yourself checked out, then go buy that kind of plan. As an adult I don't need the trivial things covered, and so I shouldn't have to pay insurance on them.
And if you're the kind of person who needs that in your plan in order to get yourself checked out, then go buy that kind of plan. As an adult I don't need the trivial things covered, and so I shouldn't have to pay insurance on them.
The typical family doesn't have a child that needs health care that exhausts their deductible.
It lowers the premiums for said cadillac coverage compared to other cadillac coverage premiums. It does not lower the cadillac coverage premium below that of basics-only coverage. I still have to pay more for things I don't want because I'm being placed in a risk group in which I don't belong. I belong in the risk group of only other people who want basics only, not placed along with people who also want their car insurance to pay for fuel and oil.It is a good business decision for you and the people in your group. If the services are offered to your group, more people in your insurance group are likely to partake in those services. In turn, the average cost of each individual on the plan is reduced since more serious and catastrophic illnesses can be avoided. This lessens your premiums. It is a win-win for everyone.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?