thinkforyoursel
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"How long before Obama care becomes the Affordable Care ACT?"
When it becomes affordable?
here's a little gem for you on the ACA.
I went to their cost estimator site and plugged in some numbers. using my family as a base and assuming I worked minimum wage for 40hrs/week, 52 weeks/year. the cost of my premium for their "silver plan" would be
$13,247 per year. my "income" for the year (before taxes) would be $15080.
how in ****'s sake can that be considered "affordable"? that's 87.8% of my gross income for obamacare. and, assuming anyone actually got sick/injured and needed to see a freakin doctor, the copays and deductible would eat up the rest. surely their calculator is off or I am missing something. otherwise this is definitely not "affordable".
hell's bells...I make more than 4X that and I would be hard pressed to come up with $13K to fork over
I thought poor folks were supposed to get subsidized policies. No? You mean to say that at minimum wage you don't qualify for subsidies?
here's a little gem for you on the ACA.
I went to their cost estimator site and plugged in some numbers. using my family as a base and assuming I worked minimum wage for 40hrs/week, 52 weeks/year. the cost of my premium for their "silver plan" would be
$13,247 per year. my "income" for the year (before taxes) would be $15080.
how in ****'s sake can that be considered "affordable"? that's 87.8% of my gross income for obamacare. and, assuming anyone actually got sick/injured and needed to see a freakin doctor, the copays and deductible would eat up the rest. surely their calculator is off or I am missing something. otherwise this is definitely not "affordable".
hell's bells...I make more than 4X that and I would be hard pressed to come up with $13K to fork over
The "program" was hopelessly lost the first closed door meeting Obama had with the insurance companies. It'll be called Obamacare forever and this president will have to live with that legacy. Unfortunately the rest of us will have to live with the destruction it causes until it's replaced. There is no traction gain in sight, only traction loss as even the uninsured pre-Obamacare see what it is and that it's really not the free stuff they were expecting.
Well, I had to check this out, so I found a cost estimator here.
Sure enough, it is as you say. If I make $10,000 and support a family of 4 with 2 children my premium would be $8,919 a year and I don't qualify for any subsidy.
Holy Jesus Christ on a popsicle stick. THIS is what the Democrats are going to the mat for?
Plug in the numbers again and read the whole page.
It says at 100% below poverty level you are eligible for Medicaid.
The $8000 cost was unsubsidized cost of plan. You would not qualify for this because you would qualify for Medicaid.
Which is never."How long before Obama care becomes the Affordable Care ACT?"
When it becomes affordable?
Obamacare caused my garage to collapse!
"How long before Obama care becomes the Affordable Care ACT?"
When it becomes affordable?
So there is no Medicaid where you live?Not where I live. And that applies to about half of adults nation wide.
So there is no Medicaid where you live?
here's a little gem for you on the ACA.
I went to their cost estimator site and plugged in some numbers. using my family as a base and assuming I worked minimum wage for 40hrs/week, 52 weeks/year. the cost of my premium for their "silver plan" would be
$13,247 per year. my "income" for the year (before taxes) would be $15080.
how in ****'s sake can that be considered "affordable"? that's 87.8% of my gross income for obamacare. and, assuming anyone actually got sick/injured and needed to see a freakin doctor, the copays and deductible would eat up the rest. surely their calculator is off or I am missing something. otherwise this is definitely not "affordable".
hell's bells...I make more than 4X that and I would be hard pressed to come up with $13K to fork over
Gotta call B.S. on this prove it!!!! You making **** up!!! LMAO I hope you realize everyone sees right through this garbage. The math you stated simple des not match up.
Beyond the pledges: Where the states stand on Medicaid | The Advisory Board Daily Briefing
There's a lot of states out that have not expanded Medicaid. It's kind of a stupid protest Obamacare as it hurts those who would benefit from the expansion. If you're below poverty level Obamacare provides no subsidy because it allows the expanded Medicaid to be provided free. So in states that expanded Medicaid the $10,000 income person is getting free Medicaid. There might be some fraud of ACA by folks who are really under the poverty level but live in a state that hates poor people. If they overstate their income they can qualify for subsidy on the exchange.
So there is no Medicaid where you live?
Beyond the pledges: Where the states stand on Medicaid | The Advisory Board Daily Briefing
There's a lot of states out that have not expanded Medicaid. It's kind of a stupid protest Obamacare as it hurts those who would benefit from the expansion. If you're below poverty level Obamacare provides no subsidy because it allows the expanded Medicaid to be provided free. So in states that expanded Medicaid the $10,000 income person is getting free Medicaid. There might be some fraud of ACA by folks who are really under the poverty level but live in a state that hates poor people. If they overstate their income they can qualify for subsidy on the exchange.
Not for adults (other than pregnant women) in Texas and several other states. The two kids in my hypothetical family would get Medicaid, but not the parents until they are like below 10% of the poverty level or something like that.
That's what the CBO means when they say that the ACA will leave 30 million without coverage. Half of the adults in that situation are in states that don't cover them with Medicaid. The idea that the ACA was going to cover those people died when SCOTUS ruled that states could not be forced to extend Medicaid to them.
This sets up an interesting dynamic. Since no one can be denied poor people who get sick in Texas could move to California or some such state and enroll in Medicaid.
I did a quick google. It seems Texas has several programs for the poor. Medicaid is one option. The other is CIHCP.
County Indigent Health Care Program
Yes, there is Medicaid in Texas. But they didn't expand it to cover people up to 133% of poverty level. So at the very low end of income you can get it. But if you're at say 130% of poverty level you won't qualify for Medicaid and you won't get any subsidy on the exchanges. You'll pay full unsubsidized exchange price for your insurance -- if you can afford it (not likely). At 134% you qualify for subsidies on the exchange and can likely get something there for free after subsidy. So there's a gap in government assistance for a group that really needs government assistance or can't afford health insurance. And the best part is we penalize them for failing to buy insurance that they can't afford.
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