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How government ruined the US healthcare market. Part 1

aociswundumho

Capitalist Pig
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Libertarian - Right
"Everything government touches turns to shit." -- ancient proverb

The current US healthcare system is an extremely expensive mess. Not because of capitalism or the profit motive, but because of government regulation. The US healthcare industry is chock full of labor cartels, special interest groups, and monopolies, which financially ass-rape sick and dying Americans. The political left focuses on insurance companies, when the real problem is with the providers being in bed with the state. In this series of posts, I am going to document why healthcare is so expensive in the US. Note also for you progressive "universal healthcare" types, no single payer system can work with these prices.

Part 1 Ambulance monopolies

The rip off begins with your ride to the price-gouging hospital. Companies which provide emergency services lobby for EMS monopolies, and they are everywhere:





Good luck looking to the courts to end the practice:


There are even defacto monopolies for just transferring patients in non-emergency situations:


Without market competition, these companies can charge whatever they want:




This disastrous situation is caused entirely by government intervention and regulation.
 
The Government sure didnt "ruin" my FREE Socialist BidenCare™ plan AOC!

Saw the dermatologist last week...ooohhh basal cell carcinoma ka-BOOOM!!!! NO CHARGE!!!!!!

Just went to the therapist today.....KA-BOOOOM!!!!! NO CHARGE!!!!!
Gonna be going back Monday, apparently they think theres some work to do there heh heh heh...ka-BOOM!!! NO CHARGE!!!

The rest of braindead America can INSIST on their crappy and expensive Corporate Run Healthcare....but as for me, Socialist Healthcare is the best I ever got!!!!
And I can take that...to the BANK!!!!

 
The Republicans did **** this up, royally. Not much you can do with the party of no.
The Democrats did as well, they should put in as many progressives as they could and followed an established countries trial and errors but no, they want to play fair with other politicians. Which yes, is a joke.

Simply, the best, most cost effective healthcare would be non profit, government regulation against price gouging.

Government invested scientists, and researchers.

The public would then have the benefit Sally and her roommates do willingly to buy toilet paper by pooling their money together to cut costs and by dividing that cost by population.

Bingo, paid healthcare we could all afford.
But nope.

We did **** it all up, and now it's an unregulated, price gouging, uneven bullshit of a healthcare that is so confusing, and debated we'll never have anything good come out of it. The can just pay for it, the middle class can't afford it, and the poor get it handed to them if they stand in line long enough to be seen by the humiliation judge who deems them losers enough to collect a check, but not too many before they have to do it all again. No wonder we hate each other in America.

I guess America isn't the greatest at healthcare. As a matter of fact we're a laughing stock.
 

When I had a small cancerous growth (4 mm) removed from one of my kidneys, a few years ago, the evil Australian Health Care System
had the audacity to charge me something like 10 dollars for the operation, 4 days in the hospital, MRI scans, and other stuff like drugs.
I'm still paying for it...oh me. Worse...I still pay like 57 dollars a month for their complete health services.
 
"Everything government touches turns to shit." -- ancient proverb
This disastrous situation is caused entirely by government intervention and regulation.

Libertarian claptrap.

Government is just a tool. We can use government to solve some problems and regulate some industries, we can use private, and we do a mix of both.
And for every failure of a government enacted law or regulation, there are like 10x more to be found in the private sector just given the sheer size of the private sector.

The better you make your government at doing its job, the better everyone's life will be. Throwing your hands up and claiming it can't do anything, is libertarian nonsense. They heard something simple and liked the sound of it, and created a whole mythology around it (libertarian)
Government must be in place to help check the power of the private sector, else it would run wild. Similar with government, if its not checked, it too will run wild. That's the nature of humanity. That's why both, keeping each other in check in various ways, sharing power, etc., can lead to good things.
 

Gummint T Y R A N N Y ! ! !

 
Rankings in World Health Care>
.
  1. South Korea
  2. Taiwan
  3. Denmark
  4. Austria
  5. Japan
  6. Australia
  7. France
  8. Spain
  9. Belgium
  10. United Kingdom
Gee..where's the USA? ...much further down the list.
 
I think the belief that everything the government does will fail eventually is a long-term lie that's imbedded in our culture.
It isn't a sure thing by any means.
 
Now that I'm old enough to have medicare, between it and my supplemental insurance, I had blood work done today, no charge, have a nice day, see ya' next time. Best health care I've ever had. All americans should have it, I'm sure we can figure out a way to pay if we really wanted.
 
The nerve, adding insult to injury.
 
Well said.
 
and the poor get it handed to them if they stand in line long enough to be seen by the humiliation judge who deems them losers enough to collect a check

I didnt go through any of that, and am not "poor" although I did show a very low income on my 2020 & 2021 taxes because of COVID.

I went to the marketplace to buy a plan, filled out the appropriate form including income for that year, and ka - BOOM!!!! Was notified within just a day or two that I was now FULLY COVERED and there would be NO CHARGE.

I didnt have to go through any needs testing other than that, didnt ask how many vehicles I own or how much property I own, there was none of that. Never saw a single person face to face, this was all online in just a few minutes. My Socialist BidenCare™ R A W K S ! ! !

Thank you Mister President....SIR!!!!

 
Well, in the grand scheme of things you DID pay for it. It's just that you paid for it out of every paycheck for your entire working life and now you're getting the benefit.
 
I think the belief that everything the government does will fail eventually is a long-term lie that's imbedded in our culture.

Its beaten into most peoples skulls by 24/7/365 Corporate Media Programming, teaches folks that "Government" (the people) regulating something is evil and we should step aside so that multinational corporations can just have free reign as they see fit.
Screw that. I dont play that game.
 
I think the belief that everything the government does will fail eventually is a long-term lie that's imbedded in our culture.
It isn't a sure thing by any means.
Hell the gop leadership going back to reagan tells them the government is the problem because it's evil while they're running to become a part of that evil. Reagan didn't change a damn thing, he had his scandals and was just as bad as the folks he said were evil.

They smile in your face...
 
Well, in the grand scheme of things you DID pay for it. It's just that you paid for it out of every paycheck for your entire working life and now you're getting the benefit.
Of course, I forgot, it's owed to me, I worked for it. So typical.
 
IMO government programs might have faults, but I firmly believe that there are certain things we shouldn't have for-profit corporations running.

Like prisons.

And possibly hospitals, although I'm less sure about that one.


Basically, the profit motive is too strong and will eventually overwhelm any good intent or the like. To the extent that causing harm to humans will be a perfectly acceptable option so long as profits increase.
Maybe someone can design a corporation where that isn't the case, but if there's more profit to be made with some harm accepted, someone will make a corporation that does and beat them in the market.

Edit: Even if we make and enforce regulations that disincentivize harm and incentivize avoiding it, history shows that the influence on politicians will erode those protections over time unless they are maintained.
And I just don't think we can risk it on certain things.
 
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Hmm… the way we pay for Medicare is with everyone paying a 2.9% payroll tax. That allows those who make it to age 65 to pay about $2K/year in Medicare premiums and opt for additional (private) supplemental coverage (as you did). Of course, that only works because folks must pay the added taxes for decades before they (if they live that long) are eligible to get Medicare coverage.
 
“Healthcare” is one of those areas where I don’t know HOW to even imagine fixing it.

I do think a good first step would be clarity in pricing/billing/charges for medical care and clarity around health insurance coverage/not-covered.

A night at hospital A costs $X for a semi-private room.

An IV of standard “fluids” costs Y

Good luck figuring all that out looking at any medical bills.

Then you get into nonsense of an anesthesiologist that a patient had no choice about being considered “out of network” and billing separately? Or a doctor billing separately and in addition to a hospital.

Sifting through medical bills and trying to figure out what is covered, what wasn’t covered, why something wasn’t covered, etc is not something most Americans understand nor have time for.
 
You don't have to reinvent the wheel. There's umpteen government health schemes around the world, just pick one that works, one that does it the way you want it done, and copy it.
Why can't America do something that the whole rest of the developed western world does? Is it too complicated for you or have really high profit interests convinced you that it can't be done?
 
Here's another thing Americans should be aware of. Malpractice insurance is a huge burden on the system. Neurosurgeons in some places pay $250,000 a year before they pay their staff, their rent or themselves and the hospital they operate in pays more too, which is passed on and contributes to the surgeons fee..
Insurance and lawyers, It's a symbiotic relationship.
 
Yes!

I have friends that moved to TX because there are lower malpractice rates there.

I suppose when you can’t watch some tv channels without being inundated with what I call “ambulance chasers”…you have your answer there.
 
The insurance industry is another thing that should probably be HEAVILY scrutinized.....
 
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