Current spouses and ex-spouses (if you were married for over 10 years and have not remarried) both have eligibility for the spousal benefit.
1 You must be age 62 to file for or receive a spousal benefit, but waiting until you are at full retirement age (up to 67, depending on when you were born) will maximize your benefit.
2 For current spouses, you must wait until your spouse files for their own benefit.
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed? A spousal claim does NOT reduce the primary beneficiary's payment.
Social Security Spousal Benefits: What You Need to Know
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed? A spousal claim does NOT reduce the primary beneficiary's payment.
Social Security Spousal Benefits: What You Need to Know
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed? A spousal claim does NOT reduce the primary beneficiary's payment.
Yup, a female or male spouse. Why reduce the claim when their contributions to the relationship were at least equal?
Here in America, most married women work and do all the cooking, cleaning, and much of the child rearing. With NO days off, including weekends.
The only problem is when the housewife doesn't apply for the benefits and leaves money on the table. I bet that happens a lot.
So then you are backing away from your OP statement, as inaccurate?
Why is it a problem and why do you believe it happens 'a lot?'
You seem to have an issue with women.
Somehow I feel the feeling is mutual.
Why would I back away from factual information? I was doing some retirement planning and thought someone else here could use the information. I have a duty to avoid my wife being destitute after I die and discovered that she can collect Social Security benefits while I'm still alive.
The only problem is when the housewife doesn't apply for the benefits and leaves money on the table. I bet that happens a lot.
There was nothing negative about my post, it was strictly informational.The negative replies above are weird, by the way.
Many people are familiar with how their own Social Security benefits work – but fewer are aware of how spousal benefits work. And spousal benefits can be complex with numerous claiming options and factors to consider.
So why is it post-worthy? You clearly implied that spouses were getting something for 'nothing.' I corrected you and you didnt counter that.
And again, why is this a problem? What makes you 'bet' it happens a lot?
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed? A spousal claim does NOT reduce the primary beneficiary's payment.
Social Security Spousal Benefits: What You Need to Know
What's even more amusing is imagining that 'housewives' ever retire :doh
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed? A spousal claim does NOT reduce the primary beneficiary's payment.
Social Security Spousal Benefits: What You Need to Know
I stumbled across that when I was gathering information.
Breaking Down The Complex World Of Social Security Spousal Benefits
Um ... I'm not seeing why SDET is getting attacked here.
This is probably the most valuable post he has ever made.
Yup, a female or male spouse. Why reduce the claim when their contributions to the relationship were at least equal?
The only problem is when the housewife doesn't apply for the benefits and leaves money on the table. I bet that happens a lot.
Why is it a problem and why do you believe it happens 'a lot?'
So you posted the same thing again and still didnt answer any of my questions. Why is that?
I havent, I've been trying to clarify why he posted the OP:
He keeps avoiding direct answers.
Simple: I posted it wondering if anyone here might be overlooking available cash.
You were imagining that spouses were not applying for SS here in the US when they lose their loved ones?
Um ... I'm not seeing why SDET is getting attacked here.
This is probably the most valuable post he has ever made.
They don't have to wait until they lose their loved ones! They can apply while their spouse is still living.
The negative replies above are weird, by the way.
Did you know that a spouse can draw 35-50% of her husband's Social Security benefit in spite of never having been employed?
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