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thanks for the info, I put very little stock in any info published by the NYT.
I don't suggest everyone does. I do suggest in the competitive market place having education is better than not. And while your personal story may well reflect how you see it, it's not a large enough sample to make a larger case.
View attachment 67155706
Published: January 9, 2013
Young adults have long faced a rough job market, but in the last recession and its aftermath, college graduates did not lose nearly as much ground as their less-educated peers, according to a new study.
http://www.nytimes.com/2013/01/10/e...rees-value-during-economic-downturn.html?_r=0
thanks for the info, I put very little stock in any info published by the NYT.
Yes, they do kick people off their insurance policy when they get very sick and start costing the insurance company too much. Why wouldn't they?
Why are you having such a hard time understanding that $4,200 in dues over 1,190 years only yields $4,998,000. 1,190 years is too long to wait for a return on investment. Most people don't pay premiums for 1,190 years. How could an insurance continue to exist if they made completely mathematically absurd decisions?
I can't comprehend this kind of thinking.
Businesses should go broke because it's nice. Businesses shouldn't make a profit because it is mean.
Do people really believe this stupidity? Surely not.
vasuderatorrent
In order for you to assert that the profit of the private health ins. industry is more important to our national health system than the lives of the people that it is supposed to serve, you would have to prove that a private health ins. industry is even NECESSARY. England and Canada have shown that it is not even necessary to have a private health ins. industry.
Does a health insurance company provide any actual CARE to sick people? No. Why do we need them if they are harmful to the poor and the very sick when it comes to accessing the healthcare that they need, if other countries do the job WITHOUT private health ins. at all, and they do it at 11% of GDP while the US pays 17% of GDP? Answer, we don't need them as part of our national health system. Therefore, their profit motive cannot be deemed superior to saving the lives of the sick that really need healthcare and are only being rescinded because they cost a lot. It is immoral to allow corporate america to let people die like that, and it is a prime example of the inappropriateness of putting private industry in charge of setting the rules via their death panels, on who gets to live and who has to die, based on their profit requirement to Wall St. The military is not for profit, nor should healthcare be for profit. Life and death is a moral issue, not a profit issue.
Yes, as, I know, facts have a liberal bias. :roll: However, the source is the study. And there are many, many studies showing much the same thing. Overall you do better with a degree than without. Having more without has to increase this gap.
Define superior.Wait! Is your point that Single Payer Insurance is superior to a capitalistic model for health care?
vasuderatorrent said:Is your point that companies should lose money?
I agree overall, but I do not everybody needs to go. People that go into massive amounts of debt for education should be held accountable for their choices.
Electricians, plumbers, mechanics, carpenters, and masons are all a big part of our society and all pay as good or better than a business major.
For the record, those require education as well.
No. Do you believe it is necessary to dump sick people in order for the health ins. companies to make money? If that was true, the health ins. industry would not have played as big a role as their lobbyist did in writing the Obamacare legislation. It is not true that if you insure the sick people you must lose money; do you think that is the only way the industry can be structured, and if so, please explain that.
None of those jobs "require" a degree:roll:
I didn't say degree. I said education, however I can show degrees for each. I'll start with one:
Electrician Colleges
Electrician majors learn how to maintain, install, operate and repair electrical wiring and electrical machines in factories, businesses, construction sites and homes. Classroom instruction includes skills in installing wiring systems, reading blueprints, installing telecommunications equipment, repairing electric equipment, repairing transformers and assessing the safety of equipment.
Electrician Schools - Find Electrician Degrees, Colleges and Programs
Most electricians, plumbers, carpenters and masons learn their trade starting as laborers. They work their way up and eventually leave to start their own busineses.
A guy I went to high school with will be retiring next year from his plumbing business and he is not even 50 yet.
Define superior.
No. Do you believe it is necessary to dump sick people in order for the health ins. companies to make money? If that was true, the health ins. industry would not have played as big a role as their lobbyist did in writing the Obamacare legislation. It is not true that if you insure the sick people you must lose money; do you think that is the only way the industry can be structured, and if so, please explain that.
Not sure that's true. Under Wiki answers, one reported that today most go to school. But I'd be interested in any numbers you have.
Who "dumps" more people, insurance companies or the government and their Medicaid program? Sick or healthy, a person ends up making one cent more than allowed and the government kicks them to the curb. They still will with Obamadon'tcare. But that's all part of the plan by Democrats to keep and control people on their plantation.
No degree required:
3 Ways to Become a Licensed Electrician - wikiHow
no degree reuired:
Brick Masons: Employment Info and Requirements for Starting a Career in Brick Masonry
on the job training:
Construction: Educational Requirements for Becoming a Plumber
on the job training again, damn I thought everyone knew these things:
Carpenter Career Education and Training Requirements
K
Never said required.
Heating, Ventilating, Air Conditioning (HVAC)
Principles Heating/Ventilating/AC/Refrigeration
Heating
Refrigeration and Air Conditioning
Electricity and Electronics for Heating / Ventilating / AC
Controls/Heating, Ventilating, Air Conditioning
HVAC System Design
Appliance Repair
Machine Tool Trades and Technology
Machine Tool Process
Mathematics for Machine Trades
Blueprint Reading/Machine Trades
Controls/Computer Numerical Controls
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Basic Welding
Blueprint Reading for Welders
Carpentry
General Carpentry
Electrical
General Electrical
Plumbing
General Plumbing
Green Trades and Renewable Energy
Energy Auditing and Weatherization
Solar Power
Renewable Energy
Sustainability
- See more at: Pearson - Building & Technical Trades
no degree required
Again, no one is debating that. I said many are getting them anyway, and nothing about being required.
so why are you still talking about it?:roll:
Just making sure you understood the point. Your post put that in doubt.
It is common philosophy in business to take care of your pennies and nickels. The dollars will take care of themselves.
If you see an opportunity to save 1 cent, then you take it. If you see an opportunity to save your company $5,000,000 you take it. Giving someone an insurance policy that cost $50,000 per month to a customer that will cost you $5,000,000 is a bad business decision. I can't explain every possible scenario that is encountered in the insurance industry. It is a very complicated business.
I guess I don't totally understand what argument you are making. Are you saying society should shoulder the expense to care for the sick and injured? Are you saying that the insurance companies should shoulder the expense to care for the sick and injured? I agree with the first one. I disagree with the second one.
You seem to be pretty intelligent. Suggesting that a company should factor in altruistic motives into their business model is completely ludicrous. Surely I am misunderstanding your comments.
vasuderatorrent
My original post was degrees were not required to be successful, evidently I was the only one that understood that.
Understood that completely, but that fact had nothing to with what I said.:roll:
I would love to see the number of those without degrees who have been that successful today. Can you show me those?
We need a healthcare system that meets the needs of the people and does not let private company profit motives ahead of saving peoples lives. That's immoral. The health ins. companies have demonstrated for years they are immoral and their death panels have allowed thousands of citizens to die prematurely on an annual basis by rejecting their application for health ins. or rescinding their policy, based on the death panels assessment that the person will cost them too much. That's immoral and that is what they do. The system has to be changed and it has by federal law. The health ins. companies said the way to do this is if they have to cover all the sick people, then the way to minimize the premiums is that everyone has to be in the system, hence the individual mandate. I am not specifying the nature of the system. We can do it with the individual mandate and private health ins. companies, or we can go single payer, but what we cannot do is allow the profit motive of private corporations and the rules THEY set for the system which primarily have been set up to guarantee their profit, to condemn thousands of sick people who have the money to pay for a normal health insurance premium to be denied coverage and go off and die prematurely. It's wrong, and enough people saw that, so they elected enough people in congress and the white house to change the old immoral system so we have a healthcare system that actually meets the needs of the people, all the people including the sick and the poor.
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