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Now what?Sep 8, 5:20 PM (ET)
By RICARDO ALONSO-ZALDIVAR
WASHINGTON (AP) - Americans would be fined up to $3,800 for failing to buy health insurance under a plan that circulated in Congress on Tuesday as President Barack Obama met Democratic leaders to search for ways to salvage his health care overhaul.
In advance of what Obama hopes will be a game-changing speech to lawmakers, the one idea that most appeals to the Democrats' liberal base lost ground in Congress. Prospects for a government-run plan to compete with private insurers sank as a leading moderate said he could no longer support the idea.
The fast-moving developments put Obama in a box. As a candidate, he opposed fines to force individuals to buy health insurance, and he supported setting up a government insurance plan.
Link
Now what?So if you don't have a plan or can't afford one you'll be fined? Is this suppose to be a selling point to the American public?
Welcome to the Baucus, watered down plan. This is what the Republicans wanted, right? A watered down plan that did nothing real? This is what that looks like. No public plan, you get this crap. No single payer, you get this crap. Sorry, but the Moderate Dems and Conservatives have done this. Welcome to your Representatives' crappy ideas.
Well, it stated by being morally deranged.With no public option, this proposal is morally bankrupt.
Comparing mandatory health insurance to compulsory auto insurance is ridiculous. Auto insurance is mandatory due to the the fact that you have the ability to cause injury or damage the property of others.
Who's property am I that they can demand that I provide coverage to protect myself? I'm not hurting anyone if I elect to not have health insurance...
Yes you are. You're hurting the taxpayer and/or the hospital you end up at if you get hit by a bus.
Flawed argument, you're assuming I don't have an emergency fund piled away that could completely cover my costs.
theangryamerican said:There's no reason I should be required to pay for health insurance when my lack of it would not hurt anyone but me.
theangryamerican said:If I had government healthcare, the taxpayers would be paying for my care anyway, what's the difference?
No they wouldn't. You would be paying a monthly premium for your public health insurance, just like you do now for your private health insurance, unless you were unable to afford it. Which contradicts your claim of being able to self-insure.
If you think that the amount you pay in premiums alone is going to completely cover a major medical expense without the insurer having to shell out extra money, I don't know what to say other than you have no idea how insurance works...
Link
Now what?So if you don't have a plan or can't afford one you'll be fined? Is this suppose to be a selling point to the American public?
Typical Liberal ideology. Progression for progression's sake, despite it's obvious detrimental effects.
The whole point of insurance is risk-sharing. Of course your premiums aren't going to cover a major medical expense, but most people don't HAVE a major medical expense. Actuaries determine what the premium should be based on the probable expenses.
I'm not sure where exactly you think I said that your premiums would cover a major medical expense.
Nearly all health insurance mandates are coupled with financial aid to those who can't afford it. This plan is no exception. No one is going to be fined because they can't afford health insurance.
Welcome to the Baucus, watered down plan. This is what the Republicans wanted, right? A watered down plan that did nothing real? This is what that looks like. No public plan, you get this crap. No single payer, you get this crap. Sorry, but the Moderate Dems and Conservatives have done this. Welcome to your Representatives' crappy ideas.
You specifically said the cost me having to go visit the ER after getting hit by a bus would NOT be paid by the taxpayer because of my premiums. If my premium doesn't cover it all, where is the rest of the insurance money going to come from?
No, you will be fined if you can afford health insurance and don't bother to get it.
Umm
From the other people who paid into the insurance plan who DON'T get hit by buses? :2wave:
Who are...? Say it with me "Taxpayers." Which means it's what kind of money? "Government." Good, now that we've established that, you can concede that the taxpayer eats the cost of my medical care regardless.
No, you will be fined if you can afford health insurance and don't bother to get it.
Right now, if you spend your health insurance money on a trip to Disney World or a new Plasma TV, you can just go to the emergency room and have your state foot the bill.
People use the emergency room as their free primary care physician. Things like high blood pressure, high cholesterol, and obesity go untreated and unmonitored until a person has diabetes, heart disease, a stroke... and then guess who pays for the really expensive stuff...
prof??
Which would you prefer--people being responsible. People being irresponsible and letting everyone else pay for it.
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