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I don't know if you think "as is" includes extending the covid era subsidies which are set to expire this year. If so, we aren't in agreement.

I consider "as is" to allow those covid era subsidies to expire as legislated by the Dems.

I do agree that ACA needs to stay in place, for now, minus the temporary covid legislative measure with an automatic expiration date. No further legislation is needed for that expiration to occur. It's in place right now.
So you're in favor of millions of Americans not being able to afford healthcare because of the premium increases that will go into effect during the enrollment period (early November)?
 
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I don't know if you think "as is" includes extending the covid era subsidies which are set to expire this year. If so, we aren't in agreement.

I consider "as is" to allow those covid era subsidies to expire as legislated by the Dems.

I do agree that ACA needs to stay in place, for now, minus the temporary covid legislative measure with an automatic expiration date. No further legislation is needed for that expiration to occur. It's in place right now.
Do you refute what's being reported as consequences if enhanced credits expire?
Or are just ok with those consequences?

"As is" means people can continue to afford. If anyone is getting enhanced credits who can afford healthcare without would suggest Democrats agree with Republicans wanting to eliminate for them.
 
Do you refute what's being reported as consequences if enhanced credits expire?
Or are just ok with those consequences?

"As is" means people can continue to afford. If anyone is getting enhanced credits who can afford healthcare without would suggest Democrats agree with Republicans wanting to eliminate for them.
Exactly. I'm not sure whether the people supporting the expiration of the subsidies understand that the premium impacts will affect the insured much sooner than the end of the year because the increases are communicated during the enrollment period. It's why the MAGAGOP stating they'll negotiate it later makes no sense at all.
 
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So you're in favor of millions of Americans not being able to afford healthcare because of the premium increases that will go into effect during the enrollment period (early November)?
I just finished reading an article about the cost of continuing the Covid subsidies - 35 billion a year!

The group most impacted would be the early retiree group. It's a very recent and informative article, linked below. Frankly, I think it's crazy that taxpayers are paying subsidies for people earning over 400% of poverty level, but these people are indeed getting subsidized due to these covid extensions. Here are bits of the article but for it to make more sense, please read it. YES, I'm in favor of these extensions expiring, especially after gaining this additional knowledge tonight.

"Early retirees such as the Galls face a bigger financial hit than most if Congress doesn’t act.

The average ACA marketplace enrollee faces a 114% increase in premium payments without the enhanced subsidies, according to KFF.

But older middle- to high-income adults who are too young to qualify for Medicare face the largest dollar increases in premium payments, according to analyses by KFF.

They are perhaps “the most vulnerable population” when it comes to expiring subsidies, said Lynne Cotter, senior health policy research manager at KFF."

"Subsidies — also known as premium tax credits — have been available since the early days of the Affordable Care Act.

They were originally available for households with incomes between 100% and 400% of the federal poverty level. For a family of two, that equates to an annual income of $21,150 to $84,600 in 2025, according to federal guidelines.

Initially, ACA enrollees whose income went even one dollar over the 400% income threshold weren’t eligible for premium tax credits — a point known as the “subsidy cliff.” In this case, they’d pay the full unsubsidized cost of insurance premiums on the marketplace."

"The enhanced tax credits meant families like the Galls qualified.

The couple had a modified adjusted gross income of about $123,000 in 2023 and $136,000 in 2024, mostly from pensions and some from individual retirement account withdrawals, according to their tax returns. Modified adjusted gross income is an income measure used to calculate eligibility for premium tax credits."

 
I just finished reading an article about the cost of continuing the Covid subsidies - 35 billion a year!
Yep, making insurance available for those who don't have it is expensive. People not having insurance is also costly to the insured.

The group most impacted would be the early retiree group. It's a very recent and informative article, linked below. Frankly, I think it's crazy that taxpayers are paying subsidies for people earning over 400% of poverty level, but these people are indeed getting subsidized due to these covid extensions. Here are bits of the article but for it to make more sense, please read it. YES, I'm in favor of these extensions expiring, especially after gaining this additional knowledge tonight.

"Early retirees such as the Galls face a bigger financial hit than most if Congress doesn’t act.

The average ACA marketplace enrollee faces a 114% increase in premium payments without the enhanced subsidies, according to KFF.

But older middle- to high-income adults who are too young to qualify for Medicare face the largest dollar increases in premium payments, according to analyses by KFF.

They are perhaps “the most vulnerable population” when it comes to expiring subsidies, said Lynne Cotter, senior health policy research manager at KFF."

"Subsidies — also known as premium tax credits — have been available since the early days of the Affordable Care Act.

They were originally available for households with incomes between 100% and 400% of the federal poverty level. For a family of two, that equates to an annual income of $21,150 to $84,600 in 2025, according to federal guidelines.

Initially, ACA enrollees whose income went even one dollar over the 400% income threshold weren’t eligible for premium tax credits — a point known as the “subsidy cliff.” In this case, they’d pay the full unsubsidized cost of insurance premiums on the marketplace."

"The enhanced tax credits meant families like the Galls qualified.

The couple had a modified adjusted gross income of about $123,000 in 2023 and $136,000 in 2024, mostly from pensions and some from individual retirement account withdrawals, according to their tax returns. Modified adjusted gross income is an income measure used to calculate eligibility for premium tax credits."

I appreciate your consistency, and I'm sure those whose insurance access ends will thank the current administration at the ballot box. This is part of the reason I'd rather this go through, because some lessons need to be learned the hard way.
 
Do you refute what's being reported as consequences if enhanced credits expire?
Or are just ok with those consequences?

"As is" means people can continue to afford. If anyone is getting enhanced credits who can afford healthcare without would suggest Democrats agree with Republicans wanting to eliminate for them.
See the link in comment 1130. Yes, I'm more than okay with these consequences of allowing the covid ACA expansion to expire. Frankly that expansion was even worse than even I knew before reading that interesting article. People who choose to retire early, earn $130,000 a year in pensions and such (for a family of 2)- aren't yet eligible for Medicare - can and should most certainly pay for their own healthcare. I did not know people earning OVER 400% of poverty level were getting subsidized. That's crazy!
 
But it seems many on the left are feeling even angrier since yesterday and somehow thought that day of protest would be some game changer. It wasn't until participating in this thread that I realized quite a number of people on the left viewed it as more than a protest and seem to expect some outcome beyond "people protesting". It seems several were even thinking the people protesting and the protest itself would somehow actually change the views and thinking of other political side. I'm guessing that happened with almost no one at all.
I have no idea how you come to the conclusions you do. Nobody is angrier today , quite the opposite. There was no expected outcome only a chance to express their opinions and show solidarity. That happened. As far as anyone thinking it would change minds on the right...that is laughable....kind word.

If you can quote yachting you have read here that leads you to these totally erroneous conclusions please share them.
 
So you're in favor of millions of Americans not being able to afford healthcare because of the premium increases that will go into effect during the enrollment period (early November)?

that was all set in motion and planned years ago by Democrats - this isn't a new expiration date

it is not my responsibility to buy my insurance and then pay more taxes so someone else can get subsidized for their insurance too ..... I don't want to pay for anyone else's housing, cars, boats, ... or their health care either

I do believe in a social net for those who really truly need help ............ but the changes made by OBBB to get people who can work working?

example - a person I know has been on disability for years and got a big fat backpay check when his lawyers finally won. He works everyday on a backhoe and dump truck hauling topsoil and making $$$. Can't work though, right?
example - a person I know is disabled because of a blood disease. He has done jujitsu for years, is a black belt now and does it 3-5 nights a week. Can't work though, right?
 
Not funny

Who said this was funny? What it represents is the abuse women suffer at the hand of Donald Trump. He is an abuser. Regardless of the injury being emotional or physical, the point being Trump has no empathy for the ones he directly affects using his power as the ( butt-hole ) President. He thinks he can do anything without being held accountable. He thinks he is above the law. And after three marriages and numerous affairs with sleazy women from the porn industry he still shows he can not express true love in a meaningful and lasting relationship.

Melania is the symbol of his deviate sexual distrust for women. She is his Trophy Wife...Bruised and Battered.
 
that was all set in motion and planned years ago by Democrats - this isn't a new expiration date
Sure, but the ending of the subsidies is.

it is not my responsibility to buy my insurance and then pay more taxes so someone else can get subsidized for their insurance too ..... I don't want to pay for anyone else's housing, cars, boats, ... or their health care either
No, but the result of people not having access to healthcare is the insured end up paying higher premiums due to emergency room visits that eventually make it back to those insurance companies. This has been the status quo and we're all paying for it in one form or another, so the question is whether we pay for it in a way we can control better through policy, or the most inefficient and expensive way possible with no control on costs at all.

I do believe in a social net for those who really truly need help ............ but the changes made by OBBB to get people who can work working?
This is an old talking point that's failed to prove out in reality, and the most recent examples are what happened when state level policies adopting this view rolled out in Arkansas and Georgia. The problem was the "young men playing video games" are a very small subset of people receiving any kind of benefit, while those who do are working families in low paying jobs.

example - a person I know has been on disability for years and got a big fat backpay check when his lawyers finally won. He works everyday on a backhoe and dump truck hauling topsoil and making $$$. Can't work though, right?

example - a person I know is disabled because of a blood disease. He has done jujitsu for years, is a black belt now and does it 3-5 nights a week. Can't work though, right?
You are aware people can work while on disability, yes? There are conditions around how much you can make, but you can work and receive those benefits because it's not centered around your inability to work, but your limitations to work at full capacity.
 
Sure, but the ending of the subsidies is.
link please - because I thought it was always supposed to expired Nov 2025

The enhanced premium tax credits were originally established by the American Rescue Plan Act of 2021 and extended through the end of 2025 by the Inflation Reduction Act of 2022. Unless Congress takes further action, these enhanced subsidies will end, and the original, less generous subsidy structure will return on January 1, 2026.

we agree

but the result of people not having access to healthcare is the insured end up paying higher premiums due to emergency room visits that eventually make it back to those insurance companies
maybe that needs changed then? I don't disagree the runaway healthcare system is flawed - but subsidies/free isn't the solution

This is an old talking point that's failed to prove out in reality, and the most recent examples are what happened when state level policies adopting this view rolled out in Arkansas and Georgia. The problem was the "young men playing video games" are a very small subset of people receiving any kind of benefit, while those who do are working families in low paying jobs.
its not a talking point anymore - the OBBB is real


You are aware people can work while on disability, yes? There are conditions around how much you can make, but you can work and receive those benefits because it's not centered around your inability to work, but your limitations to work at full capacity.

they rarely do unless forced to - that's human nature - but OBBB is changing things

give me $3500 a month and I'll never work again
 
link please - because I thought it was always supposed to expired Nov 2025


The enhanced premium tax credits were originally established by the American Rescue Plan Act of 2021 and extended through the end of 2025 by the Inflation Reduction Act of 2022. Unless Congress takes further action, these enhanced subsidies will end, and the original, less generous subsidy structure will return on January 1, 2026.
No, they expire at the end of the year. Your own citation explains that. November is coming up as a talking point because the new rates have to be published for the insured to renew, so it's a decision point at the beginning of November as to who can afford to renew and who can't.

(y)

maybe that needs changed then? I don't disagree the runaway healthcare system is flawed - but subsidies/free isn't the solution
It is to keep people insured and prevent the absurdly inefficient and ineffective approach of the past which was more based on just shoving everything under the rug while prices for everyone continued to rise with little the government can do to address it.

its not a talking point anymore - the OBBB is real
The OBBB is real, but the idea that there are millions of loafers receiving benefits who can work is not. It's a great talking point in some circles because it relies on the idea there are undeserving people on the dole, but it's not reality. The reality is there are far many more who are working poor and the elderly; they are the ones in most need because of the way healthcare is structured in this country.

they rarely do unless forced to - that's human nature - but OBBB is changing things

give me $3500 a month and I'll never work again
This is a myth, and again why you should research the outcomes in Arkansas and Georgia to see who really got the short end of the stick.
 
I agree with the destabilizing part - prior to either or both parties coming up with a better plan. And I haven't seen an ACTUAL PLAN which is good from either party, left or right. That's why, for now, I'm simply in favor of letting the Covid subsidies expire as currently legislated.

I have heard in the last month or so that Dems plan for "healthcare" to be their main narrative and topic of 2028. I've asked on this forum if those on the left mean something like Medicare for all. The few who answered said no. Do you know even the basic ideas or points are of what the Dems have in mind for their upcoming signature issue?
As long as you have what you want **** everyone else. The mantra of the selfish Right.
 
As long as you have what you want **** everyone else. The mantra of the selfish Right.
......and they choose to ignore that the insurance they have if they have Medicare is subsidized by taxes on business as well as the tax payer. They are not paying their own way.
 
......and they choose to ignore that the insurance they have if they have Medicare is subsidized by taxes on business as well as the tax payer. They are not paying their own way.
They are never the sharpest knives in the drawer.
 
You realize that the government subsidizes Medicare and the VA, Should these recipients pay the full cost?

you think that's the same thing ?

Medicare people paid in their entire lives towards
Veterans earned it

1.4 million non-citizens? did nothing
How many on welfare can work and don't ?

not the same - and subsidizing people because they make less? what else you want to do that with? buying a home? a car ? a boat ?
 
No, they expire at the end of the year. Your own citation explains that. November is coming up as a talking point because the new rates have to be published for the insured to renew, so it's a decision point at the beginning of November as to who can afford to renew and who can't.
been that way for a while - yes

It is to keep people insured and prevent the absurdly inefficient and ineffective approach of the past which was more based on just shoving everything under the rug while prices for everyone continued to rise with little the government can do to address it.


The OBBB is real, but the idea that there are millions of loafers receiving benefits who can work is not. It's a great talking point in some circles because it relies on the idea there are undeserving people on the dole, but it's not reality. The reality is there are far many more who are working poor and the elderly; they are the ones in most need because of the way healthcare is structured in this country.


This is a myth, and again why you should research the outcomes in Arkansas and Georgia to see who really got the short end of the stick.

I disagree - fraud is real, people on welfare that could/should work is real

Do you really not know ANYBODY taking advantage of a welfare situation ? be honest
 
you think that's the same thing ?
Pretty much in terms of Medicare. As I understand it premiums are not based on income so high end earners receive subsidies the same as low end. As for paying into it all your life. Give me a break.... what the average Joe pays into Medicare during their working years, if they even worked, is eaten up in a heartbeat given the exorbitant charges charged by your for profit health care industry. Any serious illness and your contribution is long gone.

Vets are a whole different issue. They should have government paid healthcare but I'm not so sure that having a totally independent tax payer subsidized infrastructure in place to serve them is necessary. The savings that could be realized by merging the three government run healthcare programs under one administration system would be significant. Your healthcare system is needlessly complicated and rampant with unnecessary processes and practices. When a doctor needs an entire staff of office workers just to manage insurances something is very wrong.

Seems to me tackling some of that would produce more results that continually beating up on ACA and Medicaid recipients who some feel should not get tax payer help even though they themselves enjoy it.
 
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