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An Idea for Student Debt Relief

Everyone that gets an education is not on a "get rich mission", its why we have people who create and promote "non-profit entities" in every category, and the course that you might thing are worthless, contribute to civic, social and cultural development.

Ronald Reagan, had the dumb idea that Social Sciences and Associative Arts, Liberal Arts and Literature, History, Psychology, Sociology and etc... were worthless, because he only cared about "degree that people use to chase "Great Financial Gain". He saw anything that was not about "directly making money, not worthy of Federal Educational Support Funding Community and State Universities. He did no care about "Cultural and Civic Development for the Masses", he cared about "Labor Bot's for The Wealthy Industrialist", "Financial Numbers Spinners", "Financial Speculator's", and "Greed Chasers".
Ronald Reagan despised the thought of Society helping the Working Poor, The Dire Poor Whites, The Dire Poor Blacks, The Dire Poor Independent Single Woman, and The Dire Poor Immigrants, especially Poor Non White immigrants".

His Trickle Down Program, was based on the "Wealthy" Throwing Left Over Crumbs To: Working Poor, The Dire Poor Whites, The Dire Poor Blacks, The Dire Poor Independent Single Woman, and The Dire Poor Immigrants, especially Poor Non White immigrants". He figured these groups did not need educated, they simply need to do what they are told to do and stay in their place.
  • He created the Federalist Society, to groom and place Right Wing Judge to ensure that "Judicial Decision" would be used to keep poor people, white, black, immigrants and women, "in their place".
  • Right Wing Media was pumped up and promoted during his term, after Nixon set out to attack the media, based on Goldwater's plan to promote Conservatism to be on Constant Attack upon and against anything and everything Liberal, because Liberal, NO LONGER meant "For Whites Only".


Most Right Winger/Conservatives/Republican and Some Right Focused Libertarians won't admit to this openly, but they know this is their thought motivations, because they still think in the terms of "white nationalism and white supremacy ideology", and seek to promote 'segregationist agenda" in any thing and everything they can.



There are things that should tell, Suburban White Women, need to "awaken" out of the subservient containment mentality of white nationalist Stepford Wives Grooming, and realize GOP is designed and motivated to keep them subservient, contained and programmed into clone scripts; who are only considered useful, to provide comfort, pleasure, offspring's, housekeeping, and ready on beck and call demand to do these things. They keep being told how to vote, because they are fed a programming to raise little kids with right wing ideology. They vote for their own defeat and to sustain their own subservience's with hopes to be taken care of for life. "Until" ... Divorce slaps them right in the face!

I never said everyone going to college was on "get rich mission" or that liberal arts education was worthless.
But if you are going to borrow money to pay for college you need to be able to repay it. If you cannot afford to repay a 100K student loan working in a field that your degree prepares you for then you need to consider a different degree field or school with lower tuition.
 
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you are what you are...
don't be ashamed of who you are...
-peace
I am a conservative (paleocon) who has been disgusted by the Republicans time and time again beginning with the globalist Bush family.
 
I never said everyone going to college was on "get rich mission" or that liberal arts education was worthless.
But if you are going to borrow money to pay for college you need to be able to repay it. If you cannot afford to repay a 100K student loan working in a field that your degree prepares you for then you need to consider a different degree field or school with lower tuition.
I did not say you said it. Please read the post with perspective, I said "Ronald Reagan".. (Rather than Improve "Department of Education" he wanted to abolish it. He considered Liberal Arts as not important enough to be covered in funding for Community Colleges and State Universities, he first took money from the Community Colleges in California, and the UC (University of California System) and when he became President, his Education Policies were steep in his 1950's Ideology about School, Religion in School, and Funds away from public schools, to support private schools and tax credits for other types of schools, that segregated themselves from Public School. All this came on the heels, of after the early 1970's wide spread of school integration, as a means to make and sustain a framework for "segregationist schooling" for those who continued to fight against School Integrations.

If America could ever get away from Monetary Class, Gender and Racial Segregationist Ideology within our society, We would have no problem with burdensome school debt, because we never would have changed the model of No Cost Community Colleges and No Cost to Low Cost State Universities.

We never would have down played the A.A. Degree, or the Vocational and Technical Certificate, and we would not be promoting nothing less than Bachelors and Master's Degree for simple thing, that a 10th grader can perform in the workplace.

WE allowed the turning College and University into a "Money Gravy Train" for these Institution, and their multi-billon dollars multi sports money making machines. Universities would not be paying College and University Coaches, $100's of thousands to $Millions of dollar for Sport Programs. All emphasis would not be on "charging more for education, because a schools has a winning football team, or basketball team and etc.
 
And the bank assumes the risk from that point forward. If they choose to not update their information regularly - and if my bank is typical they actually DO update their information at least semiannually - it is on them. The Feds essentially ok the loan based on the fact that the student is accepted.

Some degree programs ARE worthless from the perspective of actually being able to make a living - and more to the point being able to make a living and repay the loan.
You could of course say caveat emptor - and that is an attractive position and one I have a lot of sympathy for. However I see the schools share in the blame. They have no incentive to turn away students who shouldn't be in college at all and no incentive to insure that students understand the employment prospects for their given degree program. They get paid regardless. That is a problem
Well you prove my point. The bank that issues the credit takes it upon themselves. If when the vendor asks for payment..they aren't updating ..then that's on them. They pay tge vendor.
Just like the government determines the limits that you can take out for student loans and pays the vendor. I.e. the school..when the person goes to school.

Like you said..its on the bank as the issuer of credit. Just like student loans should be and are..on the government as the issuer of credit.
The vendors..whether home depot..or bring ham young university..shouldn't be on the hook ..
Of course colleges have incentives to turn away students who have no business in college. A huge amount of money.
When schools admit a student to a 4 year program..the expectation is that the student will pay those 4 years. The schools infrastructure..classes are designed to have a certain amount in each class year. A freshman class to senior class.
You can't just plug freshman into a senior lab for example.
So..if you admit students who can't cut it in college...you get the first semester payment and when they fail out.. the school loses on the next 3.5 years. That's huge.
So of course schools vette students abilities with admissions criteria and admissions decisions of who is accepted and who is not.
And schools have incentives to produce qualified graduates. Not only do schools compete for students ..by how well their graduates get into graduate programs but how well they do obtaining employment.
And alumni support is huge for schools. Alumni that do well..bring the school positive attention and alumni dollars.
 
I never said everyone going to college was on "get rich mission" or that liberal arts education was worthless.
But if you are going to borrow money to pay for college you need to be able to repay it. If you cannot afford to repay a 100K student loan working in a field that your degree prepares you for then you need to consider a different degree field or school with lower tuition.
Great. Tell me what the average supply and demand will be for chemical engineers in four years will be and their starting salary in 4 years.
 
Great. Tell me what the average supply and demand will be for chemical engineers in four years will be and their starting salary in 4 years.
Obviously nothing is certain but people actually do forecast those things - the information is actually available. The question is how does a film major expect to pay back his student loans. (not to pick on film but it's one common example I came across in reading up on this subject).
 
Well you prove my point. The bank that issues the credit takes it upon themselves. If when the vendor asks for payment..they aren't updating ..then that's on them. They pay tge vendor.
Just like the government determines the limits that you can take out for student loans and pays the vendor. I.e. the school..when the person goes to school.

Like you said..its on the bank as the issuer of credit. Just like student loans should be and are..on the government as the issuer of credit.
The vendors..whether home depot..or bring ham young university..shouldn't be on the hook ..
Of course colleges have incentives to turn away students who have no business in college. A huge amount of money.
When schools admit a student to a 4 year program..the expectation is that the student will pay those 4 years. The schools infrastructure..classes are designed to have a certain amount in each class year. A freshman class to senior class.
You can't just plug freshman into a senior lab for example.
So..if you admit students who can't cut it in college...you get the first semester payment and when they fail out.. the school loses on the next 3.5 years. That's huge.
So of course schools vette students abilities with admissions criteria and admissions decisions of who is accepted and who is not.
And schools have incentives to produce qualified graduates. Not only do schools compete for students ..by how well their graduates get into graduate programs but how well they do obtaining employment.
And alumni support is huge for schools. Alumni that do well..bring the school positive attention and alumni dollars.
Yes I said that. I also said that the Feds are responsible as well - the student loan program is meant to let anyone who wants to go to college go regardless of income and, as it turns out, future prospects. As well all that student loan money has had the effect of allowing colleges to raise rates without regard to real world economics because people will just get loans and pay up. It's a well intentioned program that has some serious flaws.

At this point we aren't going to ever agree on this subject and I don't really want to rehash the same argument I've been making. So I'll just take my leave. Thx.
 
Obviously nothing is certain but people actually do forecast those things - the information is actually available. The question is how does a film major expect to pay back his student loans. (not to pick on film but it's one common example I came across in reading up on this subject).
So you don;t know definitively. Hmm.. so you expect my teenage son to know definitively what his salary be in 4 years. What the competition will be like for jobs in 4 years.. know what his other costs... housing, food, transportation, health will be in 4 years in order to determine whether he can definitively pay off his student debt without difficulty?
Think about that for more than a minute.

How does a film major expect to pay back a loan? Well.. when he gets a job at NETFLIX or Youtube, or Amazine prime video, Hulu, HBO now.. helping managing content, deciding content or managing video selections and packages..
Or when he gets a job in youtube managing content for appropriatness,
And so on.
 
Yes I said that. I also said that the Feds are responsible as well - the student loan program is meant to let anyone who wants to go to college go regardless of income and, as it turns out, future prospects. As well all that student loan money has had the effect of allowing colleges to raise rates without regard to real world economics because people will just get loans and pay up. It's a well intentioned program that has some serious flaws.

At this point we aren't going to ever agree on this subject and I don't really want to rehash the same argument I've been making. So I'll just take my leave. Thx.
the student loan program is not meant to let anyone who wants to go to college go regardless of income.
So you are wrong right there. But have a good one.
 
Neither Kennedy nor Clinton as ever subject to any formal accusation of rape. There are at least four different sworn statements by women saying that Trump committed rape -- including the testimony of his own former wife. And Kennedy and Clinton both stayed with their wives for life, notwithstanding dalliances on the side. Trump left his first two wives for younger women, in addition to cheating on his third wife. We're talking whole different orders of magnitude of womanizing. But the womanizing isn't what bothers me, as long as it's consensual for everyone involved. I'm more concerned about policy decisions, and Trump's were disastrously bad.
A bit different time period and different levels of media coverage and exposure in the three Presidents time in the White House. Makes a large difference.
 
A bit different time period and different levels of media coverage and exposure in the three Presidents time in the White House. Makes a large difference.
Hmmm... how so?
We republicans went after Clinton for his infidelity and lies in the white house over consensual hanky panky with an intern. in 1998.

Fast forward 16 or so years forward..

Trump gets ELECTED by republicans after its discovered he had multiple affairs.. one with a porn star that he then used campaign funds to pay off.

Please explain your premise in light of that context.
 
Dude you didn't demonstrate anything with citation.
You pulled up a citation from a opponent of crt. .
Did you get that? An OPPONENT OF crt who clearly had no clue what crt is.
You offer zero evidence other than propaganda.
The very first sentence from your citation said (paraphrased).." the problem with crt"

Your last rant really should be directed at yourself.
You have bought into a story about a fearsome boogeyman. That DOES NOT EXIST. And therefore you want more government regulation .
Local school boards should and mostly do control schools and curriculum.
And curriculum is readily available but..you can't produce any any evidence of this crt curriculum being taught in schools. Though frankly...why it would even be considered a bad thing to teach to highschoolers is beyond me. All it is is a way of critically examining laws and how those laws may cause inequities.
It's been around from the 1970s
No, dude, you need to start consuming media beyond the blue bubble. There are reports every week which contradict your 'DOES NOT EXIST' denial. but you just go on ahead and believe whatever it is that you've been told to believe.
 
No, dude, you need to start consuming media beyond the blue bubble. There are reports every week which contradict your 'DOES NOT EXIST' denial. but you just go on ahead and believe whatever it is that you've been told to believe.
Great. Then it should be easy for you to provide some direct evidence supporting your claim. Let's see some curriculum teaching crt.
Let's see your evidence of elementary curriculum teaching children they should be ashamed to be white etc
Come now.. its happening everywhere according to you..certainly you can find something other than accusations !!!
 
Great. Then it should be easy for you to provide some direct evidence supporting your claim. Let's see some curriculum teaching crt.
Let's see your evidence of elementary curriculum teaching children they should be ashamed to be white etc
Come now.. its happening everywhere according to you..certainly you can find something other than accusations !!!
Previous posts citations.

So deep in denial ignores what doesn't align with your confirmation bias. <SMH>
 
Previous posts citations.

So deep in denial ignores what doesn't align with your confirmation bias. <SMH>
Zero of your previous citations are examples of crt being taught in classrooms. Zero.
Zero of your citations actually define crt accurately. Cripes you voted a website that is an opponent of crt as proof..and claimed it was a proponent of crt!!
Surely if crt in schools is so rampant you can provide actually examples of crt curriculum..
Instead of continued claims of evidence that's never produced..
Face it. You have nothing but propaganda claims.
Just show me evidence of crt in elementary curriculum
 
Zero of your previous citations are examples of crt being taught in classrooms. Zero.
Zero of your citations actually define crt accurately. Cripes you voted a website that is an opponent of crt as proof..and claimed it was a proponent of crt!!
Surely if crt in schools is so rampant you can provide actually examples of crt curriculum..
Instead of continued claims of evidence that's never produced..
Face it. You have nothing but propaganda claims.
Just show me evidence of crt in elementary curriculum
What do you do with someone who refutes your citations? You put them on ignore, as they aren't worth the time. Goodbye.
 
What do you do with someone who refutes your citations? You put them on ignore, as they aren't worth the time. Goodbye.
Well if they can refute my citations..it would mean that they were poor citations wouldn't it?
Personally if my citations were refuted and did not offer credible evidence of my assertions..well then I would question the accuracy and truthfulness of those assertions.
But. That means having integrity.

Goodbye to you sir.
 
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