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Thought Inflation Was Bad? Health Insurance Premiums Are Rising Even Faster

aociswundumho

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Thought Inflation Was Bad? Health Insurance Premiums Are Rising Even Faster - KFF Health News

California businesses saw employees’ monthly family insurance premiums rise nearly $1,000 over a 15-year period, more than double the pace of inflation. And employees’ share grew as companies shifted more of the cost to workers.
kffhealthnews.org


This is the same bullshit they do with social security - the myth that the "employer pays half". The employer doesn't pay half, nor does the employer pay for the employee's health insurance. The employee pays for both in the form of lower wages.




Do you see the big dip when Obamacare was enacted?
 
Some who whine about costs seem truly ignorant, but that never stops some.,,,
First Obamacare was never designed to lower the overall price of healthcare; simply help marginal income citizens afford it....
I'm going to guess those who whine are very ignorant, one might even say a dumb Joe.
Target boosted their entry pay to 15 an hour and still maintained its healthcare program. In Lawton OK, 15 an hour is excellent entry wages.
I guess with the total Charlie Foxtrot that is TACO's administration some koolaid drinkers have to blow smoke where even they can. But like the Felon's attempts to distract, an epic fail....
 

Thread 'Trumpflation hits insurance premiums'

History repeats itself. In his first term, Trump took office and immediately started taking actions to deliberately jack up insurance premiums in the ACA marketplaces (Trump causing double digit premium increases). The result was by far the largest jump in marketplace premiums (34%) on record in 2018.

Since that last Trump Bump in premiums, ACA marketplace haven't really risen at all. Average benchmark premiums in the ACA marketplaces in 2025 are only about 3% higher (in nominal dollars, meaning they have fallen substantially in inflation-adjusted dollars) than the average...
 
notquiteright said:
First Obamacare was never designed to lower the overall price of healthcare;
Click to expand...

Obama himself claimed it would lower premiums by $2500:

During the 2008 campaign and health care reform debate in 2009, President Obama said repeatedly that his plan would bend the cost curve downward, ultimately saving the average family $2,500 per year.
Click to expand...

Rising Health Costs Undermine Obama Pledge to Curb Trend

Get breaking national and world news, broadcast video coverage, and exclusive interviews. Find the top news online at ABC news.
abcnews.go.com

notquiteright said:
simply help marginal income citizens afford it....
Click to expand...

Subsidizing demand makes the price of healthcare go up, not down.
 
Medicare Part B monthly premiums, $96.40 in 2008, had risen by 71% to $164.90 in 2023, while CPI inflation from 2008 to 2023 was 42%.
 
Did you read the link you posted??? I bet not. It states a bit farther down than the headline that insurers were price gouging. Not even TACO can force insurance companied to play nice. Perhaps Obama should have played hardball, but Bohner was calling Obama the most dictatorial President ever. Seems rather silly looking back from TACO's POV. It is funny how hard the Republicants fought price setting for Medicare/Medicaid and VA to negotiate back when Obama was in office but now the Convict has signed a vague EO that might and that is quite a maybe but just might lower or freeze some drug prices.
It does look silly for the kool-aid drinkers to wail about Obama not forcing through his agenda and calling the failure lies when the Orange Buffoon never stops lying. But I get it, the MAGA crowd must fling poo to try and distract from the trainwreck now unfolding in DC. Everyday a new scandal and new set of lies from tRumpland....
But glad you dropped the BS claim that healthcare costs lower wages, at least you're a little bit honest about MAGA rants....
 
Dude, what are you talking about? Trump has made prices for everything lower.
 
It’s going on this way until it collapses and we replace it with a better financial model. Trying it to employment was a huge mistake.
 
aociswundumho said:
Do you see the big dip when Obamacare was enacted?
Click to expand...

You can, actually. Take those MEPS numbers and bump them against median family income numbers for the U.S.; the available data handily breaks into 13 years of pre-ACA data (1996-2009) and 13 years of ACA era data (2010-2023).

1996​
2009​
2010​
2023​
Family Premium - Employee Contribution (A)
$1,275​
$3,474​
$3,721​
$6,889​
Family Premium - Employer Contribution (B)
$3,679​
$9.553​
$10,150​
$17,049​
Median Household Income (C)
$42,300​
$60,090​
$60,240​
$100,800​
Employee Contribution as a Percentage of Income (A/C)
3%​
6%​
6%​
7%​
Health Costs / Total Compensation (A+B /B+C)
11%​
19%​
20%​
20%​
Employee Contribution as a Portion of Total Compensation (A/B+C)
3%​
5%​
5%​
6%​

The slowdown in health care cost growth is obvious even here.
 

According to you today, health care should have been 19.3% of GDP by 2023.

That would be $5.35T. In reality, it was $4.866T (17.6% of GDP).

That $484B in lower spending, split across ~84.7M family units in the United States translates into about $5,700 in savings per family in 2023. You could also look at the cumulative savings since 2010 but that should be illustrative enough.
 
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The big dip? Here it is!

 
aociswundumho said:
What does the uninsured rate have to do with anything?
Click to expand...

You’re right- access to healthcare has no relevance to a discussion on healthcare.

It’s not even about people getting sick or dying.

“ The ACA’s removal of cost sharing led to more Americans accessing blood pressure screenings, contraception, wellness visits, HPV vaccination, tobacco cessation counseling, colorectal cancer screenings, and other services—allowing for early detection, treatment, and prevention of health issues and improved long-term health outcomes.13 Increased colonoscopies and mammograms also led to reduced racial and ethnic health disparities among Hispanics and African Americans.14 For women, increased contraceptive use is associated with increased economic security in addition to health benefits: In the first year of no-cost coverage, women saved $1.4 billion on out-of-pocket costs for contraception.15 The ACA’s requirement for coverage of chronic disease screenings has helped improve outcomes in blood pressure control, glucose control, and cardiovascular health.16”

How the Affordable Care Act Improved Access to Preventive Health Services

Congress must protect and build on the Affordable Care Act’s provisions related to disease prevention and health promotion over and beyond the law’s historic health coverage expansions—particularly in light of the recent Braidwood v. Becerra decision.
www.americanprogress.org

We should put aside all that nonsense and just talk about money.
 
Greenbeard said:
Achieving all-time highs in coverage while simultaneously achieving all-time lows in health care cost growth is impressive!
Click to expand...

Yes, it's very impressive. If the prices get any lower, they'll be giving healthcare away for free!





 
1. Vote out every Republican.
2. Demand single payer.
 
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