- Joined
- Aug 10, 2013
- Messages
- 20,231
- Reaction score
- 21,633
- Location
- Cambridge, MA
- Gender
- Male
- Political Leaning
- Slightly Liberal
Sorry. I just do not buy all of the man's story. Do I believe he was a republican? Yes. Do I believe he had cancer? Yes. Do I believe he was given 6 weeks to live? I am doubtful. Do I believe Obamacare saved his life? Absolutely not. Do I believe that he was refused treatment despite offering up to three times the cost of the treatments? Absolutely not. Too many details were left out of his story....such as the type of cancer, stage, etc. His story is just too fantastic to take entirely seriously.
If you think the requirement that hospitals with emergency rooms treat anyone who walks in the door is in violation of the constution, by all means post the statute or amendment. I know of no conflicts. However the mandate to purchase healthcare insurance is in clear violation of the 10th amendment.
On what? That was a dispute between parents and spouse and had nothing to do with whether or not the state should provide healthcare.
I'm okay as long as hospitals/doctors can say, too bad so sad to an individual when a catastrophic medical event occurs and they can not pay for it because they chose to go w/o coverage.
Like the repukes in congress you ignore the problem. Not surprising.
Well, you are making it quite clear that you have no intention of providing examples. You are just into partisan jabs. have a nice weekend.
Perhaps when health it amounts to something more then catastrophic health insurance, your point will be valid.. Why would I for instance want to pay nearly a grand a month for a $6000.00 deductible policy? it would never kick in unless I did have a catastrophic health event. I use less then far less then $6000.00 of healthcare annually. And everything less then that is out of pocket. Catastrophic health insurance should be far less costly. And it was prior to Obamacare. As far as I am concerned, until the ACA is repealed, the private insurance market can piss off.
Which is fine as long as you're okay with dying when you can't pay up. I don't want to have to pay even higher HI catastrophic premiums because the hospitals and doctors have to pass on uncovered costs to the insured.
You will be paying for mine anyway. I switched over to VA Healthcare and will be eligible for Medicare in 2019.
Ah the socialist medical plan.
VA Healthcare is a benefit of having served in the military. Medicare, I have paid into since the age of 16. I am now 63. While Medicare is a friggen mess, I have been paying for it through payroll deductions for 47 years.
When I had employer health coverage, I was denied formulary exemption list medications (you probably don't know what those are because you don't need to) and I lost the ability to walk. I lost my ability to work full time. Then I couldn't afford housing. I had health insurance and for the meds I needed, I would have had to spend 50K more per year than I made.
ACA came along, I was granted formulary exemption meds, regained the ability to walk, got a full time job, just won employee of the month, have been promoted twice and only pay about 3K a year on health insurance. I'm 32 by the way.
Who should our health care laws be made for? People who need them or people who don't need them? I didn't read the article and I don't care if Obamacare is repealed. But if my life is ruined because people are too selfish to help people who need help, I will burn with rage for a long, long time. Note to everybody: your money is nothing and your health and happiness is everything. And when you have your low tier employer insurance and get in a car accident, I will forgive your former stupidity and selfishness.
I know what formulary exemption list medications are. The ACA did not get rid of formulary exemptions . There are still formularies that exempt medications in fact.. in my experience more so now than prior to the ACA.
Secondly. Something doesn't sound right about your post. Because generally a formulary exemption med is exempted but only because other medications, that act similarly (are in the same class) ARE covered. So you should have had access to a drug that helped you.
AND if you tried that drug and it didn't work.. then there is generally an appeals process and you would be able to show that the drug on the exemption is the only one that works and generally it would get covered. that's the way it was pre ACA.. and the way it still is post ACA.
You're partially right and I regret being a little dramatic in these threads, I'll live and make it no matter what happens. I've just been really angry.
My old rheumatologist, under my previous employer years ago, wouldn't give me access the biologics (which is half of what makes me look "normal") leading up to the period where I just couldn't walk anymore. It was because they try everything other than biologics first (for what I have) due to the cost of those medications. I still would have spent a fortune due to the preexisting conditions part of the ACA, which is why I keep saying in these threads "go ahead and get rid of the ACA but replace it with something that keeps the things everybody wants." Preexisting conditions being one of those things. My auto immune disease is not a million dollar ticket for greedy, vicious insurance and pharm executives to cash in on.
So you're right, formulary exemption lists aren't new (I didn't say they were and I have had to request them 6 times in the last two years) and I might have initially been denied them while on the ACA but I don't think I would have gotten as bad as I did. So I'll stop being hyperbolic and I'll stop talking like a victim because I'm really not a victim, I'm lucky. Just keep the preexisting conditions part of the ACA. Employee of the month speaking.
just to point out.. that what you experienced has little to do with preexisting conditions. that same thing could still happen under your current employer if they switch plans or if the plan switches formularies. Employee of the month notwithstanding.
That's why I didn't switch to my employer's plan. They can't guarantee that I'll be allowed to stay on the medications that I need to work (to physically be able to perform the duties of my job). In addition, I'd have to have 6K on hand to pay for meds per month and get reimbursed at a later date (I don't know who came up with that crap). My insurance through the ACA has guaranteed that I'll get my meds as long as nothing changes each year. It's messed up that I - and millions of other people - have to be constant, aggressive proponents for ourselves when we are in very dire situations. I'm in enough constant physical pain that threads with people celebrating the dismantling of the ACA are really getting to me.
Well you really don't have "insurance through the ACA".. because if you turned down your employers insurance and were able to afford it, . then you are not eligible for cost assistance through the ACA. So you have a private plan.
No, my employer's insurance is not affordable by the definition of the ACA. I get subsidies through an ACA plan. Not private. Private would slaughter me, that's what my agent said and I believe it.
https://www.yahoo.com/news/cancer-s...obamacare-but-it-saved-my-life-152558221.html
This ****ing moron was to stupid to buy health insurance got cancer was saved by the tax payer and now loves Obamacare. Yeah no **** you love it when the govt cleans up your personal mistakes. This is the type on mentality that will destroy this country. Yes everyone should have healthcare and we should help those who can't afford it but paying for idiots who chose to be idiots is a step too far.
He was greedy before he got the cancer. Just because someone who is a jerk gets cancer that doesn't make them not a jerk anymore.
https://www.yahoo.com/news/cancer-s...obamacare-but-it-saved-my-life-152558221.html
This ****ing moron was to stupid to buy health insurance got cancer was saved by the tax payer and now loves Obamacare. Yeah no **** you love it when the govt cleans up your personal mistakes.
This is the type on mentality that will destroy this country.
Yes everyone should have healthcare and we should help those who can't afford it but paying for idiots who chose to be idiots is a step too far.
Turned out not to be a mistake. The law changed right in time for him to join when he needed to. Think of all that money he saved not buying insurance until he just so happened to need it. Smart guy, really. More people should consider not buying insurance now, and paying the penalty, given they can just sign up if and when they end up developing a condition. The pre-existing condition rule (which Republicans seem set on keep) effectively makes health insurance cease to be health insurance. It's not insurance when you can sign up for something to pay your bills after the insurable event happens. That becomes something very different from insurance. That's just 3rd party financing of a known condition.
Health insurance was on the brink of an adverse selection death spiral pre-Obamacare.
This sentence is inherently self-contradictory.
Yes, buying insurance only when you need it, In the "Property & Casualty insurance World" We call this Insurance Fraud.
The point of insurance is to pool everyone's money and to Restore someone that has sustained a catastrophic loss.
Currently, it basically means that a person does not need to worry about consequences nor do they need to take risk management in life as, they know when something goes wrong, Someone else will save them.
i.e. screw paying into the system.
oh but if I do get sick I can sign up and get coverage so I dont have to pay for it myself, YES this is genius and yes, it devalues the whole damn system.
https://www.yahoo.com/news/cancer-s...obamacare-but-it-saved-my-life-152558221.html
This ****ing moron was to stupid to buy health insurance got cancer was saved by the tax payer and now loves Obamacare. Yeah no **** you love it when the govt cleans up your personal mistakes. This is the type on mentality that will destroy this country. Yes everyone should have healthcare and we should help those who can't afford it but paying for idiots who chose to be idiots is a step too far.
everyone should have healthcare and we should help those who can't afford it
For obvious reasons, you are objectively wrong.
You are wrong because it is objectively good to help those in suffering. The reality is that people are born into unequal conditions and therefore cannot afford healthcare or insurance necessary for them to live their lives. Obamacare prevented that. It also prevented the sort of discrimination against unhealthy individuals by insurance companies.
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