Tennessee car insurance could rise as much as 5% due to tariffs

Car insurance premiums are projected to increase in the state of
Tennessee, disrupting a trend of national auto insurance cost stability.

Tennessee isn't the only state that may have to cough up more cash
for car insurance. The cost of auto insurance in America could increase
by as much as 7% nationally, according to Insurify, an American
insurance comparison shopping site.

Why car insurance premiums could increase​

in second half of 2025​

Tariffs are having a huge impact on the auto industry because many
automotive parts come from foreign countries. Additionally, the final
assembly of several popular automotive nameplates takes place outside
of the United States. Some automakers like Tesla are less exposed to the
tariffs thanks to American manufacturing, but some of the largest
American automotive brands have been feeling the sting of increased
import costs.

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Airyaman said:

Wait, wut? Why would tariffs have any effect on car insurance rates?

Let me explain it plainly grasshopper. Car accident, care repair with parts that have gone up die to tariffs. When costs to repair go up, insurance must go up.

Get it? Good.

Tennessee car insurance premiums could rise by the end of 2025. Here's why and how it could impact your wallet

Insurify, an insurance comparison company says premiums are projected to rise nationwide. Here's how much car insurance costs could rise by the end of the year.

www.tennessean.com

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VySky said:

Oh noze. What will I ever do? A potential increase of $9.10 a month for 3 vehicles. Where’s the fainting couch?

LMAO

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Airyaman said:

You do realize when multiple things go up in price there's a term...what is it? Oh yes, inflation!

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VySky said:

Oh no. The sky is falling.

Oh, and it’s worse. Mine MAY go up $10.50.

LMAO

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Airyaman said:

I'm glad you're willing to pay more so wealthy people can get a bigger tax cut. Many of us aren't.

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Slartibartfast said:

5% here and 7% there, jobs are down. It all adds up to a bad picture.

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VySky said:

Oh no. The sky is falling.

Oh, and it’s worse. Mine MAY go up $10.50.

LMAO

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VySky said:

Oh noze. What will I ever do? A potential increase of $10.50 a month for 3 vehicles. Where’s the fainting couch?

LMAO

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TangoNoCash said:

When everything starts going up $10.50 the 10.50s quickly start to add up to real money

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VySky said:

Uh huh. I don’t need “everything’. So there’s that.

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VySky said:

Uh huh. I don’t need “everything’. So there’s that.

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Peacenik said:

Shit. This is bad. We gotta get ridda maga.

Wonder how bad it has to get before they admit they have been had.

Apparently, pretty bad.

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ttwtt78640 said:

It’s not as if (the recent) tariffs are the only cause of rising auto insurance premium costs.

https://www.thezebra.com/auto-insurance/how-to-shop/car-insurance-rate-increases/

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Initially, car insurance companies looked at 2025 as a year to keep insurance rates stable, or even cut them,
after years of premium increases. In the first half of the year, rates were steady nationally and decreased in
27 states.

Tariffs and inflation could derail that trend. Some insurers may have already accounted for tariffs when setting
rates, while others may have to raise rates if tariffs increase the cost of claims.

Insurify projects the national average cost of full-coverage car insurance will increase 4% by year’s end ($2,402)
and up to 7% if prolonged tariffs lead to significant insurer losses ($2,472).

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