Harry Guerrilla
DP Veteran
- Joined
- Dec 18, 2008
- Messages
- 28,951
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- Male
- Political Leaning
- Libertarian
I still see so much misconception in this thread. So far we have talked over and over about people needing emergency medical assistance but dont have the money to pay cash at the time. This is not how it works! Granted a person can pay cash at the time most do not. The hospitals dont ask you if you can pay and if you say no *shrug* and say "ok we will just write it off". They send you a bill just like most other services. A person unable to pay in a lump sum can make payment arrangments.
So stop saying that all people that do not have medical insurance and do not have the cash in hand means the tax payer pays. Its just not true alot of the time.
Also people have said that just because you are young this does not protect you from injury or illness and should be required to carry insurance reguardless. I also disagree. I am a person that will not go due to a illness. I have broken 2 bones (nurmerous other injuries) in my body and did not go for treatment either time (were found at a later time when a serious injury happened). When I did have a serious injury and no insurace and no cash guess what? I made payments untill the bill was paid. *gasp!*
Some people such as myself and some of my family will not go for illnesses. Its just how we do things. Its not a matter of bravado but how we think. If I had cancer today (or any other illness) I would not seek treatment, its just how I am. So why should I be required to purchase a service I would not need.
They are not getting a free ride though. We got off the point. A college student does not need health insurance because chances are they will not need it.:doh Sure there will be some people that get hurt but they have options.
There is the solution. College students have enough expenses, and so does everyone else, they don't to add another three grand onto them, especially if they are not necessary. You should get health insurance between the ages of 25-30.
They are not getting a free ride though. We got off the point. A college student does not need health insurance because chances are they will not need it.:doh Sure there will be some people that get hurt but they have options.
There is the solution. College students have enough expenses, and so does everyone else, they don't to add another three grand onto them, especially if they are not necessary. You should get health insurance between the ages of 25-30.
agree, but only if they are in the military from the time they get off their parents insurance til they buy their own...
Yes, because they do not have bigger concerns than breaking a leg while in the military. :doh
No, chances are you will not need major medical care until you are older than 25. There are some exceptions, sure, like if you get a major illness. But no one generally needs insurance between the ages of 18-25. Lets say you pay 3 grand for health insurance, which is a normal amount. Then you save twenty-one thousand dollars between the ages of 18-25, that could pay for an entire year of college. Besides during those years you are not going to wrack up twenty thousand dollars in medical expenses, you save money by just paying it out of your wallet. True you might not have it all at once, but in the long run you will have saved your money. They will not deny treatment to anyone, so set up a payment plan with the hospital and save some money.
^^Well I guess it's funny if you're into dark humor. But talk about inept (and useless).
The only other option is for the AMA to allow more doctors. But again, that could have its own unintended consequences, specifically decrease in quality.
With the wages that doctors are getting, I think that the market is dictating for more doctors.
While i agree that more doctors would be desirable, it is up to the AMA, and not the markets.
The only other option is for the AMA to allow more doctors. But again, that could have its own unintended consequences, specifically decrease in quality.
They don't deserve the labor of others. The world owes us nothing.
An unethical and frankly inhuman worldview. The world owes us nothing.... ok, I can buy that as it is stated, but you infer that we must be disconnected from our fellow human beings, particularly financially. Sorry. Don't buy it. It's an immoral way to live.
If you aren't going to be part of the health care solution then you are part of the problem. :roll:
Wrong. It has nothing to do with the health care solution. People like THIS are what is part of the problem:
:mrgreen::mrgreen::mrgreen:
Are you assuming that the money saved will be spent going to college?
My experience is that MOST people in good health who do not have health insurance are spending the money on non-essentials.
If you are unlucky and get cancer between the age of 18 and 25, who pays?
Do you expect to be let off the hook for the big bucks? or do you expect to spend the rest of your life paying for it?
So the government should force people to spend THEIR money on health insurance? People should be free to do what they want with their money, even spend it foolishly. Most people get health insurance anyway, but it should be their choice.
If someone does not have "major medical coverage," and they happen to break their arm, or become extremely ill, that it requires major medical care to keep them alive (which is what doctors swear to), the long run result will be greater health care costs for everyone, and possibly negative impacts on others health (opportunity cost of charity).
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