- Joined
- Aug 28, 2008
- Messages
- 15,483
- Reaction score
- 8,227
- Location
- North Texas
- Gender
- Undisclosed
- Political Leaning
- Conservative
Participants may have different views on whether Obamacare plans are affordable.
States are starting to roll out details about the exchanges, providing a look at just how affordable coverage under the Affordable Care Act will be. Some potential participants may be surprised at the figures: $2,000 deductibles, $45 primary care visit co-pays, and $250 emergency room tabs.
Those are just some of the charges enrollees will incur in a silver-level plan in California, which recently unveiled an overview of the benefits and charges associated with its exchange. That's on top of the $321 average monthly premium.
You're the ones always demanding that extremely high deductible plans meet the requirementsObamacare: Is a $2,000 deductible 'affordable?' - Jun. 13, 2013
So when does the "Affordable" part of the Affordable Care Act kick in? High deductibles and high co-pays were not what Obama sold us.
So, to put it in perspective, an average healthy person who sees the doctor twice a year will pay.... $1,500 per visit. Bargain!
Or just shell out the penalty and pocket the difference.
So, to put it in perspective, an average healthy person who sees the doctor twice a year will pay.... $1,500 per visit. Bargain!
Or just shell out the penalty and pocket the difference.
It's insurance. You can't just look at a single year and say "see you're over paying!" Because then you overlook that one year where you needed emergency surgery with a short stay in the ICU, where you shelled out a few thousand but didn't have to pay the other hundred thousand dollars of your bill. Do you really not understand that or are you being intentionally thick headed?
So you are admitting that this obamasurance is worthless unless you have a major illness.
So you are admitting that this obamasurance is worthless unless you have a major illness.
ALL insurance from auto to health is 'worthless' until a major accident or major illness/injury. Then it can be priceless.
I didn't say anything like that. Merely saying that you pay more than you take on years that you aren't sick. That's the truth for any health insurance that you have now or after obamacare.
Obamacare: Is a $2,000 deductible 'affordable?' - Jun. 13, 2013
So when does the "Affordable" part of the Affordable Care Act kick in? High deductibles and high co-pays were not what Obama sold us.
Obama care takes choice away. Some people preferred a low deductible and frequent doc visits.
So you are admitting that this obamasurance is worthless unless you have a major illness.
It expands choice. Do you even get how the exchanges work? It's basically an online site that you can go to, fill out your info, and all the insurance companies in your state will show you comparable plans that have the same coverage levels, along with a clear price. What that does is allow clear price comparisons and clear coverage options. You don't have that now. You have to contact every company individually, compare the coverage of random plans, and with how they word stuff you'd practically have to hire a lawyer to know what's really covered. And that's what your side doesn't get. Obama care uses common sense strategies to make the insurance companies compete for your business. Is it the absolute best option? Probably not. But it has things that make sense and will fix certain problems.
Huh? If the insurance companies still offer those plans, how are people being "forced" out of them?The point is obamacare will force people off plans they had and liked, the so called Cadillac plans.
It expands choice. Do you even get how the exchanges work? It's basically an online site that you can go to, fill out your info, and all the insurance companies in your state will show you comparable plans that have the same coverage levels, along with a clear price. What that does is allow clear price comparisons and clear coverage options. You don't have that now. You have to contact every company individually, compare the coverage of random plans, and with how they word stuff you'd practically have to hire a lawyer to know what's really covered. And that's what your side doesn't get. Obama care uses common sense strategies to make the insurance companies compete for your business. Is it the absolute best option? Probably not. But it has things that make sense and will fix certain problems.
Huh? If the insurance companies still offer those plans, how are people being "forced" out of them?
Huh? If the insurance companies still offer those plans, how are people being "forced" out of them?
You are limited to a couple of plans your state offers with Obama care.
Only if your on the exchanges. And even then, that's better than it is before, where you have plenty of plans but you have very little knowledge of what's covered and you can't compare and contrast plans very easily.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?