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Discover is all but useless as many merchants don't take it. Capital One offers some decent deals. Chase Sapphire is one of the better choices if you want to collect sky miles.
I don't see how acquiring a credit card could equate to "set for life". :roll:
Lol, that's exactly what I was thinking.I assume this "once in a lifetime opportunity" requires a few grand almost immediately, and the OP doesn't have that in cash lying around.
That, or the Prince over in Uganda needs that credit card account number so he can deposit millions into the OP's account. :mrgreen:
I've never had a credit card and I'm looking at getting a starter credit card to float me financially to where I need to be and get done what I need to get done. Once in a lifetime opportunity, will not say more - don't want to jinx anything - but if I can get there and get it done I could be set for life. The planets are in alignment of everything except finances. Ironically enough a credit card could be my literal golden ticket if I can find the right one in time to get one within the margin of temporal error. Just wondering if someone can point me in the right direction.
A friend of mine said Discover Card and Citi can be applied for online but I don't know how long it would take to get here if I applied today.
Much thanks much appreciation. :2wave:
I assume this "once in a lifetime opportunity" requires a few grand almost immediately, and the OP doesn't have that in cash lying around.
That, or the Prince over in Uganda needs that credit card account number so he can deposit millions into the OP's account. :mrgreen:
I assume this "once in a lifetime opportunity" requires a few grand almost immediately, and the OP doesn't have that in cash lying around.
That, or the Prince over in Uganda needs that credit card account number so he can deposit millions into the OP's account. :mrgreen:
Huh? Everyone takes Discover. Not sure what you are talking about. One grocery chain here locally ONLY takes Discover. :shrug:
As to the OP, I don't see how acquiring a credit card could equate to "set for life". :roll:
I've never had a credit card and I'm looking at getting a starter credit card to float me financially to where I need to be and get done what I need to get done. Once in a lifetime opportunity, will not say more - don't want to jinx anything - but if I can get there and get it done I could be set for life. The planets are in alignment of everything except finances. Ironically enough a credit card could be my literal golden ticket if I can find the right one in time to get one within the margin of temporal error. Just wondering if someone can point me in the right direction.
A friend of mine said Discover Card and Citi can be applied for online but I don't know how long it would take to get here if I applied today.
Much thanks much appreciation. :2wave:
You don't need one. You just don't.
Ummm...what?
Unless you carry around large amounts of cash, which is very dangerous for obvious reasons, having a credit card is at the very least an emergency "must have".
Personal checks these days are not always accepted.
Having immediate access to funding, without having to carry lots of cash money, can be a hugely important depending on the situation.
You don't need one. You just don't. The lies that if you have a credit card you will build credit are lies. Your credit score is based on rent/mortgage, bills paid, income to debt...you don't need a credit card. If you use cash your whole life, you will have awesome credit for cars and homes.
You can have a debit card, and it's not the same thing.
You don't need a credit card. I have one from long ago that I haven't used in almost a decade.
To borrow from the gun-rights crowd - having one and never using it is far better than not having one and needing it.
Debit is fine if you have the cash in a bank account.
Credit might be needed if you don't have the cash.
Also, many credit cards are safer than debit cards.
https://www.nerdwallet.com/blog/credit-cards/credit-card-vs-debit-card-safer-online-purchases/
I never use a debit card, ever. Everything goes on the credit card and then I pay the credit card. I have all kinds of alerts on my CC for charges and when it gets hacked (because it will) I get a hold of the CC company, they reverse the charges, cancel the card and get me a new one. I do not want my bank account hacked.
I honestly can't even think of one vendor that takes Discover.
I've never had a credit card and I'm looking at getting a starter credit card to float me financially to where I need to be and get done what I need to get done. Once in a lifetime opportunity, will not say more - don't want to jinx anything - but if I can get there and get it done I could be set for life. The planets are in alignment of everything except finances. Ironically enough a credit card could be my literal golden ticket if I can find the right one in time to get one within the margin of temporal error. Just wondering if someone can point me in the right direction.
A friend of mine said Discover Card and Citi can be applied for online but I don't know how long it would take to get here if I applied today.
Much thanks much appreciation. :2wave:
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