I've always believed Obamacare was a less than perfect solution to the expensive and for some cost prohibitive access to healthcare in America. That said, I believed it was better than doing nothing at all with the sincere hope and belief it would be amended over time.
Good:
- Coverage of pre-exisiting conditions
- Allowing children to stay on their parents plans into their mid-20s
- Group rate healthcare marketplace for those without employer-based coverage
- Low income subsidies that might sound "socialist" on paper but is far cheaper that the subsidies we pay when the uninsured show up at the ER with no ability to pay
- Portability, that allows people to change jobs without needing to be concerned about losing healthcare, although its still complicated and possibly costly
- The individual mandate. Great idea we republicans came up with and should tout our bragging rights. Nobody is exempt from getting sick. Everybody needs healthcare.
Bad:
- Employer-based. Nothing else in life from groceries to housing to the cars we buy gives our employer the power to choose where we shop, choose to live or what car we drive. This trapping destroys the consumer-driven free-market economy of healthcare. The only reason we accept it is that's the way its always been done.
- Since it is still employer-based for now having the 49 employees or less exemption, forces employers who are trying to keep costs down to either not hire any more than 49 people or come up with creative ways to hire more than 49 while staying exempt such as making some employees independent contractors and/or setting up separate businesses that are really separate departments of the same business.
- Making non-compliance too easy. Proof of health coverage should be required to get utilities turned on, open a bank account, get your driver's license/tag renewed.
- Health insurance. IMHO its an unneeded middle man of non-medical professionals who for the benefits of getting their cut, tell you what medicals services your doctor says you need you can't have. I prefer individually mandated direct memberships with hospital groups.
Whether a democrat was elected President or a republican, Obamacare needed to be was going to be adjusted.
I've always believed Obamacare was a less than perfect solution to the expensive and for some cost prohibitive access to healthcare in America. That said, I believed it was better than doing nothing at all with the sincere hope and belief it would be amended over time.
Good:
- Coverage of pre-exisiting conditions
- Allowing children to stay on their parents plans into their mid-20s
- Group rate healthcare marketplace for those without employer-based coverage
- Low income subsidies that might sound "socialist" on paper but is far cheaper that the subsidies we pay when the uninsured show up at the ER with no ability to pay
- Portability, that allows people to change jobs without needing to be concerned about losing healthcare, although its still complicated and possibly costly
- The individual mandate. Great idea we republicans came up with and should tout our bragging rights. Nobody is exempt from getting sick. Everybody needs healthcare.
Bad:
- Employer-based. Nothing else in life from groceries to housing to the cars we buy gives our employer the power to choose where we shop, choose to live or what car we drive. This trapping destroys the consumer-driven free-market economy of healthcare. The only reason we accept it is that's the way its always been done.
- Since it is still employer-based for now having the 49 employees or less exemption, forces employers who are trying to keep costs down to either not hire any more than 49 people or come up with creative ways to hire more than 49 while staying exempt such as making some employees independent contractors and/or setting up separate businesses that are really separate departments of the same business.
- Making non-compliance too easy. Proof of health coverage should be required to get utilities turned on, open a bank account, get your driver's license/tag renewed.
- Health insurance. IMHO its an unneeded middle man of non-medical professionals who for the benefits of getting their cut, tell you what medicals services your doctor says you need you can't have. I prefer individually mandated direct memberships with hospital groups.
Whether a democrat was elected President or a republican, Obamacare needed to be was going to be adjusted.
The affordable care act did not address one single aspect of high health CARE costs.
Rising healthcare costs are due primarily to advancing technology: new drugs, new procedures, new imaging technologies, etc... These things, and all the biomedical research and development costs that go into them, are what keep increasing healthcare costs. The only way to finally contain these costs is to stop medical science and technology. If we went back to cutting people's veins and bleeding them into a basin for whatever ailed them, medical costs would go way down.
I am hoping it will be overhauled gradually. No big super duper grand do-all schemes like the way Obamacare was created - "corn husker kickbacks", "seat at the table", and so on. Social Security passed with bipartisan support, and the re engineered Obamacare must be done this way too. There aren't that many democrats willing to plant their feet in defending Obamacare, regardless of their public statements.
Slow and steady, bit by bit is how this should be done.
Starting with getting my man boob out of the mammogram machine! OUCH!
Obamacare wasn't that great, IMO. I think it was more a giveaway to the insurance corporations than anything else, and because (as you point out) it was employer based. I think it ended up causing some more problems. It needed to be overhauled, but the talk of scrapping it and such is certainly partisan driven. It's not about fixing it, or making it right, but just getting rid of it all together.
IMO, what we need is something more akin to single-payer.
Yup.
.
Libertarianism (Latin: liber, "free") is a collection of political philosophies that uphold liberty. Libertarians seek to maximize autonomy and freedom of choice,
Do you mean like the pay for performance programs in Obama Care where compensation to doctors becomes outcome based rather than procedure based. Granted these cost savings measures were aimed at the medicare side of the fence and not the private side, but they are in there.The affordable care act did not address one single aspect of high health CARE costs.
I've always believed Obamacare was a less than perfect solution to the expensive and for some cost prohibitive access to healthcare in America. That said, I believed it was better than doing nothing at all with the sincere hope and belief it would be amended over time.
Good:
- Coverage of pre-exisiting conditions
- Allowing children to stay on their parents plans into their mid-20s
- Group rate healthcare marketplace for those without employer-based coverage
- Low income subsidies that might sound "socialist" on paper but is far cheaper that the subsidies we pay when the uninsured show up at the ER with no ability to pay
- Portability, that allows people to change jobs without needing to be concerned about losing healthcare, although its still complicated and possibly costly
- The individual mandate. Great idea we republicans came up with and should tout our bragging rights. Nobody is exempt from getting sick. Everybody needs healthcare.
Bad:
- Employer-based. Nothing else in life from groceries to housing to the cars we buy gives our employer the power to choose where we shop, choose to live or what car we drive. This trapping destroys the consumer-driven free-market economy of healthcare. The only reason we accept it is that's the way its always been done.
- Since it is still employer-based for now having the 49 employees or less exemption, forces employers who are trying to keep costs down to either not hire any more than 49 people or come up with creative ways to hire more than 49 while staying exempt such as making some employees independent contractors and/or setting up separate businesses that are really separate departments of the same business.
- Making non-compliance too easy. Proof of health coverage should be required to get utilities turned on, open a bank account, get your driver's license/tag renewed.
- Health insurance. IMHO its an unneeded middle man of non-medical professionals who for the benefits of getting their cut, tell you what medicals services your doctor says you need you can't have. I prefer individually mandated direct memberships with hospital groups.
Whether a democrat was elected President or a republican, Obamacare needed to be was going to be adjusted.
From Wiki. There is zero choice in single payer.
The affordable care act did not address one single aspect of high health CARE costs.
From Wiki. There is zero choice in single payer.
No, it demonstrably did not. It does contain many of the fixes that especially plagued people who lost their employment or had independent plans. The ongoing question is what can the mechanism for containing the cost rises be?
Forbes Welcome
This is why I don't run for office, lol. The only things I can think of are all pretty draconian.
Single payer isn't legislation to ban private health care plans.
libertarianism is about the maximization of liberty. The People can maximize liberty through aggregate use of government in certain cicumstances. Using government, for instance, to pay less for healthcare with greater access to it, would be such a system.
In the end, likely we'd be looking at some hybrid system like many other places have. A base provided by government and additional provided through private for those who desire/can afford it.
But trying to reduce libertarian philosophy to the simplest of terms as you have done leads to misunderstanding the philosophy itself. It's why I say that most people do not fully appreciate the wide breadth and diversity libertarianism in general offers. For certain, a single-payer system can be copacetic with libertarianism in certain applications.
There are zero choices except what the federal govt approves. It's crap.
There's not a chance in hell that it will be cheaper.
In every country with single payer health care that I'm aware of, people have the choice to utilize private health insurance plans.
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