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How do you invest?

How do you invest?

  • Stocks, ETF's, Index Funds, Mutual Funds

    Votes: 15 65.2%

  • 401k, IRA, Pension, etc

    Votes: 12 52.2%

  • Annuties and other fixed income investments

    Votes: 3 13.0%

  • Bonds, Notes

    Votes: 9 39.1%

  • Options, Futures

    Votes: 2 8.7%

  • CD's

    Votes: 5 21.7%

  • Savings account and Money Market

    Votes: 11 47.8%

  • Forex

    Votes: 4 17.4%

  • Gold, Real Estate

    Votes: 7 30.4%

  • Other

    Votes: 7 30.4%
  • Total voters
    23
OxymoronP said:
I dont I live paycheck to paycheck.:3oops:
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Eat one less meal out and put that money in the bank, then roll it over into a CD once you have a few hundred bucks. You don't have to be wealthy to invest.
 
Tucker Case said:
Even some of the really obscure brands?
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I actually bought some Michael Vick autographed stuff when he was in prison in anticipation of an NFL return, and since it's panned out his stuff has been selling for a lot more, like 5-6x what I paid, but I have it hanging in my office and I don't really want to sell it. I'm a big VT fan.
 
Coronado said:
Eat one less meal out and put that money in the bank, then roll it over into a CD once you have a few hundred bucks. You don't have to be wealthy to invest.
Click to expand...

Excellent point. Assuming you're young, you have the power of compounding on your side. And if your company offers any 401k matching, it's insane not to take advantage of that. Cut whatever you have to from your budget to get it.
 

I've got a decent collection of Walter Payton signed memorabilia, myself. For me, it's priceless.
 
Dirty Harry said:
401K, Stocks, Money market fund, CDs, real estate, savings account, silver, pension fund, Brett Favre Rookie cards.
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Didn't even think about that, I have a bunch of baseball cards.
My prize possession with those is an autographed Catfish Hunter card.

OxymoronP said:
I dont I live paycheck to paycheck.:3oops:
Click to expand...

One of the best ways to get started is to get the money out of your hands before you can spend it, a possible ways to start would be using an online bank and have it draft a small amount out of your bank account every pay day.

It can force you to live on less.


I know I know, some people put money into their 401k and let the plan manager disperse the funds.
Other people more actively manage their funds and buy mutual funds and stocks outside of their 401k.

Too many things, not enough poll questions.
10 is the max.
 
Tucker Case said:
I hear ya. The coolness factor of such a card is definitely not a purchasable commodity.
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Definitely, I found it on a whim and was squealing like a girl.

I guess my entire collection is worth around $2k-5K if they were sold individually at full price.
Graded probably a lot more.
 
Harry Guerrilla said:
What do you invest in?
With a brief explanation of your investments.

Just a general survey and hopefully advice for those who don't know how and what to invest in.
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For the past few years I've mostly been investing in my student debt. Now that that's down to an acceptable level, I'm going to invest more in stocks. Probably about 1/2 American stocks, and 1/2 international stocks. I'll also probably invest in bonds as a hedge, but the US bond market seems extremely bubbly right now so my investments in that area will be minimal until the bubble bursts.
 
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For me, it's going to be funds stock and spread it all out. Right now, my money is paying for college, and stuff like that. I'm also going to buy gold, and stuff like that.
 
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Don't forget REITS... real estate is cheap right now if cash isn't a problem.
 
I've got a few hundred dollars in my 401(k), which just recently gained back the value it lost in 2007-2008.

I loaned about half my inheritance to my business partners in hopes of getting our company off the ground. It's interest free, but I'm planning on getting that money back-- and eventually seeing a profit from the business itself.
 
Harry Guerrilla said:
Just a general survey and hopefully advice for those who don't know how and what to invest in.
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Read The Intelligent Investor by Ben Graham, especially Chapter 8.
Read Buffett, The Making of an American Capitalist by Roger Lowenstein.

"Be fearful when others are greedy, and greedy when others are fearful."
Now's the time to be greedy. Buy what you understand.

Here is the audio version of the The Intelligent Investor:
[ame="http://www.youtube.com/watch?v=02_kWrNOAQk"]YouTube- Benjamin Graham The Intelligent Investor 1 of 24[/ame]

Cheers.

.
 
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That's the system I use to invest in stocks, value investing or the Graham/Buffet method.

Buy undervalued stocks, sell when they meat their maturity level. :2wave:
 
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