Even if you are losing your house, have no job and no car, life is good and to say otherwise just tells me they are one of 'the spoiled'. Poor Americans are living like the rich. Americans have flat-screen TVs, cell phones, multiple video streaming subscriptions, cars, and homes, yet don't have $400 cash saved for an emergency. In contrast, there are almost a billion people who do not have enough food. The U.S. is so rich that people literally have no idea what real poverty is.
What are you talking about?
In most of the homes of working families that can't scrape together 400 bucks for an emergency, these so called luxury amenities aren't what you think they are and that statement above might prove you've never known any of these people. I have, and I've BEEN one of them in the past myself.
Let's go down the list, shall we?
The flat screen TV is a forty dollar castoff from a yard sale and it barely works and is likely among the smallest models made.
Cell phone - same thing, a yard sale or Craigslist item for thirty bucks and Lifeline service, or a Walgreen's "burner phone" with a prepaid card.
What multiple streaming subscriptions? They have free to air TV and maybe a trip to Redbox once a month. Cubans have El Paquete Semanal.
Cars? Sure...a clapped out 2001 PT Cruiser with multiple "CHECK ENGINE" issues...paid a thousand bucks for it four years ago, whoopie doo.
Homes? Try more like "renting a roach infested duplex" or apartment. And the rent is overdue right now.
Most of these people also have food insecurity and may live in food deserts, places where the nearest supermarket is eight to ten miles away.
Currently one in five New Yorkers has food insecurity - ONE IN FIVE.
I've done it before so if you want to test this hypothesis, say so and I can link you with every single one of the above items, at or near the prices that I just mentioned.