Dickieboy
DP Veteran
- Joined
- Oct 11, 2011
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- Libertarian - Right
I'm definitely not pro-ACA, but any claims that premiums are doubling, tripling, etc., really need to be backed up; it's not helpful to just make this another "death panel". Some states are reporting a net decrease in premiums, by the way; Road Island will only see a ~1% increase to premiums for young men, and all other brackets see a decrease. (The Manhattan Institute study, from above link.)
All you say is true especially the validity of the 'projections'. What many who claim increases/decreases do is fail to get to the crux of this. As it was explained to me from someone of knowledge is that states regulated their health insurance industry vastly differently prior to ACA. The coverage requirements via regulation is some states mandated policies that exceed ACA requirements while others fall short and some way short. In the exceeding states we should see their premiums either fall or remain unchanged especially considering the increase in subscribers. The other states where policies must be expanded will see increases in premiums for obvious reasons and the 'way short' states will see significant increases. These variances also mislead reported national average premiums thusly.