MaggieD
DP Veteran
- Joined
- Jul 9, 2010
- Messages
- 43,244
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- Location
- Chicago Area
- Gender
- Female
- Political Leaning
- Moderate
Okay, here's a link to a "shopping trip" for Obamacare: https://retailweb.hcsc.net/retailshoppingcart/IL/plans?plantype=majormedical&b=0
I put in my cousin's age (58) and wanted to help her shop. Blue Cross Blue Shield comes up with a variety of plans -- and the premiums don't make sense to me. What am I doing wrong?
Example: The first choice shows a policy available for $302.40 a month (Bronze Plan). $6,000 deductible. $6,000 maximum out-of-pocket. Co-insurance 100% (IOW, after the $6,000, you pay nothing...I think)
The second choice shows a policy available for $302.60 a month (Bronze Plan). $5,000 deductible. $6,250 maximum out-of-pocket. Co-insurance at 80%. Why would anyone buy THAT policy?
WTF is going on? Look at the rest of them. They don't make sense...
I put in my cousin's age (58) and wanted to help her shop. Blue Cross Blue Shield comes up with a variety of plans -- and the premiums don't make sense to me. What am I doing wrong?
Example: The first choice shows a policy available for $302.40 a month (Bronze Plan). $6,000 deductible. $6,000 maximum out-of-pocket. Co-insurance 100% (IOW, after the $6,000, you pay nothing...I think)
The second choice shows a policy available for $302.60 a month (Bronze Plan). $5,000 deductible. $6,250 maximum out-of-pocket. Co-insurance at 80%. Why would anyone buy THAT policy?
WTF is going on? Look at the rest of them. They don't make sense...