- Joined
- May 22, 2012
- Messages
- 103,985
- Reaction score
- 66,771
- Location
- Uhland, Texas
- Gender
- Male
- Political Leaning
- Libertarian
I grew up in a poor family in the 60's, and we could afford medical care when we needed it. We didn't seek it when it wasn't necessary. We paid out of pocket, and it was doable, even for the poor.
Exactly. The routine cleaning, stitching and dressing for a wound would cost maybe $50, if not for massive amounts of insurance claims paperwork and payment delay that drive it up to $100. More time spent on actual medical care and less on clerical nonsense and billing would lower that cost a lot. I use a local clinic for 90% of my care and get a cash discount of about half what the insurance company ends up paying for the same lab procedure every month. I get a pharmacy cash discount and get my medications for 90 days at a time, instead of the insurance morons 30 day supply limit. Rules (that vary with many different insurance 'plans') and paperwork drive up the costs a lot, yet we seem to get more, not less of it with every gov't 'reform'.
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