There are 1,000 different things causing our problems right now, but the biggest is the degradation of wealth. Some how, we've allowed our society to believe that the accumulation of wealth is inherently evil. That no wealth is truly earned. This is patently wrong. Wealth is, by in large, well earned. It is accumulated through the production of economic activity, whether service or product related. We've allowed the indiscretions of a few to be characterized as the whole. Not unlike racial discrimination.