Thank you chicken-littles and Al Gore

[Stinger]

Yes thanks for getting my homeowners insurance cancelled. Me along with several thousand more just in my country. Thanks to irresponsible scientist and writers such as

Threat of Major Hurricane Strike Grows for Northeast
AccuWeather.com Warns That "Weather Disaster of Historic Proportions" Could Strike as Early as This Year
AccuWeather - World Weather - International Local Weather Forecasts

And of course Al Gore making assertions not supported by the facts, raising a hysteria, and otherwise misrepresenting the science you have cause a major financial upheval for thosands. And the insurance companies that acted upon this nonsense are getting hurt in the end as they lose customers and policies.

 

[jfuh]

Guess this means that you now have no hurricane insurance or that because of the elevated threat level the insurance companies are refusing to insure?
Hmm, seems I recall a specific debate about how the insurance companies screw ppl over.

Or perhaps the debate about the threat being real enough that insurance companies are taking notice and refusing insurance in certain areas?

There's nothing chicken little about it nor does Gore have anything to do with it. It's very much what is happening. And once we take the appropriate steps - seemingly you no have a investment interest in - the better it will be for everyone.

 

[saggyjones]

Yes thanks for getting my homeowners insurance cancelled. Me along with several thousand more just in my country. Thanks to irresponsible scientist and writers such as

Threat of Major Hurricane Strike Grows for Northeast
AccuWeather.com Warns That "Weather Disaster of Historic Proportions" Could Strike as Early as This Year
AccuWeather - World Weather - International Local Weather Forecasts

And of course Al Gore making assertions not supported by the facts, raising a hysteria, and otherwise misrepresenting the science you have cause a major financial upheval for thosands. And the insurance companies that acted upon this nonsense are getting hurt in the end as they lose customers and policies.

Maybe you should switch insurance companies, there has to be someone out there that will insure you.

I wouldn't say Al Gore doesn't look at the facts on this because he obviously did. He put a lot of opinion and speculation into his movie but it's based on hard facts.

Why don't you curse the weather forecasters instead of chicken-littles (?) who actually aren't trying to get rid of your insurance. Of course I live in Nevada so hurricane insurance isn't an issue for me lol

An alternative is to duct tape an X over every window and tie yourself to a palm tree, insurance is overrated anyway. I never understood why people put the X on their windows, do they actually do that, or have I watched the X-Files too much? (you'd get that if you've seen the X-files enough times).

 

[Stinger]

Guess this means that you now have no hurricane insurance or that because of the elevated threat level the insurance companies are refusing to insure?

What elevated threat? You mean the predictions they made last spring? And how accurate were they?

Signed with a different company for less money. But it's the hassle and the fact that my former agent will soon be without a job, the former company will lose revenue an close offices here.

Hmm, seems I recall a specific debate about how the insurance companies screw ppl over.

Where did it say I was screwed over? You don't seem to recall that I said they handle my claim very promptly and to my satisfaction. One reason I paid a little more to insure with them. Someone in thier higher ups has fallen for the chicken-little mantra and they made a bad mistake and will lose customers now. Too bad and thank you Al Gore.

Or perhaps the debate about the threat being real enough that insurance companies are taking notice and refusing insurance in certain areas?

They listened to the propaganda.

There's nothing chicken little about it nor does Gore have anything to do with it.

He most certainly does, he's the pointman.

It's very much what is happening. And once we take the appropriate steps - seemingly you no have a investment interest in - the better it will be for everyone.

Appropriate steps? You actually think we can do something about hurricanes? Hey I got some land in Fl I'd like to sell you.

 

[Stinger]

Maybe you should switch insurance companies, there has to be someone out there that will insure you.

Already did.

I wouldn't say Al Gore doesn't look at the facts on this because he obviously did. He put a lot of opinion and speculation into his movie but it's based on hard facts.

it's based on opinion and speculation presented as fact.

Why don't you curse the weather forecasters instead of chicken-littles (?) who actually aren't trying to get rid of your insurance.

Most weather forcastersm climatologiest and hurricane experts agree the what Gore and the GW proponents claim is nonsense.

Of course I live in Nevada so hurricane insurance isn't an issue for me lol

Couldn't imagine not living near a large body of water, they amphipian in me I guess :sinking:

An alternative is to duct tape an X over every window and tie yourself to a palm tree, insurance is overrated anyway. I never understood why people put the X on their windows, do they actually do that, or have I watched the X-Files too much?

I've lived in this house for over 20 years, been through lots of hurricanes only losing my ridge vent during Ivan. I'm within 2 miles of the bay but on high ground.

And no we don't X our windows, only newbies do that. We shutter or board so a limb or other trajectile doesn't bust through. I only do it on two exposed sides.

Anyway, they can't even accurate predict a hurricane season or how bad a winter will be. To think they know what the climate will be 100 years from how...................

 

[saggyjones]

it's based on opinion and speculation presented as fact.

But they did look at the facts when making the movie.

Most weather forcastersm climatologiest and hurricane experts agree the what Gore and the GW proponents claim is nonsense.

I'd like some stats on that, because my sources say it's false.

66 percent of all scientists agree that global warming has occurred

Humans are not causing global warming.

This was from 1999. Nowadays, people are seeing the facts and the actual changes in our climate, so even more scientists think global warming is happening.

The new national poll finds that 77 percent of Americans believe global warming is happening

FOXNews.com - 11/09/05 FOX News Poll: Global Warming - Polls | AP Polls | Gallup Poll | Opinion Polls

This poll doesn't show scientists' beliefs, but it shows the beliefs of the general public in 2005.

Couldn't imagine not living near a large body of water, they amphipian in me I guess :sinking:

I live in Reno and Lake Tahoe is only about 20 minutes from our house, so there's water around here. I couldn't stand living in anywhere else in Nevada but Reno, especially Las Vegas. I'd rather live in Alaska than there.

I've lived in this house for over 20 years, been through lots of hurricanes only losing my ridge vent during Ivan. I'm within 2 miles of the bay but on high ground.

And no we don't X our windows, only newbies do that. We shutter or board so a limb or other trajectile doesn't bust through. I only do it on two exposed sides.

You have a lot of experience with hurricanes lol

Anyway, they can't even accurate predict a hurricane season or how bad a winter will be. To think they know what the climate will be 100 years from how...................

I agree that predicting hurricanes that far in advance is far-fetched, but they can tell that the climate is changing. There's no denying the Earth's climate is changing, the only question is if humans are playing an active role, and that's what's being debated.

 

[jfuh]

What elevated threat? You mean the predictions they made last spring? And how accurate were they?

Then what are you bitching about?

Signed with a different company for less money. But it's the hassle and the fact that my former agent will soon be without a job, the former company will lose revenue an close offices here.

So what are you bitching about?

Where did it say I was screwed over? You don't seem to recall that I said they handle my claim very promptly and to my satisfaction. One reason I paid a little more to insure with them. Someone in thier higher ups has fallen for the chicken-little mantra and they made a bad mistake and will lose customers now. Too bad and thank you Al Gore.

So what are you bitching about here?

They listened to the propaganda.

Keep sticking your head in the ground then

He most certainly does, he's the pointman.

Lol, right, whatever you apologetics say.

Appropriate steps? You actually think we can do something about hurricanes? Hey I got some land in Fl I'd like to sell you.

Absolutely we can. Lower green house gas emissions and there won't be as much energy to create the high frequency/intensity of hurricanes. Quite simple really.

 

[ngdawg]

A televised report last year after Katrina(I believe it was on Dateline) interviewed a meteorologist who studies the history of atmospheric and climate changes. He stated that we are in a cycle, one that lasts on average about 1500 years and that the intensity of the last few years' storms was actually rather mild, not due to global warming as much as just being cyclical.
I posted before the crash of DP last week a photo of the New Orleans coastline before Katrina hit and it's indicative of every coastline in danger of hurricane destruction-no expanse of land between citizens and the water.
Logic would tell one that if you're going to live that close to the water's edge, you basically reap what you sow. I don't blame insurance companies for running scared. Another season like 2005 could actually cut into their profit margin.

 

[Stinger]

Then what are you bitching about?

So what are you bitching about?

So what are you bitching about here?

Can't read? It was clearly stated in my post.

Keep sticking your head in the ground then

Mine is the one that was as high as it could be looking for all the hurricanes that were suppose to hit, the more violent hurricanes. YOU OTOH stuck yours elsewhere parroting the baseless assertions.

Lol, right, whatever you apologetics say.

So you deny Gore is the leading spokesperson for the GW movement. You can't even be honest about that.

Absolutely we can. Lower green house gas emissions and there won't be as much energy to create the high frequency/intensity of hurricanes. Quite simple really.

Quite simply there is no evidence we could reduce it enough to have any effect and had we for all we know it would have made the hurricane season this year worse. For all we know, which is very little. And in the meantime due to people who live and breath the GW propaganda thousands of us are having to go through this mess and people are losing thier jobs over it.

 

[ngdawg]

snip
Quite simply there is no evidence we could reduce it enough to have any effect and had we for all we know it would have made the hurricane season this year worse. For all we know, which is very little. And in the meantime due to people who live and breath the GW propaganda thousands of us are having to go through this mess and people are losing thier jobs over it.

Here's a little hint that I'll steal from Sam Kinison(who said to those starving in Africa,"Move where the FOOD is!! You live in a DESERT!")...
Move inland. Me. One hour from the coast. House still standing.

 

[Stinger]

Here's a little hint that I'll steal from Sam Kinison(who said to those starving in Africa,"Move where the FOOD is!! You live in a DESERT!")...
Move inland. Me. One hour from the coast. House still standing.

One hour from the coast had more damage than we did 5 minutes from the coast. Of course everyone that lives near the coast could move and then we'd have no shipping industry in this country, we have not waterways, no naval bases, no one could ever go there on vacations becaues no one would live there to provide services.

But you miss the point. I already paid a higher deductible specifically for hurricane damage, even though in 20 years I had one and only one claim for hurricane damage. It's the hystreia the GW faithful have created that have so scared these compaines that they are pulling out and putting people out of business and tremendous hassles for many when if fact they have no idea what the season will be next year or the year after. Last year was perhaps the quietest season I have ever seen in my 50+ years. But everyone has been so scared that they are now overreacting.

What will happen when they refuse to insure the entire eastern seaboard based on these assertions?

 

[ALiberalModerate]

But you miss the point. I already paid a higher deductible specifically for hurricane damage, even though in 20 years I had one and only one claim for hurricane damage. It's the hystreia the GW faithful have created that have so scared these compaines that they are pulling out and putting people out of business and tremendous hassles for many when if fact they have no idea what the season will be next year or the year after. Last year was perhaps the quietest season I have ever seen in my 50+ years. But everyone has been so scared that they are now overreacting.

What will happen when they refuse to insure the entire eastern seaboard based on these assertions?

That is beyond absurd. The insurance industry does not make business decisions on what Al Gore says in a documentary. It is beyond absurd to think that they would. They base their decisions on the scientific consensus and risk assessments. Unlike you, they have billions of dollars at stake, thus they cannot afford to take the rants of talk radio blowhards over mainstream science.

Has it occurred to you that aside from the risks of more frequent and stronger hurricanes due to a warming climate, that insurance companies are taking a huge hit just due to the number of people moving to the coasts and because of the population boom on the lower Atlantic and Gulf Coasts? The fact is, there is a lot more people, housing, and infrastructure on the Gulf Coast today than there was 20 years ago. Thus, when they have a hurricane, the damages are exponentially higher. That alone would be a significant of an increase in risk for many insurance companies to either substantially raise rates or pull out of the market.

As to the increase in the strength of hurricanes, there is some debate as to how significant of a role Global Warming might play, but there is no debate at all as to Global Warming resulting in higher sea levels. Higher sea levels means more destructive hurricanes even if hurricanes do not increase in frequency or intensity. All the more reason for the insurance industry to seriously consider that risk.

 

[Donkey1499]

Yes thanks for getting my homeowners insurance cancelled. Me along with several thousand more just in my country. Thanks to irresponsible scientist and writers such as

Threat of Major Hurricane Strike Grows for Northeast
AccuWeather.com Warns That "Weather Disaster of Historic Proportions" Could Strike as Early as This Year
AccuWeather - World Weather - International Local Weather Forecasts

And of course Al Gore making assertions not supported by the facts, raising a hysteria, and otherwise misrepresenting the science you have cause a major financial upheval for thosands. And the insurance companies that acted upon this nonsense are getting hurt in the end as they lose customers and policies.

My folks here in FL may lose their home due to outrageous insurance hikes by the infamous Citizens Group. A 50% increase on insurance payments is expected, maybe even up to the range of 100%.

But not to worry, FL's newly elected politicians won't bend over backwards for their insurance buddies that have the deep pockets to finance campaigns... :roll: .

FL still may do away with property taxes, and get other various tax breaks, but with insurance payments on the rise and homes selling at the average price of $230,000; only the rich and super rich will be able to afford the cost of living in FL.

 

[Stinger]

That is beyond absurd.

As absurd as those who believe Gore and the GW faithful?

The insurance industry does not make business decisions on what Al Gore says in a documentary. It is beyond absurd to think that they would. They base their decisions on the scientific consensus and risk assessments.

And what did Gore and the GW faithful say last year and the year before about hurricanes this year?

Unlike you, they have billions of dollars at stake, thus they cannot afford to take the rants of talk radio blowhards over mainstream science.

Too bad they didn't but instead listened to Gore and the GW faithful. They lost a lot of money this year and are now closing offices and putting people out of work.

Has it occurred to you that aside from the risks of more frequent and stronger hurricanes due to a warming climate,

Unproven assertion, belied by the season this year and in fact the last few years with 2005 being the exception.

The fact is, there is a lot more people, housing, and infrastructure on the Gulf Coast today than there was 20 years ago.

And alot more premium payers, but I'm not just talking people right on the coast. They are cut everyone south of I10, that's 30-40 miles from the gulf.

Thus, when they have a hurricane, the damages are exponentially higher. That alone would be a significant of an increase in risk for many insurance companies to either substantially raise rates or pull out of the market.

That can be said of earthquakes to can't it.

As to the increase in the strength of hurricanes, there is some debate as to how significant of a role Global Warming might play,

If at all.

but there is no debate at all as to Global Warming resulting in higher sea levels.

Yes there is.

Higher sea levels means more destructive hurricanes even if hurricanes do not increase in frequency or intensity.

Not necessarily.

All the more reason for the insurance industry to seriously consider that risk.

Not in the near term.

 

[WI Crippler]

That is beyond absurd. The insurance industry does not make business decisions on what Al Gore says in a documentary. It is beyond absurd to think that they would. They base their decisions on the scientific consensus and risk assessments. Unlike you, they have billions of dollars at stake, thus they cannot afford to take the rants of talk radio blowhards over mainstream science.

Has it occurred to you that aside from the risks of more frequent and stronger hurricanes due to a warming climate, that insurance companies are taking a huge hit just due to the number of people moving to the coasts and because of the population boom on the lower Atlantic and Gulf Coasts? The fact is, there is a lot more people, housing, and infrastructure on the Gulf Coast today than there was 20 years ago. Thus, when they have a hurricane, the damages are exponentially higher. That alone would be a significant of an increase in risk for many insurance companies to either substantially raise rates or pull out of the market.

As to the increase in the strength of hurricanes, there is some debate as to how significant of a role Global Warming might play, but there is no debate at all as to Global Warming resulting in higher sea levels. Higher sea levels means more destructive hurricanes even if hurricanes do not increase in frequency or intensity. All the more reason for the insurance industry to seriously consider that risk.

I work in the insurance industry. Trust me, its an industry of fear. I couldn't insure a campground with one company because they had a playground set made from treated lumber, and they were worried that the arsenic from a splinter of wood from that playground set would cause cancer. Another company had no problem with it. The insurace industry down south is pretty much trying to recoup their losses from last year, and somehow with all the global warming, they made it through this year ok.
Yes insurance companies compile alot of data, and do alot of research into which areas of insurance they want to go into, but trust me when I say insurance companies live in perpetual fear. It only takes one class action lawsuit, and then the company drop an entire line of business, or refuse to look at one.
That being said insurance companies are many, and you can get insurance for anything out there. It may not be at the price you like, but someone is out there who will write it.