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Study: Insured cancer patients do better

Joe Hill

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The US health profiteer system is deadly, hyperexpensive, and the shame of the Western world. Congress and the Bush Mafiosi should be divested of their socialized health care until we all get it. Good idea, John Edwards!



 
While I can agree that vast swaths of our political elite are overcompensated for their work, I disagree that further socialization of our health care system is the answer.

The article mistakes correlation and causality. The cause of cancer paitients success / failure is if they get treatment early / often enough. Not possesion of insurance. While it is true that people with insurance (or more accurately subsidies) are more likely to visit the doctor for treatment / diagnosis; this is correlation not causality.

Socializing health care will not make any of the treatments cost less, it simply changes who pays for them. We should instead focus on making the treatments actually cost less, which requires competition and a free market, both of which are largely lacking in the current US health care industry.

Would you prefer expensive treatments that "someone else" pays for, or would you prefer making treatments cheaper so more people could afford them on their own?

J
 

This is simply false. The two main reasons that health care costs so much is a. hospitals/drug companies can get away with charging so much and b. the overhead of insurance companies is insane. Hospitals/drug companies are able to charge what they do because none of the insurance companies has enough of a market share to impose cost controls. If we had a single payer system where the government was the only entity negotiating with hospitals/drug companies, we would have much more leverage and therefore have an easier time keeping costs in control. We don't even allow Medicare to negotiate with drug companies, that would at least be a good start. Another reason health insurance is so expensive is overhead. The overhead in private insurance is 20-25%, while that of Medicare is 4-6%. The free market is the best method to deliver goods 90%+ of the time, but it simply does not work with health care. People don't shop around when it comes to their health care, nor do they want to. They want the best possible care regardless of the cost. It is unconscionable that we have a system where if two people are diagnosed with the same cancer, one might live and the other might die just because of differences in their economic situations.
 
barefootguy said:
This is simply false.

No it's not. Allow me to elaborate.

barefootguy said:
a. hospitals/drug companies can get away with charging so much

They get away with it because people don't care how much it costs, they don't see the bill ... or rather they only see a fraction of the bill. If insurance companies were forced to compete for (unsubsidized) individuals then they would have a tremendous incentive to compete over price (in addition to quality).

How does having the government pay for health insurance stop 'them' from charging so much?

barefootguy said:
b. the overhead of insurance companies is insane.

No it's not. While the overhead is larger in private insurance, overhead does NOT equal waste.



Medicare has lower overhead because is doesn't bother to check if the money is being used efficiently. This is NOT a 'good' thing.

Nevermind that with the taxes to fund a single payer system Medicare level costs get expensive quick.


Or on par depending on the assumptions of private insurance, that article assumed 11-14%.

barefootguy said:
If we had a single payer system where the government was the only entity negotiating with hospitals/drug companies, we would have much more leverage and therefore have an easier time keeping costs in control.

How would the government use this 'leverage' to keep costs in control?

barefootguy said:
People don't shop around when it comes to their health care, nor do they want to. They want the best possible care regardless of the cost.

You're correct people don't shop around for health care ... mainly because they can't. When they can, we find they do want to ... otherwise we wouldn't be having this debate.


What do you know, when people were able to shop around they chose the option with higher overhead costs because of the benefits offered. If Americans want quality regardless of cost how does a single payer system improve quality?

barefootguy said:
It is unconscionable that we have a system where if two people are diagnosed with the same cancer, one might live and the other might die just because of differences in their economic situations.

Cancer treatments are not a right. Health care is not a right. Nor should it be.

How is it more 'conscionable' that one might live or die based on your place in line for surgery?



The current problems with our health care system (both the insurance side and the actual delivery) is due to government interference. More government intervention is NOT the solution. A return to free market principles, that work for EVERY OTHER form of insurance, is what is required.

Why is it that no one ever complains about the 'astronomical' overhead in auto insurance? Or how we would all have lower rates if only the government could 'leverage' all of us into a single payer auto insurance system? Or how mechanics and tow truck drivers get away with charging 'so much'?

Maybe it's because the free market does a better job of meeting our needs than central planning government could ever hope for.

J


[1] http://www.nytimes.com/2007/03/22/business/22scene.html
[2] Medical Progress Report 5 | Comparing Public and Private Health Insurance
 
The US health profiteer system is deadly, hyperexpensive, and the shame of the Western world. Congress and the Bush Mafiosi should be divested of their socialized health care until we all get it. Good idea, John Edwards!





I just watched Sicko again; it was very... elucidating.
I mean, I already knew some of this stuff, but Moore really threw it into sharper relief by contrasting America's deplorable health care system with the universal health care offered by every other nation in the industrialized world.

And there was little of his usual bombast; the only hint of it- and I had to laugh- was when he arrived at Guantanamo Bay with his three boatloads of sickly 9/11 rescue workers and started shouting through that bullhorn: "Hello! I have three boatloads of 9/11 heroes here, who are in need of medical attention! They're only asking for the same medical treatment you're providing for the evil-doers!"
... or something to that effect. It was really funny.
Then this siren started going off, and MM was like, "Let's turn the boat around and get the hell out of here."

:lamo
 
Socializing health care will not make any of the treatments cost less...

Originally Posted by barefootguy
This is simply false...

Originally Posted by Solidus
Allow me to elaborate.
You never really did, so stop making false promises and unsubstantiated denials.

... If insurance companies were forced to compete for (unsubsidized) individuals then they would have a tremendous incentive to compete over price (in addition to quality).
You are forgetting one thing: they are competing on the basis of cost, not quality necessarily. The typical consumer has no basis to judge quality, and insurance companies know it.

How does having the government pay for health insurance stop 'them' from charging so much?
Because most of industrialized world has some form of universal health care...they would have no choice. The negotiating power of a big player. They are not going to get a better price anywhere else, assuming of course drug costs are directly negotiated as such. The only tricky part is keeping drug company influence from tainting the process of the establishment of universal care, or a single payer plan, for that matter. Corruption always remains an potential issue in any organization, private or public.

No it's not. While the overhead is larger in private insurance, overhead does NOT equal waste.
Actually it frequently does, because its economic efficiency is largely disconnected with the efficiency of providing healthcare. Creating a multitude of confusing policy distinctions, types, and provisions is one of the legal ways insurance companies can effectively reduce the rate at which healthcare is reimbursed, and it requires greater overhead to both administer and maintain this legal morass, even though it generates greater profitability for the insurance company. The customer never finds out until it is too late, and insurance is so boring, customers will never have some way of comparing it on a realistic basis. Even hardened contract attorneys get confused figuring out exactly what might be covered or not a priori in a typical insurance contract. In this free-market model of yours, inefficiency in service results in greater profits. How do you get around that?

Also, your narrow focus on insurance company overhead omits the parallel phenomena: the exponentially larger administrative overhead of hospitals dealing with the multitude of policies within one insurance company much less hundreds of policies from dozens of other insurance companies. That is another reason why administrative costs for health care are double to three times higher than in countries with universal care. Cost is not purely defined by just the budget of the universal care plan.

Medicare has lower overhead because is doesn't bother to check if the money is being used efficiently. This is NOT a 'good' thing.
Corruption and fraud exist in almost all large organizations, not just Medicare. It is a weakness of single payer plans also and why I think universal care with reimbursement based on a broader longitudinal wellness index as opposed to "per procedure" would be better. As the NYT article you posted opines: "When they aren’t paying directly, patients will seek extra care and doctors will be happy to oblige." There would be not as much motivation for that to happen if the doctors are not paid per procedure. Medical treatment plans would therefore be less a laundry list of physicians' economic wishes, less conciliation to hypochondriac patients, and more a well-intentioned well-informed treatment.

Nevermind that with the taxes to fund a single payer system Medicare level costs get expensive quick. Or on par depending on the assumptions of private insurance, that article assumed 11-14%.
The Manhatten Institute for Policy Research article cited blatently ignores the obvious savings incurred by lower hospital administrative costs afforded by a single payer plan as well as other trickle-down cost efficiencies from the routine medical treatment of those who might otherwise leech exorbitant costs as uninsured emergency room patients. Preventative, routine, and timely treatment is magnitudes times cheaper than unplanned, unexpected, and too-late treatment.

Although I would agree replacing many insurance companies with one big insurance company is not what I would prefer, since the procedurally-based abuse potential remains, the author overstates the problems of single payer, and frankly, limits his discussion of its larger economic significance to its direct federal budgetary cost, presumably to remind people that the wealthy will have to pay more for the uninsured because he thinks they will participate more in such a healthcare system than if given straight subsidies through the usual convoluted means which they can't understand or effectively use. In other words, he is acknowledging what I stated above: our healthcare system creates its economic efficiency by making the use of its service either non-existent or inefficient for anyone but the rich.

Instead of waiting for an appointment as one might in a universal care system, in our present system, some get no treatment, others get treatment denied or poorly reimbursed, leaving only a few really satisfied with the treatment they recieved. Perhaps that's why Businessweek reported this summer only 40% of Americans are satisfied with our health care system, while 65% of French say they are satisfied with theirs.

You're correct people don't shop around for health care ... mainly because they can't. When they can, we find they do want to...
What people want and what is actually possible are two different things, to paraphrase the author of your own article.

What do you know, when people were able to shop around they chose the option with higher overhead costs because of the benefits offered.
Choosing between two evils does not make one actually 'good'. HMOs were aggressively for-profit bearing little resemblance to an institution that might be established ostensibly for the public good. Now with HMOs fading away, we have mostly insurance, yet do you really believe people are greatly satisfied? A Harvard study found recently that half of all bankrupcies are linked to health care expenses from being underinsured or uninsured. Is that reason for celebration?

If Americans want quality regardless of cost how does a single payer system improve quality?
Having some treatment is better than having no treatment at all. How difficult is that for you to understand? It represents a quantum level rise in the quality of treatment for those previously untreated.

Cancer treatments are not a right. Health care is not a right. Nor should it be.
Why not? You are merely stating your premise, not your rationale. If you agree with the MIP article, how can you justify "subsidies", but not universal health care? It seems a bit hypocritical to me to argue one is the establishment of a "right", implying the other not. Besides the government provides many permanent services not defined as "rights" and more trivial than healthcare to the public good, so what is your semantic hang-up? Just call it a service if you don't want to bestow the rank of right to it.

How is it more 'conscionable' that one might live or die based on your place in line for surgery?
It happens in the free-market healthcare system every day anyway, so you are not stating much difference. Get a grip on reality. Most "rationed" healthcare services I have read about usually triage the importance of surgeries. More trivial surgeries have longer waits than important ones critical to survival. You conveniently omit that "detail". All healthcare systems triage according to likely outcome.

As I pointed out, you make no convincing case for that at all. Even less convincing, how has the government inflated the costs of our current healthcare system to double that per capita of countries with universal care? Our healthcare system is largely a free market still. That would suggest the problem is the free market regulation of healthcare, through its many adversarial pieces, none of which seems to actually be pro-consumer. Even the trial lawyers seem a bit mercenary and shortsighted in their self-serving roles. The government as far as I can tell is the only potential bastion of protection for the consumer left, despite its swelling partisan fickleness.

Why is it that no one ever complains about the 'astronomical' overhead in auto insurance?
Because, (1) it involves a trivial economy compared to healthcare, (2) auto insurance does not directly threaten one's abilty to survive, live. It is not life or death.

I also thought I would mention, this cancer report is not the first such comparison of insured vs. uninsured. Uninsured children suffering from typical childhood trauma, no genetic disorders or chronic diseases, also died at twice the rate as insured children within the same hospitals no less. Time to treatment then would have been virtually identical then, the only difference being poor treatment. Gives one pause to reassess Solidus' critique of the possible cause of greater cancer deaths being linked to the uninsured patient's responsibility rather than just the level of care.

From the start you have failed to make a real case in my opinion, partly because no one ever said health care in any form would be a "free lunch" yet you pretend it is a debating point. However, statistics do show over and over, per capita costs are much lower in countries with universal care, despite the greater useage. They also show high satisfaction rates with their healthcare systems. Some say 47 million are uninsured in the U.S., the more cynical say it is only 30 million. Whether 20% or 10% of the population is uninsured it is morally incomprehensible given the high economic and social costs of their eventual emergency but substandard treatment which raises everyones outlay, but at the same time leaves the poor little better off than they were. Half of personal bankrupcies derive from healthcare cost overruns. Less than half the U.S. public is satisified with their healthcare system. Failure certainly has been repeatedly shown in the U.S. healthcare system, but success? You have not effectively elaborated your thesis, ...at all.
 
Here’s a prime example of our corporate owned healthcare, and one of the sicko stars.:thumbdown


<Source: ABC News

WESTWOOD -- A Northridge teenager awaiting a liver transplant died Thursday after she was pulled off of life support.

CIGNA Insurance Company initially refused to cover the cost of the transplant for Natalee Sarkisian, saying the surgery was too experimental.

On Thursday, friends, family and members of a nurses association held a protest outside CIGNA headquarters in Glendale, urging the insurance company to reconsider.

But the decision came too late for Natalee. Just after six o'clock tonight, her condition worsened.

Natalee's family took her off life support and she passed away.>



http://abclocal.go.com/kabc/story?section=news/local&id=5848163
 
The very terms given them makes it obvious which would be more beneficial and economical for the majority of the country. "for-profit" benefits the industry, "socialized" benefits the People.







 
The US health profiteer system is deadly, hyperexpensive, and the shame of the Western world. Congress and the Bush Mafiosi should be divested of their socialized health care until we all get it. Good idea, John Edwards!

So vote for Hillary!!

National Health *insurance* (not to be confused with health *care* ) for everyone, even 25 year old "children" who are classified as "poor" even though they make so much they have to pay the Capitol Gains tax Hillary helped impose on "the richest Americans".....




...they think we don't see right through this ****.....
 
Insured cancer patients do better......Gee no ****. Instead of trying to create more government bureaucracy how about we figure out why the hell medical insurance is so damm expensive and figure out ways to reduce to skyrocketing costs.
 
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