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Imagep, actually I believe that the regulations will be provided at less cost (to all).
Such preventive medical procedures would result in net decrease of the insurers’ long term expenses. There are also the additional benefits due to increasing life spans and/or better quality of life for clients. Additionally taxpayers will not suffer government expenses due to those unwilling or unable to co-pay for the recommended preventive medical procedures.
The additional cost you refer to is the immediate expense of preventive medical procedure that (MAY in aggregate) cause a 1.5% price increase but the medium and long term affect will be lesser than otherwise expenses to all, (i.e. medical insurers, their clients, patients and our government).
Respectfully, Supposn
I have been told that the only "preventative" care that is cost effective is to stop smoking, stop drinking, eat better, loose weight, and exercize more. Ya don't have to go to the doc for any of that preventative care.
Things such as screenings, although certainly have value to the individual, are actually not cost effective.
ImageP, you have been told a falsehood.
Excerpted from the NY times article “Health Plans Must Provide Some Preventive Tests at No Cost” by Robert Pear, published: July 14, 2010
…………………. In general, the government said, Americans use preventive services at about half the rate recommended by doctors and public health experts.
…………………… The rules stipulate that no co-payments can be charged for tests and screenings recommended by the United States Preventive Services Task force, an independent panel of scientific experts.
………………….. The administration said the requirements could increase premiums by 1.5 percent, on average.
Excerpted from: U.S. Preventive Services Task Force: About the USPSTF :
The U.S. Preventive Services Task Force (USPSTF), first convened by the U.S. Public Health Service in 1984, and since 1998 sponsored by the Agency for Healthcare Research and Quality (AHRQ), is the leading independent panel of private-sector experts in prevention and primary care. The USPSTF conducts rigorous, impartial assessments of the scientific evidence for the effectiveness of a broad range of clinical preventive services, including screening, counseling, and preventive medications. Its recommendations are considered the "gold standard" for clinical preventive services.
The mission of the USPSTF is to evaluate the benefits of individual services based on age, gender, and risk factors for disease; make recommendations about which preventive services should be incorporated routinely into primary medical care and for which populations; and identify a research agenda for clinical preventive care.
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Let us assume that you would choose as national policy that we continue to tolerate denial of the identifiable 3/5ths of procedures if the patients are, (or believe themselves to be) unable to afford their additional expense and thus penalize those who are less wealthy.
Do you really believe we should not mandate the waiver of co-payments for the identifiable fifth of preventive procedures that we know to be cost effective?
Respectfully, Supposn
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