- Joined
- Oct 20, 2009
- Messages
- 28,431
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- Location
- Sasnakra
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- Political Leaning
- Moderate
I think they should - it's common sense, yeah? You get a credit card, charge things onto it, and they tell you how much your monthly minimum . .. and interest, etc etc . . . will be.
That's called a bill, If I remember how this works.
*out on a limb, here?*
Business sense, yeah?
___________________
Well - one of our cards is in forbearance, which means it's on hold - no interest being added, no payments being expected right now.
Our forbearance will end in October. Since it's June and we have several more months I'm trying to plan ahead and alter our budget and start paying routinely on it *now* - so by October when we have to start paying on the card again officially, it won't throw us for a loop and catch us off guard or cause problems.
So I called to maybe figure this out and the credit card rep said, "Sorry, I don't have a way of finding out that information right now."
:roll:
Not even a ballpark figure. . . 50, 100 . . . nothing.
And so I asked her "how much was it before we went into forbearance, then, I'll go by that and then add on some . . . " and she said they only kept that on record for 6 months.
A credit card company who can't tell you how much they'll request in minimum and can't tell you how much you USE to pay!
I'm writing a formal request and sending it in - this is stupid - I kind of regret my husband filing for forbearance on it, now. . . finding out how much a minimum payment will be shouldn't be a trouble because they're based on a standards formula (so I thought).
That's called a bill, If I remember how this works.
*out on a limb, here?*
Business sense, yeah?
___________________
Well - one of our cards is in forbearance, which means it's on hold - no interest being added, no payments being expected right now.
Our forbearance will end in October. Since it's June and we have several more months I'm trying to plan ahead and alter our budget and start paying routinely on it *now* - so by October when we have to start paying on the card again officially, it won't throw us for a loop and catch us off guard or cause problems.
So I called to maybe figure this out and the credit card rep said, "Sorry, I don't have a way of finding out that information right now."
:roll:
Not even a ballpark figure. . . 50, 100 . . . nothing.
And so I asked her "how much was it before we went into forbearance, then, I'll go by that and then add on some . . . " and she said they only kept that on record for 6 months.
A credit card company who can't tell you how much they'll request in minimum and can't tell you how much you USE to pay!
I'm writing a formal request and sending it in - this is stupid - I kind of regret my husband filing for forbearance on it, now. . . finding out how much a minimum payment will be shouldn't be a trouble because they're based on a standards formula (so I thought).